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Car insurance and their random craziness
- mr.tourette
- Lifer
- Posts: 4288
- Joined: Thu Aug 27, 2015 9:16 am
- Location: north wales
Car insurance and their random craziness
I was very happy although somewhat confused insuring the Cayman as it being twice as valuable in the event of total loss and it being much quicker than my e89 23i it still was £80 a year cheaper, but of all the oddities that are mentioned by members going through the annual insurance rigmarole and the crazy reasons for increases or decreases this one I found the most amusing.. I've just got my new V5 so have gone to put on my private plate and apparently this entitles me to a 46p refund how and why this makes sense is beyond me but it did make chuckle at the sheer stupidity of how these companies work
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if its got tits or tyres..its trouble
- Scubaregs
- Lifer
- Posts: 3001
- Joined: Thu Jul 01, 2021 7:36 am
Car insurance and their random craziness
Yip, my 718 Boxster was cheaper to ensure than my G29.
Abstinence is fine, in moderation.
San Francisco red G29 30i. BMW S1000r Sport.
San Francisco red G29 30i. BMW S1000r Sport.
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- Lifer
- Posts: 8325
- Joined: Wed Jan 20, 2021 7:20 pm
- Location: Spaldingski
Car insurance and their random craziness
Has your PP got less digits? It may be that it takes them less time to type it in so is cheaper...mr.tourette wrote: ↑Sat Sep 24, 2022 10:50 am I've just got my new V5 so have gone to put on my private plate and apparently this entitles me to a 46p refund
All good things come to those who wait. I'm really impatient which explains a lot.
F31 320i. Good car.
E89 20i Now fully dried
Z3 'free litre'. Project and a half. Complicated!
Mazda3 sold
Tatty old R56 Mini Cooper. Money pit!
F31 320i. Good car.
E89 20i Now fully dried
Z3 'free litre'. Project and a half. Complicated!
Mazda3 sold
Tatty old R56 Mini Cooper. Money pit!
- mr.tourette
- Lifer
- Posts: 4288
- Joined: Thu Aug 27, 2015 9:16 am
- Location: north wales
Car insurance and their random craziness
That must be it matePondrew wrote: ↑Sat Sep 24, 2022 6:23 pmHas your PP got less digits? It may be that it takes them less time to type it in so is cheaper...mr.tourette wrote: ↑Sat Sep 24, 2022 10:50 am I've just got my new V5 so have gone to put on my private plate and apparently this entitles me to a 46p refund
if its got tits or tyres..its trouble
- srhutch
- Moderator
- Posts: 26959
- Joined: Tue Jun 19, 2007 1:22 pm
- Location: East Sussex, UK
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Car insurance and their random craziness
I added business cover to my wife’s mini which added zero cost but also bought the on price down on my F11, work that one out.
- mr.tourette
- Lifer
- Posts: 4288
- Joined: Thu Aug 27, 2015 9:16 am
- Location: north wales
Car insurance and their random craziness
No idea mate, but apparently to someone somewhere that is employed to do this stuff it apparently makes complete sense
if its got tits or tyres..its trouble
- Ole gits rule
- Lifer
- Posts: 4541
- Joined: Sat Oct 24, 2020 5:49 pm
- Location: Pont-y-Pwll
Car insurance and their random craziness
They are crazy, I had an Elise 115bhp and paid £500 a year, if I purchased a 111r with 160bhp it was £350 and the reason, there are less of them available soles likely to get stolen.
DUH, how would a thief know the difference in the dark and in that case a Koenigsegg must £30 to insure
DUH, how would a thief know the difference in the dark and in that case a Koenigsegg must £30 to insure
M4 Vert in Yas Marina Blue
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
- pvr
- Legend
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- Joined: Fri Jun 15, 2007 12:27 pm
- Location: South East UK
Car insurance and their random craziness
Changed my wife’s job title from FD to company secretary. Refund of £47
Current:
911-50 Black - unique spec
X5M - 575 hp of fun in a V8
Abarth 595 Comp.
Golf Clipper - collectors item
Z4 3.0si Black Sapphire
VW ID.3
Previous:
Z4M Silver Grey - non flimper spec (gone to Bing)
Z4 3.0 Toledo
911-50 Black - unique spec
X5M - 575 hp of fun in a V8
Abarth 595 Comp.
Golf Clipper - collectors item
Z4 3.0si Black Sapphire
VW ID.3
Previous:
Z4M Silver Grey - non flimper spec (gone to Bing)
Z4 3.0 Toledo
- srhutch
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Car insurance and their random craziness
Same when I went from a 2.5si to the ///M, policy dropped by 20%Ole gits rule wrote: ↑Sun Sep 25, 2022 8:25 am They are crazy, I had an Elise 115bhp and paid £500 a year, if I purchased a 111r with 160bhp it was £350 and the reason, there are less of them available soles likely to get stolen.
DUH, how would a thief know the difference in the dark and in that case a Koenigsegg must £30 to insure
Also bought two Fiat 500s this year for twin daughters, ones a Lounge and the other a Sport. Both 1.2 manual with 69bhp and daughters obviously identical details. One costs £110 to ensure and the other £170.
The sport is the cheapest though (insurance group less) and I’m guessing it’s because there are a lot less of them around so get crashed a lot less by young drivers.
- pvr
- Legend
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- Joined: Fri Jun 15, 2007 12:27 pm
- Location: South East UK
Car insurance and their random craziness
So who was your favourite daughter then who got the better car?
Current:
911-50 Black - unique spec
X5M - 575 hp of fun in a V8
Abarth 595 Comp.
Golf Clipper - collectors item
Z4 3.0si Black Sapphire
VW ID.3
Previous:
Z4M Silver Grey - non flimper spec (gone to Bing)
Z4 3.0 Toledo
911-50 Black - unique spec
X5M - 575 hp of fun in a V8
Abarth 595 Comp.
Golf Clipper - collectors item
Z4 3.0si Black Sapphire
VW ID.3
Previous:
Z4M Silver Grey - non flimper spec (gone to Bing)
Z4 3.0 Toledo
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- Lifer
- Posts: 8325
- Joined: Wed Jan 20, 2021 7:20 pm
- Location: Spaldingski
Car insurance and their random craziness
Damn. Beat me to that one.
All good things come to those who wait. I'm really impatient which explains a lot.
F31 320i. Good car.
E89 20i Now fully dried
Z3 'free litre'. Project and a half. Complicated!
Mazda3 sold
Tatty old R56 Mini Cooper. Money pit!
F31 320i. Good car.
E89 20i Now fully dried
Z3 'free litre'. Project and a half. Complicated!
Mazda3 sold
Tatty old R56 Mini Cooper. Money pit!
- Mr Tidy
- Legend
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- Joined: Wed Jul 02, 2014 12:18 pm
- Location: North West Surrey
Car insurance and their random craziness
Insurance premiums don't make sense to me either these days.
My M is cheaper to insure than my 3.0Sis were - still I'm not complaining!
My M is cheaper to insure than my 3.0Sis were - still I'm not complaining!
Coupes because stunning!
Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
Gone - Ruby Black
Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
Gone - Ruby Black
- pvr
- Legend
- Posts: 26155
- Joined: Fri Jun 15, 2007 12:27 pm
- Location: South East UK
Car insurance and their random craziness
I have a good idea who has the sport, I bet it is the one that joins Steve on car runs
Current:
911-50 Black - unique spec
X5M - 575 hp of fun in a V8
Abarth 595 Comp.
Golf Clipper - collectors item
Z4 3.0si Black Sapphire
VW ID.3
Previous:
Z4M Silver Grey - non flimper spec (gone to Bing)
Z4 3.0 Toledo
911-50 Black - unique spec
X5M - 575 hp of fun in a V8
Abarth 595 Comp.
Golf Clipper - collectors item
Z4 3.0si Black Sapphire
VW ID.3
Previous:
Z4M Silver Grey - non flimper spec (gone to Bing)
Z4 3.0 Toledo
-
- Lifer
- Posts: 8325
- Joined: Wed Jan 20, 2021 7:20 pm
- Location: Spaldingski
Car insurance and their random craziness
And weren't you in the industry for 65 years? It must be bad.
All good things come to those who wait. I'm really impatient which explains a lot.
F31 320i. Good car.
E89 20i Now fully dried
Z3 'free litre'. Project and a half. Complicated!
Mazda3 sold
Tatty old R56 Mini Cooper. Money pit!
F31 320i. Good car.
E89 20i Now fully dried
Z3 'free litre'. Project and a half. Complicated!
Mazda3 sold
Tatty old R56 Mini Cooper. Money pit!
- Ole gits rule
- Lifer
- Posts: 4541
- Joined: Sat Oct 24, 2020 5:49 pm
- Location: Pont-y-Pwll
Car insurance and their random craziness
Yes that will be the reason, makes zero sense to me, I think they make it up as they gosrhutch wrote: ↑Sun Sep 25, 2022 7:59 pmSame when I went from a 2.5si to the ///M, policy dropped by 20%Ole gits rule wrote: ↑Sun Sep 25, 2022 8:25 am They are crazy, I had an Elise 115bhp and paid £500 a year, if I purchased a 111r with 160bhp it was £350 and the reason, there are less of them available soles likely to get stolen.
DUH, how would a thief know the difference in the dark and in that case a Koenigsegg must £30 to insure
Also bought two Fiat 500s this year for twin daughters, ones a Lounge and the other a Sport. Both 1.2 manual with 69bhp and daughters obviously identical details. One costs £110 to ensure and the other £170.
The sport is the cheapest though (insurance group less) and I’m guessing it’s because there are a lot less of them around so get crashed a lot less by young drivers.
M4 Vert in Yas Marina Blue
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.