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Retirement Club
- inkey$
- Lifer
- Posts: 10479
- Joined: Sun Mar 21, 2010 9:48 pm
- Location: Sevenoaks & Suffolk
- Contact:
Retirement Club
I like to think when I end up retiring I'd want to start something else up completely different to what I do now and on a part-time basis.
Something manual, like painting and decorating - buy a little van etc. Would keep me busy [important], keep me in additional beer money [important] and keep me active mentally and physically [very important].
...but then I'm still only 50, so a while to go yet.
Something manual, like painting and decorating - buy a little van etc. Would keep me busy [important], keep me in additional beer money [important] and keep me active mentally and physically [very important].
...but then I'm still only 50, so a while to go yet.
Current: Project Audi A2 1.4SE
Previously: Z3R 2.8 • E46 330i • Z4R 3.0 • Z4///MC • E90 335i • Z4///MR • Z3///MC 'Breadvan' • Z3R 2.8 • E30 325i R • Z4C • Z4R 3.0
Previously: Z3R 2.8 • E46 330i • Z4R 3.0 • Z4///MC • E90 335i • Z4///MR • Z3///MC 'Breadvan' • Z3R 2.8 • E30 325i R • Z4C • Z4R 3.0
- TitanTim
- Lifer
- Posts: 8055
- Joined: Sun Feb 12, 2012 11:21 pm
Retirement Club
Way I look at is as you get older you start to think you're a long time dead if you haven't enjoyed some kind of retirement. If you're lucky and you have an income hobby then a wininkey$ wrote: ↑Fri May 05, 2023 1:24 pm I like to think when I end up retiring I'd want to start something else up completely different to what I do now and on a part-time basis.
Something manual, like painting and decorating - buy a little van etc. Would keep me busy [important], keep me in additional beer money [important] and keep me active mentally and physically [very important].
...but then I'm still only 50, so a while to go yet.
Tim.
- N4LLY
- Senior Member
- Posts: 2047
- Joined: Sat Nov 24, 2018 12:11 pm
- Location: Kent
Retirement Club
Happy for your retirement chaps.
45 years non stop in my job/industry.
No chance of me affording retirement, if only i had known at 16 what i know now
I tell them at work they will take me out in a box (I am 61)
45 years non stop in my job/industry.
No chance of me affording retirement, if only i had known at 16 what i know now
I tell them at work they will take me out in a box (I am 61)
- ronk
- Lifer
- Posts: 14221
- Joined: Tue Feb 24, 2009 11:50 am
- Location: Durham
Retirement Club
As long as income exceeds expenditure you’ll be happy!
You don't stop playing when you get old - You get old when you stop playing!
So I bought a 35is with all the toys to play with.
So I bought a 35is with all the toys to play with.
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- Lifer
- Posts: 8445
- Joined: Wed Jan 20, 2021 7:20 pm
- Location: Spaldingski
Retirement Club
Ditto. I would have got a job in the public sector instead of being self-employed for 35 years and worrying about how to pay the mortgage most of that time. Then having sod all pension as could rarely afford to pay the contributions!
I don't begrudge anybody anything; good luck to you, but the idea of 'retirement workshops' and 'final salary pensions' is so far removed from my world as it could possibly get.
All good things come to those who wait. I'm really impatient which explains a lot.
F31 320i. Good car.
E89 20i Now fully dried
Z3 'free litre'. Project and a half. Complicated!
Mazda3 sold
Tatty old R56 Mini Cooper. Money pit!
F31 320i. Good car.
E89 20i Now fully dried
Z3 'free litre'. Project and a half. Complicated!
Mazda3 sold
Tatty old R56 Mini Cooper. Money pit!
- inkey$
- Lifer
- Posts: 10479
- Joined: Sun Mar 21, 2010 9:48 pm
- Location: Sevenoaks & Suffolk
- Contact:
Retirement Club
Current: Project Audi A2 1.4SE
Previously: Z3R 2.8 • E46 330i • Z4R 3.0 • Z4///MC • E90 335i • Z4///MR • Z3///MC 'Breadvan' • Z3R 2.8 • E30 325i R • Z4C • Z4R 3.0
Previously: Z3R 2.8 • E46 330i • Z4R 3.0 • Z4///MC • E90 335i • Z4///MR • Z3///MC 'Breadvan' • Z3R 2.8 • E30 325i R • Z4C • Z4R 3.0
- ronk
- Lifer
- Posts: 14221
- Joined: Tue Feb 24, 2009 11:50 am
- Location: Durham
Retirement Club
And me!
In those far off times, ‘old’ fellas of 65 retired and died soon afterwards.
You don't stop playing when you get old - You get old when you stop playing!
So I bought a 35is with all the toys to play with.
So I bought a 35is with all the toys to play with.
- inkey$
- Lifer
- Posts: 10479
- Joined: Sun Mar 21, 2010 9:48 pm
- Location: Sevenoaks & Suffolk
- Contact:
Retirement Club
Exactly. Was a lifetime away [literally].
Current: Project Audi A2 1.4SE
Previously: Z3R 2.8 • E46 330i • Z4R 3.0 • Z4///MC • E90 335i • Z4///MR • Z3///MC 'Breadvan' • Z3R 2.8 • E30 325i R • Z4C • Z4R 3.0
Previously: Z3R 2.8 • E46 330i • Z4R 3.0 • Z4///MC • E90 335i • Z4///MR • Z3///MC 'Breadvan' • Z3R 2.8 • E30 325i R • Z4C • Z4R 3.0
- Nanu
- Lifer
- Posts: 3925
- Joined: Mon Dec 03, 2012 4:47 pm
- Location: Sunderland
Retirement Club
Just wait for renewal time and change insurance details then.
G29 M30i M Sport San Francisco Red
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E89 35is Valencia Orange
E89 28i Crimson
E89 25i White
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E89 35is Valencia Orange
E89 28i Crimson
E89 25i White
- Nanu
- Lifer
- Posts: 3925
- Joined: Mon Dec 03, 2012 4:47 pm
- Location: Sunderland
Retirement Club
The final salary pensions are what makes working in the public sector worth it. It's also why I have no sympathy for the public workers on strike over pay.Pondrew wrote: ↑Fri May 05, 2023 6:22 pmDitto. I would have got a job in the public sector instead of being self-employed for 35 years and worrying about how to pay the mortgage most of that time. Then having sod all pension as could rarely afford to pay the contributions!
I don't begrudge anybody anything; good luck to you, but the idea of 'retirement workshops' and 'final salary pensions' is so far removed from my world as it could possibly get.
I am lucky enough to have two and working on a third so I know how good they are. Those in the private sector can only dream of such pensions so in my humble opinion, have every right to complain when a civil servant goes on strike. Never have and never will.
G29 M30i M Sport San Francisco Red
Previous
E89 35is Valencia Orange
E89 28i Crimson
E89 25i White
Previous
E89 35is Valencia Orange
E89 28i Crimson
E89 25i White
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- Lifer
- Posts: 8445
- Joined: Wed Jan 20, 2021 7:20 pm
- Location: Spaldingski
Retirement Club
To be fair, though, the FSPs are a thing of the past. don't think there are many under 50 with one anymore (the Gov realised how expensive they are to service).
My wife is a civil servant and is not on a FSP (too young) but the employer's contributions to her pension are still pretty amazing. Only reason she stays in her terrible job in a primary school in a shite area.
All good things come to those who wait. I'm really impatient which explains a lot.
F31 320i. Good car.
E89 20i Now fully dried
Z3 'free litre'. Project and a half. Complicated!
Mazda3 sold
Tatty old R56 Mini Cooper. Money pit!
F31 320i. Good car.
E89 20i Now fully dried
Z3 'free litre'. Project and a half. Complicated!
Mazda3 sold
Tatty old R56 Mini Cooper. Money pit!
- TitanTim
- Lifer
- Posts: 8055
- Joined: Sun Feb 12, 2012 11:21 pm
Retirement Club
Probably luckily for me I'm not an exotic holidays person, apart from the odd excursion to Australia to see relatives.
I guess you could say I've been blessed working 42 years in Local Government which wasn't planned when I left school, literally fell into it and of course my pension scheme and NI contributions were made from the off whilst still in shorts so lucky in that respect.
Tim.
- SOhioZ4
- Newbie
- Posts: 32
- Joined: Wed Apr 05, 2023 1:31 pm
- Location: Ohio , USA
Retirement Club
Congrats on your retirement , stay busy , thats the key , I unfortunately , have 6 years to go , Ill be getting out at 63 .
- TitanTim
- Lifer
- Posts: 8055
- Joined: Sun Feb 12, 2012 11:21 pm
Retirement Club
Many thanks,
Tim.
-
- Senior Member
- Posts: 1119
- Joined: Sat Aug 08, 2020 7:45 pm
- Location: Tamworth
Retirement Club
I was automatically enrolled into a FSP scheme when I joined BR in ‘82 at the age of 16. Never took any notice of my pension until my late 30’s before realising the true benefits. Retired 2 years ago at 54 and just received a 10.1% annual pension increase. I’ve not been astute just very lucky.
Speed Yellow Porsche Boxster S
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Melbourne red 2016 20i MSport with a few subtle mods
Titanium Silver 2004 3.0SE with run flats
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Melbourne red 2016 20i MSport with a few subtle mods
Titanium Silver 2004 3.0SE with run flats