Jasey said:Hope you trust your solictor.TitanTim said:dr_john said:Tim, if I were you I would select one or two insurance providers, call them and discuss your particular circumstances and see what they say. Clearly you have to be explain exactly where you are at.
I wouldn't mind betting that they will readily agree to cover you at favourable terms, you don't seem like a huge risk to me! Just get cover and forget it for now, you can always optimise things at the next rewewal date.
Good luck with the probate, I went through it when my first wife died some 15 years ago and the hassle was not what I needed at the time. I did most of the paperwork myself (it ain't rocket science!), but eventually turned it over to a solicitor to tie up the loose ends.
Thanks John, all sorted, renewed with the Co-op again, however slightly annoyed as I don't think the person who I spoke too at the Co-op over past 3 weeks fully grasped my situation and they were wrong in saying that the existing policy would stay in force after tomorrows expiry date until a new policy was sorted. Called today and they did a new policy without any problems :roll:
I did look at the probate and inheritance tax forms but for what its going to cost which is coming out of the estate anyways I wanted to ensure its done properly so their is no comeback in the future.
Tim.
When sorting my Dad's estate the cnut we used quoted approx £750 and presented a bill for over £3,000 !
The family has been using the same solicitors for the past 40 years and have always been OK. They gave me a ballpark fee and put in writing that it wouldn't exceed the upper limit for all the work required.
£750 is pretty low for sorting an estate out depending on complexity. Our solicitor charges 200 an hour and as the work required is relatively straightforward it shouldn't come to more than 10 hours.
Tim.