Part of me also wonders if it has 100,000 miles, it may well have had all of these issues already and had them fixed. It's a tough one. Maybe I should just be less of a minge and get one a little newer :lol:
From what I've seen I think it'd be worth me paying £40 a month for a 3rd party warranty. That's the price I was given based on the mileage, age and repair value no higher than £1000. I'm paying cash for the car so £40 a month to cover any potential upsets is worth it IMO