arghhh someone has reveresed into me!

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Was staying at a friends last night and parked my car in the street, parking down both sides of the road. Noticed my side repeater and BMW emblem had fallen out and was hanging by the wires. Fortuantly not too much paint damage but that part of the panel has been dented :x - no note from the perpetrator either :cry:

is this something I should claim on the insurance and will it effect my 7 years NCB? otherwise anyone got a ball park figure on the cost to repair? I'm going to get some quotes on monday probably. In 7 years this is the first time I've needed to get a repair! :thumbsdown:

I will try and get a pic up later today.

any advice :thumbsup:
 
Awful scenes Steve-M; b*stards! Pics will prob help with opinion as there was somebody on here in the last few days with similar issue after reversing incident. Chances are you'll not want to affect your NCB or pay the excess but pics should help people here suss it out. Dent vs crease seems to be the crucial thing (dent easier, crease not so easy to repair).

Hope you get it sorted okay dude.
 
Check this thread...
http://www.z4-forum.com/forum/viewtopic.php?f=3&t=24217&hilit=reversed
 
photohp.jpg
 
Dent repair possible. Is the paint cracked? A had a vertical crease 8 inches, and dent guy sorted it.....
 
Hi Steve-m What b*stards some drivers are. Looking at your pic the damage is over a large area so a good part should pull out the big problem will be the long sharp crease from the rear of the wing to the arch. best to let one of the dent boys to have a look and see what they say, but I would think it will be a repair and paint job as the crease looks very sharp on your pic. Good luck in geting it sorted.
 
what an ba$tard....

That should be able to be pulled out and a smart repair applied to the scratch.

imo i wouldnt claim that through my insurance.
 
IK. said:
Just the one panel that is dented? I'd estimate £1000 to sort that.
Click to expand...

That sounds like an estimate from a stealer who will be using a back street body shop who will do the job for them for £200.

I doubt you could pull out a crease like that but it's worth asking. I suspect pulling out, filling and welding is what's required. Labour for the filling would be £100-150 and paint no more than £250. Again if you are having a first class job done.

Get some quotes and see what you find.

Really sorry to see it happen to you though!
 
Thanks guys. Will get a quote and decide what to do. Don't think I can fork out £1k especially as I'm looking at a newer zed shortly.
 
Hi Steve,

I know how you feel. I was parked in a Little Chef car park last week (and I always park my Z as remotely from anyone as possible....). A LandRover apparently reversed into the back of my Z4, totalling the boot lid and damaging the rear bumper area. In my case, I had a witness, who very kindly told me and gave me his name/address. Unfortunately, he couldn't get the number of the perpetrator. Neither was there any CCTV that caught the event.

Talk to your insurance company openly and nicely. It may or may not be worth claiming. In my case I have a Protected NCB, which Elephant.co.uk say won't affect my NCB (we shall see what the premium suggested is in August!). However, quiz them. My previous insurer made a difference in the excess for damage between self-inflicted damage (accidental, of course!) and that done by others. In my case, even with Elephant, the fact that I have a witness that it was someone else, and not my carelessness, made a difference. Whilst it appears that you have no witness to the event (have you asked neighbours did they hear anything?), you may have circumstantial 'witness' of your friends, in that they didn't see you do the damage yourself, and saw your distress. Tenuous, but it may help. Weigh the pros and cons of claiming. I embarassingly reversed into our gate last summer, causing £750 of damage (the respray/repair job was superb and PM me if you want to know who, in High Wycombe). My excess was £400, so I decided to take the hit myself, as it was at renewal time, and I was changing insurer.

Sorry for the lengthy blather but I know how you feel about hit and run - just weigh your options carefully and talk to the insurers as to how a claim may be dealt with.

Best, David
 
I had similar but admittedly less extensive damage to mine from a supermarket car park. It cost me £50 to have it pulled out by a dent man; now you wouldn't know it had ever happened. It was arranged by an excellent BMW specialist indi (CPC Performance Engineering in Amersham) whilst the car was in for its Insp II service. All I need to do now is fit the BMW roundel I picked up for almost nothing on ebay :D
 
thanks David - interesting to read. Annoyingly however I do not have my NCB protected and don't want to lose 7 years!

Anyway I got a quote today - it's seems a lot - maybe someone in the know can tell me if this sounds about right:

Labour (10.52 hours) - £294.56
Materials - £195.62
Other - £5.00
Parts - £240.30

Total plus vat = £735.48

breakdown:

parts:

L/F wing - £215
L/F type badge - £15.59
Door foils - £5.00
Paint materials - £190.62

is this realistic or shall I try a few more first?

cheers for the response - sadly no luck with witnesses, asked the neighbours out of interest but nothing :x
 
The labour price is a joke IMO...

Have you tried a breakers? Sterling Grey is a very common colour...

www.1stchoice.co.uk
 
You may wanna ask your insurance co, but I'm sure you only use 2 years ncb when making a claim. Gotta factor in the 3-5 years you need to declare it though!

I'm with Peddy, labour sounds a bit rich, shop round and haggle! Make sure you get an invoice too (don't pay 'cash') as they rarely get it perfect first time!
 
Thats a lot of paint?!

I'd expect it to be about £200 less than that overall....you might want to try sourcing the panel/light yourself and see if that makes a difference? And ten hours to remove and refit a bolt-on wing sounds a wee bit excessive? But then you never know what fettling and prep they have to do, especially if they've bought a pattern panel instead of OEM.

Remember the old problem with protected NCD is that most companies can still jack you up to a higher risk category after a claim, so while you still keep your 70% NCD its from a higher base premium... :(
 
So it's taken me two months to sort but my zed has a new wing, door dent beaten out and resprayed to match, my alloys have all been refurbished, had a little ding removed from my drivers wheel arch where someone had wacked their door against my car, just finished polishing and it's ready to drive :driving:

stevem.jpg


at last :D
 
oh yeah, didn't go through the insurance in the end - my Dads mate knows a guy who runs a bodyrepair shop so he did it all for £500 - I had to polish it though! :)
 
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