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Neighbour hit car
- flimper
- Lifer
- Posts: 4607
- Joined: Wed Jan 21, 2009 11:47 pm
- Location: Hampshire
Neighbour hit car
Just had a knock on the door from my next door neighbour who has hit the M when trying to get out of the space next to mine
Looks like bumper respray (again) and maybe a wing touch up
Is it best to go through insurance or settle with cash and don't inform them if he is up for it?
Bloody annoying, I'm sure he can't have caused any proper damage at such a slow speed but these SUV's weigh a ton
Looks like bumper respray (again) and maybe a wing touch up
Is it best to go through insurance or settle with cash and don't inform them if he is up for it?
Bloody annoying, I'm sure he can't have caused any proper damage at such a slow speed but these SUV's weigh a ton
Piano black & black extended leather. Power mirrors, tinted glass, PDC, Prof hi-fi, CD, retro-fit cruise
- flimper
- Lifer
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- Joined: Wed Jan 21, 2009 11:47 pm
- Location: Hampshire
Neighbour hit car
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Piano black & black extended leather. Power mirrors, tinted glass, PDC, Prof hi-fi, CD, retro-fit cruise
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Neighbour hit car
If you are on good terms with the neighbour ask if they want to pay for it or go through the insurance.
Get a quote done form a body shop and see what they say.
Get a quote done form a body shop and see what they say.
2009 09 Carbon Black Cinnamon E86
- Worcester_spoon
- Senior Member
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- Joined: Sat Apr 30, 2011 5:53 pm
- Location: Basingstoke, Hampshire
Neighbour hit car
Ouch, nasty. Quite possible if you do go through insurance, given the market right now, the'll Cat N it. So for me, I'd try the cash route, but it's a lottery as to whether your neighbour is up for it or not. Good luck.
03 Z4R 3.0i/Silver/custom quad/330d brake upgrade/LSD/G-Power supercharger/FIC 365cc injectors/Severn Tuning map
- pvr
- Legend
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- Location: South East UK
Neighbour hit car
Do I see a mark on the wheel as well?
Looking at his / her damage, I would expect them to go through their insurance to get their car fixed as that is not going to be cheap either, in which case they would not want to pay cash for something that is always going to be more than they expect.
Looking at his / her damage, I would expect them to go through their insurance to get their car fixed as that is not going to be cheap either, in which case they would not want to pay cash for something that is always going to be more than they expect.
Current:
911-50 Black - unique spec
X5M - 575 hp of fun in a V8
Abarth 595 Comp.
Golf Clipper - collectors item
Z4 3.0si Black Sapphire
VW ID.3
Previous:
Z4M Silver Grey - non flimper spec (gone to Bing)
Z4 3.0 Toledo
911-50 Black - unique spec
X5M - 575 hp of fun in a V8
Abarth 595 Comp.
Golf Clipper - collectors item
Z4 3.0si Black Sapphire
VW ID.3
Previous:
Z4M Silver Grey - non flimper spec (gone to Bing)
Z4 3.0 Toledo
- flimper
- Lifer
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- Joined: Wed Jan 21, 2009 11:47 pm
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Neighbour hit car
Yes I noticed that, will check. Yes I agree can't see him wanting to stump up 2k, hopefully if it's all sorted through his insurance my no claims/premiums won't go up too muchpvr wrote: ↑Mon Apr 22, 2024 1:58 pm Do I see a mark on the wheel as well?
Looking at his / her damage, I would expect them to go through their insurance to get their car fixed as that is not going to be cheap either, in which case they would not want to pay cash for something that is always going to be more than they expect.
Piano black & black extended leather. Power mirrors, tinted glass, PDC, Prof hi-fi, CD, retro-fit cruise
- pvr
- Legend
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Neighbour hit car
Who are you with again insurance wise? When Admiral recorded a non fault for no damage / no claim (not sure why the other person reported it to their insurance when they hit our parked Jeep in the car park when my wife was sitting it in), they added well over £2k to the premium on my cars so I had to remove my wife from some of the cars.
Current:
911-50 Black - unique spec
X5M - 575 hp of fun in a V8
Abarth 595 Comp.
Golf Clipper - collectors item
Z4 3.0si Black Sapphire
VW ID.3
Previous:
Z4M Silver Grey - non flimper spec (gone to Bing)
Z4 3.0 Toledo
911-50 Black - unique spec
X5M - 575 hp of fun in a V8
Abarth 595 Comp.
Golf Clipper - collectors item
Z4 3.0si Black Sapphire
VW ID.3
Previous:
Z4M Silver Grey - non flimper spec (gone to Bing)
Z4 3.0 Toledo
- flimper
- Lifer
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- Location: Hampshire
Neighbour hit car
KGM through A-Plan
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Neighbour hit car
A Z4M shouldn’t be written off for the damage shown a body shop will fix that cheaply, there is a big price difference when selling a Cat N (25-35%) car so avoid that at all costs, I would push for a cash settlement.
A friend had his Toyota damaged by a third party their insurance wrote it off and paid £8k, he then bought it back for £4k, it cost £800 to fix the damage but the car had a Cat N label, I’m not sure it was a good deal.
A friend had his Toyota damaged by a third party their insurance wrote it off and paid £8k, he then bought it back for £4k, it cost £800 to fix the damage but the car had a Cat N label, I’m not sure it was a good deal.
- flimper
- Lifer
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- Joined: Wed Jan 21, 2009 11:47 pm
- Location: Hampshire
Neighbour hit car
He could only have been going 3-5 mph so I'm hopeful it is just cosmetic
Piano black & black extended leather. Power mirrors, tinted glass, PDC, Prof hi-fi, CD, retro-fit cruise
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- Senior Member
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Neighbour hit car
A tricky one. If you go through the insurance then both parties have to declare it when the insurance is renewed, even if you were not to blame, and your neighbour will lose their no-claims bonus. Their damage is substantial, from a cost repair, so I would go through their insurance.
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- Lifer
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- Joined: Tue Feb 10, 2015 10:27 pm
Neighbour hit car
I’m no expert but I’d think £800 ish to fix yours if there’s nothing structural and you’ve no wheel damage.
At least they admitted it too…lots wouldn’t these days.
Shame for you though of course.
At least they admitted it too…lots wouldn’t these days.
Shame for you though of course.
M roady...OEM CSL’s, strut brace, Remus back boxes, ZHP
MR2 MK 2
E89 35i project car...mapped 365bhp, M4 stoppers & wheels, KWV3’s, H&R front ARB, M3 front arms, strut brace Eisenmann cat back race exhaust, VRSF downpipes inbound
E89 35is
G29
MR2 MK 2
E89 35i project car...mapped 365bhp, M4 stoppers & wheels, KWV3’s, H&R front ARB, M3 front arms, strut brace Eisenmann cat back race exhaust, VRSF downpipes inbound
E89 35is
G29
- flimper
- Lifer
- Posts: 4607
- Joined: Wed Jan 21, 2009 11:47 pm
- Location: Hampshire
Neighbour hit car
Have decided to go through insurance. And will try and get it repaired at BMW.
Piano black & black extended leather. Power mirrors, tinted glass, PDC, Prof hi-fi, CD, retro-fit cruise
- flimper
- Lifer
- Posts: 4607
- Joined: Wed Jan 21, 2009 11:47 pm
- Location: Hampshire
Neighbour hit car
Yes I think you are probably close, I said to him £400 to £1000 when I first saw damage, but reckon can add £50 on for a wheel refurb (good spot PVR). Maybe a good excuse to get all 4 done at the same time! (Which I will pay for of course)
Piano black & black extended leather. Power mirrors, tinted glass, PDC, Prof hi-fi, CD, retro-fit cruise
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- Lifer
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Neighbour hit car
Hopefully Mr Tidy will be on soon, as he has some background in insurance. My understanding is that you should just hold the neighbour responsible, claim off him directly and it’s up to him to get his insurer involved. There should not be any need to involve your insurer who will inevitably bump up premiums etc. I may be wrong though.
2003 Maldives Blue 3.0i auto
Previously: Maldives Blue 2.5i manual (its back!) and another, and a Monaco Blue 3.0Si coupe
Previously: Maldives Blue 2.5i manual (its back!) and another, and a Monaco Blue 3.0Si coupe