22 year old, insurance for z4 coupe
- Thread starter Calcifer
- Start date
lacroupade said:Calcifer said:god damn valleys...
LOL - you need to move over the mountains to the quiet part of Wales boyo......locals here are as poor as church mice but you can leave your doors unlocked all day and if you drive anything with less than a foot of ground clearance they all think you are mental.
And the roads are amaizing in the valleys! Was in Swansea area yesterday and almost cried not having the Z
Liam-O said:1800 is cheap! 2 years ago i paid £1800 on my saxo VTR tpf&t. This year my saxo quote was £1000 so for an extra 800 i get a sexy Zed
Insurance is a bugger until you re 30+. NCB makes a huge as do nil point off your license. HAving the Z as a second car / weekend toy make a big difference. I garage mine to help as well. In France anything above 4 pot oil burner is a killer.
Good luck.
another option is to lower your annual milage and change where you park it (from a garage to a drive)
But yeah until your 30 insurance it a bitch. Mine went up from £750 to £800+ this year (with a £750 excess), and thats after i added my parents.... and on paper i am a model driver.. no points, full no claims, good post code etc.
But yeah until your 30 insurance it a bitch. Mine went up from £750 to £800+ this year (with a £750 excess), and thats after i added my parents.... and on paper i am a model driver.. no points, full no claims, good post code etc.
chazman88 said:
Yep admiral was cheapest by far for me, an other thing which helps, is use multiple compare sites with the same details you'll be surprised at how the results vary, i found confused.com said admiral was £100 cheaper than the price for admiral on compare the market.com
koolchris99
Active member
Owl wood said:
According to that I'm in A zone.
I pay £700 with elephant/admiral
24, 5 years driving 3 NCB, 3 points now
just a thought, if you opt for only 3rd party only insurance should the area you live in effect your insurance?
my logic being:- the area you live in determines what band you are in i.e. a high band is determined so by the amount of car crime, so therefor if you only have 3rd party then this should not effect your poilicy
my logic being:- the area you live in determines what band you are in i.e. a high band is determined so by the amount of car crime, so therefor if you only have 3rd party then this should not effect your poilicy
lacroupade
Veteran
Taz x said:
Cos its usually third party fire and theft isn't it? Theres two Cardiff crimes right there LOL.
Not to mention the chances of getting Charlotte Church's stiletto through your roof on a Friday night (from the outside of course!).
I'm paying £1,400 however most companies were quoting £2.000-£2,500.
An Admiral multi car quote with my girlfriend made a massive difference.
21 - 4 years no claims - Clean license - Low risk postcode area - £500 excess - Fully comp
Oh and putting my mother on as a named driver saved me £100ish
I guess I best let her drive a couple of feet at some point this year to keep it legit
An Admiral multi car quote with my girlfriend made a massive difference.
21 - 4 years no claims - Clean license - Low risk postcode area - £500 excess - Fully comp
Oh and putting my mother on as a named driver saved me £100ish
I guess I best let her drive a couple of feet at some point this year to keep it legit
Back in the day when I was 23 I was fortunate enough to buy a brand new Z4 2.2i and was paying circa £750 with 3 years no claims in an SK8 7 (low risk) postcode. Recall the excess was similar in that it was £500 or so.
How times have changed! That said, suppose petrol was about 65p per litre too!
How times have changed! That said, suppose petrol was about 65p per litre too!
doofus4000
Active member
23, 2ncb, 5 years licence, accident two years ago, with admiral £1300 - same motor as you.