Her. Well I believe they are gunna give a 50/50 verdict, it's a lnog story but the ins and outs are she hit me when I was stationary, however I was an emerging car on a minor road hidden behind a left indicating vehicle that flashed me out and that was on the main road, she overtook this indicating car (serving out onto the oncoming traffic side of the road) and then servung back to the correct side of the road and hence straight into my nose. So blame could be a fronted to both, I shouldn't have moved out (and normally wouldn't but for the indicating car flashing me out) and she should have slowed and waited for the indicating car to turn into the minor road. I hasten to add I moved out very very slowly expecting the danger and actually had stopped with my foot hard on the brake as I could see the girl coming, I really 100% she would miss the nose but she served back into it and contact was made. Also this is a country lane and is totally black at night, in my opinion she was driving too fast and without care, but I was on the main road so she can argue I was in the way. Its a right fuddle, hence I want to keep this away from the insurance to keep my no claims intact. If it was clear cut on her then I would make the claim.