Weird that there are no chips. Could it have been fitted incorrectly ?
Mine has a number of chips in it and is only a year & a half old - as Ben says, the height of the car is the issue. I have also noticed that stones quite often hit the bonnet so you get a ding on the bonnet and a bonus chip in the windscreen... Whereas on a higher saloon car the front & radiator would swallow most. Doesn't help that with all the rain there is loads of crap on the roads, most of which seems to have come out of the huge number of pot holes opening up :x