BMW PCP - settling early penalties?

K

KrusteKlubba

Member
Not strictly Z4 but I’m looking at a different BMW model and Group 1 have a PCP offer that includes 2 years servicing. Not much I know but every little helps.

If I went for PCP but settled within the 14 day statutory cooling off period, would I still keep the benefits?

I’ve done it with Audi a few times with this type of benefit and they didn’t even claw back their deposit contribution.

Thanks
 
It might be easier to make a cash offer for the car on the basis that they throw in the service pack. Or just ask the supplying dealer, they will get paid from the finance company either way, and doubt they care what happens.
 
i spoke to group 1 vw a while back when i was considering changing my golf R for a newer one.
it seems to get the best deal with warranty and service packs, they want you to take on finance, but then most settle immediately, but still retain the benefits that came with taking the approved used on finance, and this was the way people do it.
so i dont know if the same applies to settling the pcp immediately.
 
Normally the benefits are offered by the dealer and are not linked (except at point of sale) to the finance agreement. Therefore, if you cancel the finance agreement, you ought to be able to keep the benefits.
It’s very rare these days to get a better deal on a new car by offering cash because of the incentives dealers get to sell finance.
 
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