Yes I agree with that, assuming of course that the damage is limited to those items, and not something more serious under the skin. Once it's been written off it'll either be lost to you (at some low valuation) or if repaired become a Cat D and harder to sell on. You'll also have the pain of a claim on your insurance (though I suppose you may have that anyway due to the house damage!)Mark-Z4 said:
So my girlfriend crashed my car into a house........ *Pics*
- Thread starter chriswoodward
- Start date
I recently suffered a scuff on my front bumper and headlight, not as bad as the damage you have and no damage to the wing. I took it into BMW for a quotation to repair the scuff. In total they quoted me just shy of £3500 as this involved a new headlight, new bumper, and all the ancillaries that go with it rather than transferring everything from the old headlight and bumper.
Other than a 2cm long scratch on the headlight, there was no other damage to the light, and the bumper is just scraped down to the primer. It shows how the costs can escalate when garages / estimators get carried away.
Needless to say, I'll polish out the scratch on the headlight, and have the front bumper resprayed at a cost of around £200.
Don't go through the insurance for the car, it will be written off for no reason. Even if the headlight bracket is broken, you can buy the bracket repair kit from BMW for £11.
Andrew.
Other than a 2cm long scratch on the headlight, there was no other damage to the light, and the bumper is just scraped down to the primer. It shows how the costs can escalate when garages / estimators get carried away.
Needless to say, I'll polish out the scratch on the headlight, and have the front bumper resprayed at a cost of around £200.
Don't go through the insurance for the car, it will be written off for no reason. Even if the headlight bracket is broken, you can buy the bracket repair kit from BMW for £11.
Andrew.
Captainken
Member
There are two issues that would concern me here
One is that the car crashed into the porch which , if it was added to the building after the house was built it is possibly not of as strong a structure as the main building, and looking at the damage to it I would think that is the case
Secondly, if this happened at the weekend I assume you have only spoken to the insurance company on the phone and you Havnt had it inspected, or had a quote from a bodyshop yet.
If this is the case how can they possibly assume it is a write off
One is that the car crashed into the porch which , if it was added to the building after the house was built it is possibly not of as strong a structure as the main building, and looking at the damage to it I would think that is the case
Secondly, if this happened at the weekend I assume you have only spoken to the insurance company on the phone and you Havnt had it inspected, or had a quote from a bodyshop yet.
If this is the case how can they possibly assume it is a write off
Extraordinary! I've had the front bumper off my Z a couple of times lately (an irritating leak from the headlamp washer) and the bumper doesn't seem that robust! Impressive that it stood up so well, and the house did so badly. I'd try and find out the builder and quiz him on poor workmanship (although the insurance company will probably do that anyway).
Cheers
Mark
Cheers
Mark
Captainken said:
They have been emailed over detailed photos of the damage and checked them out whilst I was on the phone, hence why they thought it was a write off.
Marketal said:
I know, its quite something isn't it!
I must admit when I saw the car I didn't think the damage was bad at all, then I saw the house and actually lol'd.
MotorcyclesFish
Member
BMW > Barratt Homes/Taylor Wimpey
Jeepers, she was not kidding when she said she really can not park a car.
Pretty shocking the state of the house, as others have said, can not be a normal build. :headbang:
Pretty shocking the state of the house, as others have said, can not be a normal build. :headbang:
A1GSS said:
Exaclty, has to claim on insurance for the house so might as well for the car. If they do write it off it will cost around 20% of the value to buy back. If you have no intention of selling yet repair it an run. Just document the repairs with photos so in the future selling won't be so hard.
Is someone having a giraffe! Any halfway competent body shop will have that repaired to perfection for tuppence happeny. Yet another instance of insurance companies jacking up costs to justify higher premiums for all. :xGo to a couple of body shops and ask for repaint costs and get the parts yourself.i work for a body shop and as like most we all use an estimating system called audatex which automatically prices everything for the insurance companies.trouble is it uses full retail for parts and full retail paint costs but these are often discounted as per different insurance company agreements,however the paint hours they allow are often high which is why many cars end up written of especially if metallics.
**UPDATE**
So yep the insurance company wanted to write off the car as the approved repairer wanted to replace the bumper, both headlights (so they matched lol) and repair + spray the wing.
So I cancelled the claim, picked up a front bumper today which I fitted this afternoon, its sterling silver but there are a few marks here and there on it so its off to be painted tomorrow + repair the wing.
All in all cost me just under £700 but I still need to find some lights, prime opportunity to de-ginger without the GF whining about money
So yep the insurance company wanted to write off the car as the approved repairer wanted to replace the bumper, both headlights (so they matched lol) and repair + spray the wing.
So I cancelled the claim, picked up a front bumper today which I fitted this afternoon, its sterling silver but there are a few marks here and there on it so its off to be painted tomorrow + repair the wing.
All in all cost me just under £700 but I still need to find some lights, prime opportunity to de-ginger without the GF whining about money
Don't worry I will be broadcasting a public service announcement on national TV everytime she goes out in future
steveyorks
Member
I think the other guys have hit it on the head. I suspect its the new parts prices from BMW that have made it uneconomic to repair. Get a settlement to keep the car, buy the parts cheap, enjoy the car with some spare cash in the bank and be prepared to sell for a bit less. keep the photos of the car to show any prospective buyer so you can show the damage for when they hpi it.
The damage to the brickwork doesn't look that bad. A bit raking out of mortar, re-alignment and pointing on the outer leaf and some re-plastering/decoration on the inside. I see no reason why any competent local builder wouldn't have this sorted in a few days for around the same price as your car repair. If the door and frame are damaged it will double the cost though!
Just get it all fixed up good as new and enjoy the making up sex! :rofl:
Just get it all fixed up good as new and enjoy the making up sex! :rofl: