1.4% of cars untaxed!

pvr said:
Not getting you here Angie:

Angie4m said:
It seems that 1.4% of people were driving about with untaxed cars thanks to the new system. Nice work DVLA, let's just hope nobody was hit by these people as their insurance was void!

What has that got to do with insurance? Whether you have tax or not, it does not impact your insurance.

Problem with statistics is that you can change them as you want to see them, how many of these cars are (legally) on the forecourt now (obviously untaxed after trade in).

If the car is used on the road and is involved in an accident the insurance is null and void. This does not apply to cars which are SORN and on the drive, in a garage etc because these cars are NOT driven on the road whilst SORN
 
For no road tax? I do not believe that - what is the relation between the tax paid or not and the insurance ????

Do you have any link to show that?
 
my understandiing is no MOT no insurance. Tax as nothing to do with it, but i'm sure if the insurance can get away with it they will
 
Even no MOT is not an insurance issue - otherwise every car that fails and goes for a retest would be uninsured.
 
I've just sorned my z and the mot is due Dec 2nd - when March 2016 comes along I will be going to get it tested - I'm sure the car will be insured on the way to and from the mot station.
There is no other way around the situation. No mot = no tax
 
pvr said:
techathy said:
Lance said:
Is this right, no tax means no insurance?

A quick google would suggest, not true.
Certainly my insurance documents state the insurance was only valid if the car is taxed & has a valid MOT. The reality is insurance companies honour the insurance for third parties only.

I would like to see that as SORNED or MOT-ed cars (failed or date pushed out for low use cars) are obviously insured if the owner wanted that.
I was talking about the cover when driving it. I have fully comprehensive cover when parked on private property, but the insurance is voided if driving without VED or an MOT.
 
It makes perfect sense - you only have insurance when driving the vehicle on the road if you're legally allowed to drive it on the road.
 
I'm with PVR on this. I don't believe no VED equals no insurance.

No VED would at the very least keep the third party part of the policy valid.
 
So that proves my point then that you are still insured, as expected.
 
If you're with direct line, assuming the FAQ is correct. That's not a legal document so I wouldn't put any trust in it.
 
techathy said:
If you're with direct line, assuming the FAQ is correct. That's not a legal document so I wouldn't put any trust in it.

That was just one of many google findings that supported 'No VED doesn't mean no insurance'.
 
It's typical internet myth that people then regurgitate as gospel.

No tax, no MOT, being pissed as a parrot, does not invalidate your insurance. It may put you in a rather precarious position with regards to your own claim but any 3rd party would be covered, on the assumption that any claim was down to you.

Suggest anyone that believes it invalidates your insurance, pops over to PistonHeads and asks the resident car insurance expert, LoonR1, the question. And then stand back for the hair dryer treatment.
 
Lance said:
techathy said:
If you're with direct line, assuming the FAQ is correct. That's not a legal document so I wouldn't put any trust in it.

That was just one of many google findings that supported 'No VED doesn't mean no insurance'.
Which all counts for nothing as the ONLY thing that actually tells you the limitations of your insurance is the insurance document it's self. In the case of my insurance it's what's defined as being something very similar to "legally entitled to be stored or driven on the public highway". That phrasing means that a vehicle without VED or MOT isn't technically insured to be driven or stored on the road. However for my motorbike it's fully insured to drive unless it's "mechanically unsafe to ride", which means as long as it's not explicitly failed an MOT for something like a damaged tyre or binding brake calliper it'll be insured.
 
Please provide just one link with the exact wording, as just a google across any provider or any pistonheads hit I clearly stated it was not correct.

Who are you insured with who you are quoting from?
 
Denis O said:
It's typical internet myth that people then regurgitate as gospel.

A bit like you must have spare bulbs and a first aid kit if you drive abroad. The nonsense people repeat is amusing and iritating in equal measures.
 
Lance said:
Denis O said:
It's typical internet myth that people then regurgitate as gospel.

A bit like you must have spare bulbs and a first aid kit if you drive abroad. The nonsense people repeat is amusing and iritating in equal measures.

If you check - there are compulsory bits of kit for Euro driving .
 
... and a blanket in Germany.

I think he is being sarcastic here though ;)
 
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