Selling a car and insurance

E

eyup

Member
 East Riding of Yorkshire
Now then guys & gals,

A few of you have sold a car privately so probably had the same issue. How do you insure a car while your selling it when your existing policy needs rolling onto the new car? We dont want a new policy on the new car as it will knacker the no claims entitlement (last time I tried to insure my car I lost 9 months, prospect of losing 10 this time). For my missus this would be rather irritating as she has only a couple already so the effect on premium is quite large.

It will be parked on a public road but what are the options? Am I missing the obvious? New policy plus cancel after (hopefully few weeks) if sell?

BTW anyone after a 2003 Corsa? 1.2 ltr Would make a great first car for someone :wink:
 
Most companies should let you temporarily add a second car to a policy for a charge - usually roughly pro-rata what it would cost you to insure stand-alone.

Direct Line, for example, lets you add a car for 30 days at a time, up to a 90 day maximum.
 
I was in this situation a while back while insured with the AA. They allowed an additional car for 30 days for a nominal fee (15 or 20 quid I think). I think most insurance companies would have some kind of facility to allow customers to buy a new car and insure it while maintaining cover on the old vehicle until it is sold.
 
I had mine insured with DL - cost about £100 for 30 days
Mine took 2 months to actually sell
I had it on Autotrader with their 6 week internet only option
After one month of no activity I kept it on my drive with no insurance (a risk I know, but behind gates)
When it sold I got 1 day insurance for £5 to drive it for a final test drive

My takeaway from this - the insurance part of selling can be very expensive if you have transfered your policy to your new car.
 
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