Just had a call....
- Thread starter Pondrew
- Start date
Can't see how they could find out, unless there are insurance spies reading every post on every forum on the internet. Or if the other party alerts his insurance, which he isn't going to do otherwise we wouldn't be where we are.TitanTim said:
The annoying thing with all this is that I was nowhere near the car at the time. I was at home, working (well..sort of).
If it came to it, I would argue. I have done nothing wrong.
Pondrew said:Can't see how they could find out, unless there are insurance spies reading every post on every forum on the internet. Or if the other party alerts his insurance, which he isn't going to do otherwise we wouldn't be where we are.TitanTim said:
The annoying thing with all this is that I was nowhere near the car at the time. I was at home, working (well..sort of).
If it came to it, I would argue. I have done nothing wrong.
Insurance is always unfair and against you. Think of all the people on the roads with no insurance whatsoever. I remember when I asked a question on here last year about declaring 300 quid interest on a pension lump sum to HMRC and I thought I won't bother how would they know and all that. Problem is in this day and age everyone is watching you and still ended up sending the 50 pages of declaration forms off to them :roll:
Tim.
TitanTim said:
I have a friend who contacted HMRC due to something to do with child benefit. They got their claws into him, treated him like a criminal and found no end of 'bits and pieces' he had to pay back, mainly associated to company car allowances (which his employer should have sorted IMO). He ended up paying them around £5,000 and was subjected to multiple form-filling for months.
The moral of the story, as far as I am concerned, is don't volunteer anything; it just costs money and a lot of aggravation.
BMWZ4MC said:
Not these days - I left the insurance industry in 2010!
TBH I agree with Pondrew's approach. I had a non-fault claim in 2023 settled by the other insurer, so sadly there would have been a record of it on some database somewhere. When I declared it at renewal in 2014 the thieving barstewards added £20 to the premium and £50 to the excess for something that didn't cost them a penny. :evil:
But like others have said I'm amazed he settled privately for that amount, but I suppose if he had several vehicles and the premium went up on them all it may have been worth it.
Main thing is Pondy good a good outcome.
Glad everyone is ok. Impressed that it was sorted so easily. We had a similar situation recently when someone hit the back of my wife’s car. Similar damage but the body shop repaired rather than replaced the bumper.
