lacroupade
Veteran
peddy said:lacroupade, they should take payment and once cleared they should then dispatch, so I don't really agree with you there... Unless I'm missing something?
"cardholder not present" transaction is easy to do......just need the card and the cardholders address, and many sites will ship to alternate addresses. I mean a card can easily be nicked from mail left in shared premises for example or burgled from a known address or lifted in a purse/wallet with a driving licence in it, so home address is easily known; that and the card and you're home and dry.
and the retailer takes the hit, not the card company.
Have you tried buying a laptop or expensive TV online lately? some retailers give you the third degree, bigger ones just take a hit if the s**t hits the fan.