Car keyed by some crazy witch.

[kis]

So earlier this week car was keyed whilst parallel parked. Just locked up and walked a few meters down, then took a customary last-glance back at the Zed :wub: (as you do). Saw a woman particularly close and then looked like she was pretending to use the car for support whilst walking. She continued to "fake" this excuse on the next few cars. Obviously I walked back. 3 deep scratches on rear panel, door, and front wing. :brucelee: I went into kick-arse mode. To cut a long story short, confronted the witch, didn't get anywhere, then called cops. When they finished questioning her we were taking a look at the damage and she done 3 or 4 other cars as well. WTF?!

Okay so damage done, and I can't physically punish her for her crimes (oh I'd very much like to!!). Cops said I can claim under vandalism on insurance. They sending me a crime ref. so will support my claim. My question is, will it be classed as a claim? I've not had an accident so it shouldn't increase my premiums? Or will it? I'm trying to find my paperwork, but can't find whether it will cost me my excess? Or whether its completely covered and at no cost to me?

Any help and past experience (as painful as it might be) much appreciated

Pics to follow.

 

[markplant]

From memory when the insurance company ask questions it's , have you had any claims or convictions, not accident,

 

[jamie_z4]

Sorry to hear this Kis, i dont know if you saw, but a simmlar thing happened to my Z4 happened a couple of weeks ago.

It will definatley be classed as a claim as you are 'claiming' money to repair your damaged motor.

long story short, if its worth your excess + the additional premium for the next 3 years, over the cost of the repair from a decent bodyshop then it might be worth 'claiming' otherwise, just get the best quote you can & take it on the chin im afraid :thumbsdown:

I managed to wet-sand a lot of the scratches out of my car, but still looks a bit rough up close. Ive decided to just live with it as money is needed elsewhere at the moment.

 

[kis]

Sorry to hear this Kis, i dont know if you saw, but a simmlar thing happened to my Z4 happened a couple of weeks ago.

It will definatley be classed as a claim as you are 'claiming' money to repair your damaged motor.

long story short, if its worth your excess + the additional premium for the next 3 years, over the cost of the repair from a decent bodyshop then it might be worth 'claiming' otherwise, just get the best quote you can & take it on the chin im afraid :thumbsdown:

I managed to wet-sand a lot of the scratches out of my car, but still looks a bit rough up close. Ive decided to just live with it as money is needed elsewhere at the moment.

Balls. Not what I was hoping for.

 

[kis]

Hard to see as it's sliver on silver... no chance of polishing it out. Too deep. May go down the car wrap route if/when funds permit.

 

[Marlon]

Afraid Jamie is right - gutted for you, I hate hearing about these mindless acts

 

[Chris_D]

VINCENT: You know what some fucker did to it the other day?

LANCE: What?

VINCENT: Fuckin' keyed it.

LANCE: Oh man, that's fucked up.

VINCENT: Tell me about it. I had the goddamn thing in storage three years. It's out five fuckin' days -- five days, and some dickless piece of s**t fucks with it.

LANCE: They should be fuckin' killed. No trial, no jury, straight to execution.

 

[raymond.harper]

Relax. Send some pics to chipsaway and they will quote you a repair. They did a great job on my back wing. Repair is invisible. What you usually find is once they remove the lacquer there is very little damage underneath. Took 3 hours to do my wing and cost £168.

 

[jamie_z4]

Relax. Send some pics to chipsaway and they will quote you a repair. They did a great job on my back wing. Repair is invisible. What you usually find is once they remove the lacquer there is very little damage underneath. Took 3 hours to do my wing and cost £168.

with respect thats one wing. this is 3 panels, silver being notoriously the most difficult colour to blend. based on your repair cost its still looking like the thick end of 500 quid. Might be worth going through insurance after all.

Cant quite tell from the pics how deep those scratches are but you might have some joy with a detailer wet sanding them & buffing them out.

 

[Anonymous]

I"m sure it"s still legal to burn "witches", depends on where you live :evil:

 

[Grumpyowl]

This happened to my DD a couple of years ago except no one caught, I decided to take it on the chin and pay the £400 not going through insurance which I think would have been £200 excess and a load of hassle.

 

[Marlon]

VINCENT: You know what some f***er did to it the other day?

LANCE: What?

VINCENT: Fuckin' keyed it.

LANCE: Oh man, that's fucked up.

VINCENT: Tell me about it. I had the goddamn thing in storage three years. It's out five fuckin' days -- five days, and some dickless piece of s**t f***s with it.

LANCE: They should be fuckin' killed. No trial, no jury, straight to execution.

Exactly! I've posted this before:

[youtube]VO48Vr4KIc8[/youtube]

 

[Chris_D]

If I ever catch anyone keying mine maliciously I'll punch their fekin lights out. man, woman or child.

 

[Scooba_Steve]

Break both her thumbs once you find out where she lives.

 

[Buckz]

try polishing them off with some G3 products, I had some success.

depends of course if theyre not too deep, if it went to primer you'll be doomed! but worth a shot.

 

[kis]

Thanks for the comments, and humour! Always good to have a laugh in sad, sad times.

jamie_z4 thanks for this. I've been away and managed to get my policy documentation. It will cost me my excess, which is an eye watering figure! No I didn't see your post but will have a look for it now. It's hard to see in the photos but IMO its quite deep. Some wet and sand may well go a long way, but I'm sure its taken it down to primer? Its more white now instead of silver. Definitely taken the lacquer off so looking forward to that starting to peel and flake.

Chris_D, sticky, & Marlon just lol

raymond.harper and Grumpyowl I can't take this on the chin. If I could get it sorted FOC then I would. Otherwise I'm considering the wrapping route as it'll give me protection plus if I fancy a change it can relatively easily be facilitated.

I've been looking at my policy, and I guess I'm in a unusual vandalism criteria. As I know who's done it. As it stands this woman is "notorious" for keying and ripping wipers off cars. Unfortunately in the eyes of the law, they can't take any previous criminal activities into account because they could now be reformed citizens. They could now behave like normal people behave, well normally. Can the claim not be made like a normal accident? I've been told she has a car so could it not be claimed under her insurance? I think this is what the coper meant when we spoke. I understand it will be recorded as a claim, but will essentially be FOC? Right?

FYI I'm probably not going to pursue this route, however I like to know all my options before committing.

 

[jabber]

Have you thought about the small claims court, a few years ago my sons car was vandalised by an ex girlfriend plod gave her a caution and we took her to court and were awarded the cost of repairs she paid weekly so took some time but it was paid eventually

 

[jamie_z4]

would it be possible to obtain the mad womans car insurance details from the police to contact her insurance to at least inform them of this crime?

Worth a try mate, hope you get sorted.

might b a blessing in disguse as a nice wrap (especailly with a hard top) could look the dogs

 

[Nictrix]

Excuse me for being stupid but the police were called, they spoke to the woman, and now you have to deal with your own insurance.
What is happening to the woman?
What about the other poor buggers who will not have any clue as to what happened to their cars?
Should she not be prosecuted, or is there really no evidence that she did it other than your say so?
Should she not be made to pay damages if she is found to have done it?

 

[raymond.harper]

There is always groupon ! https://www.groupon.co.uk/deals/fast-lane-car-care-ltd-1