Acceptable PCP APR??

Stark said:
Steven the C Class is a great car. I assume you got the premium pack which has lots of extras with it. Beautiful interior and I like the tablet display.....very well built interior.

I never knew Mercs were so solidly built and much better than my Z4 in terms of built quality....
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Yeh it has the Premium Plus pack added to it. The interior is a very very nice place to be. I also looked at a 420d M-Sport and it looks/ feels horrid in comparison.



I would envisage changing my daily car every 3 years anyway. I like driving new cars, spec'ing to my personal requirements / tastes and enjoying the car as I would want it. I'd undoubtedly be better off financially by purchasing a 3 year old car outright at £17k and losing £7-10k in depreciation rather than £15-20k. Newer cars are more efficient and you have the warranty / unexpected bills to factor in with used vehicles, which would impact overall costs.

I guess it's just an opportunity cost thing. I'm always going to need a sensible daily / family car and will change every 3 years. I have a fund set aside (currently £400 PCM) and will adapt as my salary / requirements change for each subsequent car. It's just a monthly expense that I factor in to my budgeting.
 
I can understand both sides of the story. I've had a few BMWs on 4 year pcps at 4.9% with a view to buying the car at 4 years and owning it outright. Problem for me is I would rather only pay enough for the deposit on another new car typically 3 to 4 K including any positive equity at the end of the term or sooner at 2 years than paying the balloon payment typically for me £12500 on a 4 year old car. I agree with Sars in that I would prefer a daily driver with a warranty etc.

Tim.
 
Only difference is now, that dealers will want to tempt you out of a PCP earlier now to meet sales figures when things aren't good. So you no longer have to wait for the end of the PCP.
 
Stark said:
Only difference is now, that dealers will want to tempt you out of a PCP earlier now to meet sales figures when things aren't good. So you no longer have to wait for the end of the PCP.
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I can be an never ending cycle, normally on a 4 year PCP my dealer will call me at 2 years and tempt me to change, but to tempt me he has to give me enough PX to pay the agreement off with a little deposit towards the next car, normally they will make the figs work as at the end of the day they want another sale with a new PCP.

Tim.
 
Interior is gorgeous in the new C class... Its got BMW's knocked into a cocked hat,and they are still nice.

Did you test drive it though Steven ?
 
Stark said:
It's not an amazing car to drive but it's a decent comfy car.....
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Not sure when you last drove a C Class, but they received a fairly major overhaul back in June, a bit of weight saving. Much better drive than the one I had as a rental last year.

Even so, driving wise the 4-series is more involving/ fun. I've got the Z4 for that though. The C Class has a lot of grip and is a very easy drive and very comfortable (at least it was over my 30 minute test drive). The gear box is very smooth (I'm a big auto pessimist, but I found it very sharp and immediate) and the ICE is excellent!
 
I drove one last month and one for the weekend.....it's a lovely car mate, and I nearly went for one. I love the look and the interior. I would have only wanted a 6 cylinder and there wasn't one available. The only reason I didn't get one
 
The Autocar conclusion on the new C-Class was interesting and you guys seem to have confirmed their view. This was that Merc had massively upped their interior quality at the expense of the drive. In other words they've copied Audi. All of the big three have the same cash to develop a car. BMW have typically spent more on the "under the skin" bits that give you a sporting and fun drive and a bit less on the interior. Audi have always taken a different approach - more on a fancy interior and using cheaper VW underpinnings. It seems Merc are going the same way as Audi. Good for BMW, who now are the only one of the big three to major on driver enjoyment. Gives them a big USP. Whilst Audi and Merc might think the customer would rather have a swanky interior the sales say different as BMW maintains its sales advantage and is now opening up a new revenue stream with over 13,000 I vehicles sold so far in 2014.
 
original guvnor said:
The Autocar conclusion on the new C-Class was interesting and you guys seem to have confirmed their view. This was that Merc had massively upped their interior quality at the expense of the drive. In other words they've copied Audi. All of the big three have the same cash to develop a car. BMW have typically spent more on the "under the skin" bits that give you a sporting and fun drive and a bit less on the interior. Audi have always taken a different approach - more on a fancy interior and using cheaper VW underpinnings. It seems Merc are going the same way as Audi. Good for BMW, who now are the only one of the big three to major on driver enjoyment. Gives them a big USP. Whilst Audi and Merc might think the customer would rather have a swanky interior the sales say different as BMW maintains its sales advantage and is now opening up a new revenue stream with over 13,000 I vehicles sold so far in 2014.
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I think that's a fair consensus really. Although the Autocar review didn't test and disregarded the AMG spec C Class which I found to be a decent drive.

If I were confined to a single car, I'd go BMW, M235i most probably. With my mini fleet, I think I'll have all bases covered.

Actually no, that's a ridiculous statement. But it suits my current needs.
 
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