Admin fees

If the admin fee is all included, but you can't see it, how is it transparent?

So, are all insurance companies charging admin fees dodgy too?
 
legin said:
I would spend more time evaluating the dodgy p/x,s you routinely get stung with then presumably pass on with an admin fee.

I have absolutely no idea what you are wittering on about here.
 
Scubaregs said:
It appears our Dealership is cursed also, judging from the amount of EML lights that "just came on as I drove in"
Scubaregs said:
I learned a valuable lesson when appraising a part ex at handover just after I had been trained to do so, both myself and the Product consultant who also appraised the car, missed a massive dent on the roof. Customer didn't think to mention it, but to be fair it probably happened after he :driving: parked up and came in to pick up his new car.
 
Scubaregs said:
If the admin fee is all included, but you can't see it, how is it transparent?

So, are all insurance companies charging admin fees dodgy too?

All a buyer wants to know is how much the item will cost them. They don't need a break down of the seller's costs. The price on the car should be the price of the car. There shouldn't be additional fees on top of the price.

Insurance companies don't quote you a price for the policy and then add additional administration fees.
 
Scubaregs said:
I learned a valuable lesson when appraising a part ex at handover just after I had been trained to do so, both myself and the Product consultant who also appraised the car, missed a massive dent on the roof. Customer didn't think to mention it, but to be fair it probably happened after he :driving: parked up and came in to pick up his new car.

Why would the customer point it out? They presented the car for you to inspect. It's the exact same the opposite way.

Dealers sell cars that have damage, faults and poor repairs. I've never once had a dealer point out issues to me.
 
Beerman said:
Scubaregs said:
If the admin fee is all included, but you can't see it, how is it transparent?

So, are all insurance companies charging admin fees dodgy too?

All a buyer wants to know is how much the item will cost them. They don't need a break down of the seller's costs. The price on the car should be the price of the car. There shouldn't be additional fees on top of the price.

Insurance companies don't quote you a price for the policy and then add additional administration fees.

They add an admin charge for mid policy changes.,
 
I remember looking at a transit custom and on the test drive there was a very strange sound on acceleration, I mentioned this to the sales person sitting next to me and boss of the company and they both denied knowledge of it. I walked away.
 
Scubaregs said:
Beerman said:
Scubaregs said:
If the admin fee is all included, but you can't see it, how is it transparent?

So, are all insurance companies charging admin fees dodgy too?

All a buyer wants to know is how much the item will cost them. They don't need a break down of the seller's costs. The price on the car should be the price of the car. There shouldn't be additional fees on top of the price.

Insurance companies don't quote you a price for the policy and then add additional administration fees.

They add an admin charge for mid policy changes.,

That's completely different.

If you're changing policy mid-term you're asking the insurance company to carry out additional work outside the original purchase.
 
Think the point is that everything you buy has cost added in, from a pair of socks from M&S to a new car. It’s all part of what makes up the price, no one ask how much it cost to process the paperwork on the cost of the socks but it is in there. So surely the admin fee is part of what the car costs to buy and should be added to the advertised price. The gripe here is that they put it as a separate cost to keep the advertised price competitive. It must have always been in the price for years and no one bothered about it.
 
Beerman said:
Why would the customer point it out? They presented the car for you to inspect. It's the exact same the opposite way.

Dealers sell cars that have damage, faults and poor repairs. I've never once had a dealer point out issues to me.

Because they have submitted an online appraisal of their car in order to be given an accurate part evaluation. Many customers do this and the first time we see their part ex is the day they come in to pick up their new car. It is made clear to them that this must be accurate in order for the valuation to be accurate. They are taken through a comprehensive step by step process and asked for full transparency.

When this does not happen, when they clearly omit damaged panels, wheels, tyres below minimum legal limit etc, then it becomes awkward for both parties on the day of the handover as they may be told we need to reevaluate their part ex.
 
Beerman said:
That's completely different.

If you're changing policy mid-term you're asking the insurance company to carry out additional work outside the original purchase.

You think paying £25 for 30 seconds on the phone to make a policy change is fair? :rofl:
 
MikeyH said:
Think the point is that everything you buy has cost added in, from a pair of socks from M&S to a new car. It’s all part of what makes up the price, no one ask how much it cost to process the paperwork on the cost of the socks but it is in there. So surely the admin fee is part of what the car costs to buy and should be added to the advertised price. The gripe here is that they put it as a separate cost to keep the advertised price competitive. It must have always been in the price for years and no one bothered about it.

Seriously? Not adding on the £25 admin cost into the price of a £20k car makes the advertised price more competitive?
 
Scubaregs said:
Beerman said:
That's completely different.

If you're changing policy mid-term you're asking the insurance company to carry out additional work outside the original purchase.

You think paying £25 for 30 seconds on the phone to make a policy change is fair? :rofl:

Does it take 30 seconds to take the phone call and amend your policy?

The comparison you made wasn't valid.
 
Scubaregs said:
Beerman said:
Why would the customer point it out? They presented the car for you to inspect. It's the exact same the opposite way.

Dealers sell cars that have damage, faults and poor repairs. I've never once had a dealer point out issues to me.

Because they have submitted an online appraisal of their car in order to be given an accurate part evaluation. Many customers do this and the first time we see their part ex is the day they come in to pick up their new car. It is made clear to them that this must be accurate in order for the valuation to be accurate. They are taken through a comprehensive step by step process and asked for full transparency.

When this does not happen, when they clearly omit damaged panels, wheels, tyres below minimum legal limit etc, then it becomes awkward for both parties on the day of the handover as they may be told we need to reevaluate their part ex.

Both yourself and product consultant missed the dent. If you two missed it a normal car owner could also be unaware.

Many car owners don't have a clue about cars. They don't understand or see faults until it's pointed out to them. They think their cars are in good condition when they are not. Asking these people to appraise their own car is always going to lead to issues.

When you're advertising your cars for sale, do the adverts point out every defect? Would you walk a customer around the car and point out things they wouldn't see?

We all know many people trading in cars are getting rid of problems. However, you seem to be painting the picture that it's only the owners that are dodgy. The car trade is one of the most dodgiest trades there is.
 
legin said:
Scubaregs said:
It appears our Dealership is cursed also, judging from the amount of EML lights that "just came on as I drove in"
Scubaregs said:
I learned a valuable lesson when appraising a part ex at handover just after I had been trained to do so, both myself and the Product consultant who also appraised the car, missed a massive dent on the roof. Customer didn't think to mention it, but to be fair it probably happened after he :driving: parked up and came in to pick up his new car.

This was your post "I would spend more time evaluating the dodgy p/x,s you routinely get stung with then presumably pass on with an admin fee."

From that you are inferring we are being dishonest.

In the first scenario above, we will take the car into the workshop and ascertain the reason for the EML being on. If it is a simple fix, like an O2 sensor, then most likely the deal would be unchanged. If it needs further investigation and is potentially expensive the customer is offered several solutions and we are happy for them to take their car to have the fault remedied elsewhere and pick up their new car under the original deal once this has been done.

In the second scenario, the business took the hit as both myself and my colleague missed it. Customer had already left in their new car, the deal was completed.

So your inference that we pass cars on with EML's on and damaged roof panels, etc, etc, etc, is simply ludicrous.
 
Beerman said:
However, you seem to be painting the picture that it's only the owners that are dodgy. The car trade is one of the most dodgiest trades there is.
.

Nope, I'm pointing out that customers can be less than honest. :roll:
 
Scubaregs said:
Beerman said:
However, you seem to be painting the picture that it's only the owners that are dodgy. The car trade is one of the most dodgiest trades there is.
.

Nope, I'm pointing out that customers can be less than honest. :roll:

And car dealers are well known for their honestly?

The industry is rife with dodgy practices.
 
Beerman said:
Scubaregs said:
Beerman said:
However, you seem to be painting the picture that it's only the owners that are dodgy. The car trade is one of the most dodgiest trades there is.
.

Nope, I'm pointing out that customers can be less than honest. :roll:

And car dealers are well known for their honestly?

The industry is rife with dodgy practices.

Where have I said anything other than it can be a two way street?
 
You have a choice if buying used, you can buy privately.

If buying new most manufacturers have many dealerships, choose one that is giving you a deal and service you are happy with.
 
Scubaregs said:
Beerman said:
Scubaregs said:
.

Nope, I'm pointing out that customers can be less than honest. :roll:

And car dealers are well known for their honestly?

The industry is rife with dodgy practices.

Where have I said anything other than it can be a two way street?

It didn't sound like that at all on this thread. You sound very defensive.

Car dealers are the experts. They shouldn't be part of a two way street.
 
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