E89 N20 Timing Chain and Oil Drive Chain
- Thread starter Reamesy
- Start date
To answer my own question, this is a cut n paste from the policy doc..
Engine: all internally lubricated components,
including the following.
Cylinder head, cylinder head gasket, valves
(excluding carbonisation, burnt or pitted valves
and valve seats), valve springs, valve guides,
camshaft and bearings, camshaft followers,
hydraulic lifters, timing gears, timing chains,
piston and piston rings, cylinder liners and liner
seals, cylinder block, connecting rods and small
end bearings, gudgeon pins, crankshaft and
crankshaft bearings, oil pump and oil pump
drive, distributor driveshaft, flywheel, starter
motor ring gear, engine management sensors
Engine: all internally lubricated components,
including the following.
Cylinder head, cylinder head gasket, valves
(excluding carbonisation, burnt or pitted valves
and valve seats), valve springs, valve guides,
camshaft and bearings, camshaft followers,
hydraulic lifters, timing gears, timing chains,
piston and piston rings, cylinder liners and liner
seals, cylinder block, connecting rods and small
end bearings, gudgeon pins, crankshaft and
crankshaft bearings, oil pump and oil pump
drive, distributor driveshaft, flywheel, starter
motor ring gear, engine management sensors
Deepseaskateboard
Senior member
ric19 said:
Comprehensive Component Cover
The maximum total claims liability covered by the BMW Insured Warranty Comprehensive Component Cover is the purchase price paid for the insured vehicle, inclusive of VAT. Your Comprehensive Component Cover covers all factory fitted mechanical and electrical components of the insured vehicle with the exception of the following.
Driveline Component Cover
The maximum total claims liability covered by the BMW Insured Warranty Driveline Component Cover is £5,000 in total inclusive of VAT. Driveline Component Cover covers the following factory fitted components:
These are said clauses.
The first one is ambiguous, as I am not sure if it means original RRP or approved used price etc.
As for the cheaper warranty option the max claim is £5k, which would rule out a new engine.
Repairs exceeding the maximum claims liability
If the cost of repair is more than the maximum total claims liability for the insured vehicle, you will agree to meet the rest of the cost for the repair at an authorised BMW Retailer or BMW Service Workshop.
In the event that you decide not to proceed with the repair at an authorised BMW Retailer or BMW Service Workshop we will not be responsible for any costs of repair.
Could be worth clarifying this clause, if you have comprehensive cover.
I think it’s better to save the monthly amount into an account.
Say if the chain snaps after five years, you will have a decent amount towards fitting a donor engine, or do the preventative maintenance.
Deepseaskateboard
Senior member
Obsolete spare parts
If any part or accessory is not available, the most we will pay for that part will be the cost shown in the manufacturers latest UK price list, plus reasonable fitting costs.
If the part is not listed in the manufacturers latest UK price list, we will pay the cost of an equivalent part, plus reasonable fitting costs up to a maximum of £250 in total.
This is another one!
They all seem sketchy to me.
If any part or accessory is not available, the most we will pay for that part will be the cost shown in the manufacturers latest UK price list, plus reasonable fitting costs.
If the part is not listed in the manufacturers latest UK price list, we will pay the cost of an equivalent part, plus reasonable fitting costs up to a maximum of £250 in total.
This is another one!
They all seem sketchy to me.
Deepseaskateboard
Senior member
7. Consequential damage
We will pay for damage caused to a covered part if caused by another covered part.
We will not pay for damage to a covered part if caused by a part which is not covered.
We will not pay for damage to parts not covered by this warranty even if the damage is caused by a covered part.
Also, if the car is modified in any way, it won’t be covered.
May be worth clarifying this, no runflat tyres, painted calipers etc. May or may not apply, but if car is not completely stock, is it covered?
We will pay for damage caused to a covered part if caused by another covered part.
We will not pay for damage to a covered part if caused by a part which is not covered.
We will not pay for damage to parts not covered by this warranty even if the damage is caused by a covered part.
Also, if the car is modified in any way, it won’t be covered.
May be worth clarifying this, no runflat tyres, painted calipers etc. May or may not apply, but if car is not completely stock, is it covered?