Rockhopper said:
+1
Which is why it's a waste of money protecting it :wink:
My experience is a little different to some of the previous comments.
After a non-fault bike accident my bike insurance actually reduced - albeit for a slightly smaller cc bike (650 to 500)
I'm a named driver on my wife's and mum's car insurance. At renewal I rang and informed them of the accident. Both said no increase in premium.
The deciding factor seemed to be all costs paid for by third party and claim settled - I could be wrong.
I did the same when my Z4 renewal came around and they tried to put it up 10%.
So shopped around and got it £60 cheaper.
That was 2 years ago - premiums for all the above not really altered since, give or take £5 or so
Just for info: My bike insurance was with One Call and to be fair they were excellent in sorting out the claim
