New insurance ratings

flimper

flimper

Veteran
 Hampshire
Not sure how many know about the new ratings, I certainly didn't...

http://www.thatcham.org/research/index.jsp?page=33
http://www.thatcham.org/abigrouprating/index.jsp?page=343

A Z4MC is now Group 45, a Z4MR is 46, while the new M3 is 43 :?
 
I didnt :o

my car is now Group 44 from 19....

so a new M3 would be cheaper :?

and our Mazda 2 goes from group 5 to 16...
 
It's all quite bizarre IMO and aimed to get as much dosh out of us as they (Aviva et al) can. However in the UAE where I am at the moment car insurance premium is based purely on car value at 3.5% of the cars current market value. So a new Z4 reasonably specced at £40,000 otr costs £1400 irrespective of age of driver. Now thats OK for you youngsters but for us oldies - OUCH!
 
imo I think the ratings seem a little misalligned, the 3.0 SE convertible goes from a 19 to 44, while the 3.0 Si SE goes from a 19 to 45, and a 135 convertible (which is faster and more expensive then a 3.0 Z4) goes from 18 to 36.
 
2.5i goes from 18 > 41 :O

My new 120d M Sport goes 14 > 26

...whys the Z4 well over half the original and the 120d isnt hmmmm
 
Z4MR in a higher group then MC, guess it is because the MC is cheaper I suspect.
 
Roadsters are normally higer insurance as they are easier to break into and more chance of vindictive damage, ie roof getting slashed. etc. Therefore a bigger risk to the insurers.

Insurance companies normally use highly sophisticated statistics to support these insurance groups. Its not all about how fast a car is.
 
calletson said:
Roadsters are normally higer insurance as they are easier to break into and more chance of vindictive damage, ie roof getting slashed. etc. Therefore a bigger risk to the insurers.

Insurance companies normally use highly sophisticated statistics to support these insurance groups. Its not all about how fast a car is.
Click to expand...

I know - but never let an opportunity to "poke" the coupes go by :lol:
 
Went from 18 to 44 on my 2007 2.5Si, now I can see why the hike in this years premium at the beggining of Feb this year. Just another way of fleecing motorists ...... :thumbsdown:
 
Yeah,its all a bit weird the way they have re-classified some things,compared to others!
definately doesn't seem to make sense/other than an excuse to charge more £. :thumbsdown:
 
Yeah,its all a bit weird the way they have re-classified some things,compared to others!
definately doesn't seem to make sense/other than an excuse to charge more £. :thumbsdown:
 
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