My 35i Written off for a dented wing!!!

[Bluebottle]

That appears to be a particularly good outcome for all your stress. It is worthwhile to argue your case. I hope to see you around soon.

[deltasierra]

Any car with a value of £10k or less is at risk of being written off for superficial damage and a “CAT” car is very hard to sell when repaired, so think twice before you claim on insurance.

That aside the initial damage assessment was dodgy alleging structural damage, if it was that bad it should have been Cat S, the second assessment reveal minor damage to suspension which was no big deal. Good to hear you got a satisfactory result in the end, but you shouldn't have to fight for it.

[Owdgit]

Glad to hear you've got a satisfactory result insurance wise.
What about the hit and run muppet, any update on that part?

[Ole gits rule]

Great to hear its sorted and £8k is great news, spend £1k getting it sorted and keep the money for the next upgrade.

Just keep all the pics of the damage and repair

[BMWZ4MC]

…the second assessment reveal minor damage to suspension which was no big deal…

Rather, no suspension damage. In fact it revealed either incompetence or fraudulent behaviour on the part of the body shop that proposed work that wasn’t required - the geometry was within the OEM tolerances for a new car and there was no evidence of damage to any suspension components.

[buzyg]

UPDATE

I got £8k for the car and I get to keep it as well!!
I took the alignment sheets down to a BMW specialist, said its absolutely nothing to worry about, its literally 4min out and they are often like that from build like most cars with non adjustable camber (rear is adjustable apparently).
Engineer did a full inspection of the front suspension and its classed as safe to drive.
The write off comes from something called "mode of repair' which is a set process dictated by any manufacturer when repairing damage.
In the case of a Z4 any excess neg camber - even one minute and the following MUST be replaced..
Wheel - knuckle - bearings - disc (pair) - Shock absorber (pair) steering rack - steering column... This is around £8kish plus in parts alone!!!
This process applies to the engineer and his reporting.
The front camber can be adjusted by simply adding adjustable top mounts to the front shocks.
So, £105 for the wing, already painted in my cars colour - quick smart repair on the small bonnet edge dint, front camber adjusted and all inspected again for my poeace of mind. Then I need a new MOT and off we go...
Cat N makes no difference to insurance or anything else, not sure why they even have such a thing as Cat N really..

What have I learned from this - get GAP insurance and don't invest a lot of money into aging cars.
One tap from a muppet and you lose the lot..............................

FYI 4 min over a 19" arc is 0.018288 mm.......

Good to read a satisfactory outcome.

Did you hear if they caught up with the camper van driver. Hopefully they're the ones paying out to foot the insurance bill.

[mcbutler]

UPDATE

I got £8k for the car and I get to keep it as well!!
I took the alignment sheets down to a BMW specialist, said its absolutely nothing to worry about, its literally 4min out and they are often like that from build like most cars with non adjustable camber (rear is adjustable apparently).
Engineer did a full inspection of the front suspension and its classed as safe to drive.
The write off comes from something called "mode of repair' which is a set process dictated by any manufacturer when repairing damage.
In the case of a Z4 any excess neg camber - even one minute and the following MUST be replaced..
Wheel - knuckle - bearings - disc (pair) - Shock absorber (pair) steering rack - steering column... This is around £8kish plus in parts alone!!!
This process applies to the engineer and his reporting.
The front camber can be adjusted by simply adding adjustable top mounts to the front shocks.
So, £105 for the wing, already painted in my cars colour - quick smart repair on the small bonnet edge dint, front camber adjusted and all inspected again for my poeace of mind. Then I need a new MOT and off we go...
Cat N makes no difference to insurance or anything else, not sure why they even have such a thing as Cat N really..

What have I learned from this - get GAP insurance and don't invest a lot of money into aging cars.
One tap from a muppet and you lose the lot..............................

FYI 4 min over a 19" arc is 0.018288 mm.......

Good to read a satisfactory outcome.

Did you hear if they caught up with the camper van driver. Hopefully they're the ones paying out to foot the insurance bill.

Yes they have started a prosecution case against the driver, his insurance has already agreed to pay.I have attached a pic of the letter I received this morning from the Collisions Unit of Devon & Cornwall Police.

1. Compulsory Attendance of a one day Intensive training course
2. Course fee - £200
3. Satisfactory completoin of a driver assessment.

Add to this a claim on his policy and I think thats enough, he didnt do it on purpose after all...

[buzyg]

UPDATE

I got £8k for the car and I get to keep it as well!!
I took the alignment sheets down to a BMW specialist, said its absolutely nothing to worry about, its literally 4min out and they are often like that from build like most cars with non adjustable camber (rear is adjustable apparently).
Engineer did a full inspection of the front suspension and its classed as safe to drive.
The write off comes from something called "mode of repair' which is a set process dictated by any manufacturer when repairing damage.
In the case of a Z4 any excess neg camber - even one minute and the following MUST be replaced..
Wheel - knuckle - bearings - disc (pair) - Shock absorber (pair) steering rack - steering column... This is around £8kish plus in parts alone!!!
This process applies to the engineer and his reporting.
The front camber can be adjusted by simply adding adjustable top mounts to the front shocks.
So, £105 for the wing, already painted in my cars colour - quick smart repair on the small bonnet edge dint, front camber adjusted and all inspected again for my poeace of mind. Then I need a new MOT and off we go...
Cat N makes no difference to insurance or anything else, not sure why they even have such a thing as Cat N really..

What have I learned from this - get GAP insurance and don't invest a lot of money into aging cars.
One tap from a muppet and you lose the lot..............................

FYI 4 min over a 19" arc is 0.018288 mm.......

Good to read a satisfactory outcome.

Did you hear if they caught up with the camper van driver. Hopefully they're the ones paying out to foot the insurance bill.

Yes they have started a prosecution case against the driver, his insurance has already agreed to pay.I have attached a pic of the letter I received this morning from the Collisions Unit of Devon & Cornwall Police.

1. Compulsory Attendance of a one day Intensive training course
2. Course fee - £200
3. Satisfactory completoin of a driver assessment.

Add to this a claim on his policy and I think thats enough, he didnt do it on purpose after all...

Job done, get your Zed back to good health and enjoy it.

[BMWZ4MC]

…the imposition of a fine and penalty points will not do anything to correct poor driving habits…

Hallelujah! Whatever next? Perhaps they might admit that excessive speed is not the root cause of all accidents.

[pvr]

A practical test? I have never heard of that one before, that actually sounds useful as that can change driver behaviour rather just points and a fine. Very good result actually, I am impressed by that

[Mr Tidy]

That's a great result OP!

Some years ago my niece was on the A3(M) in the outside lane when some numpty in the middle lane pulled out into her path and to avoid him she ended up in the post and wire fencing on the central reservation. Luckily someone witnessed it and volunteered his details. The other driver got offered a prosecution for DWDC&A or some sort of vehicle awareness course.

His insurer didn't dispute liability after that.

[Pondrew]

Save the 8k for future insurance premiums.

Yep. The days of 'no fault claims' not affecting insurance premiums are long gone.

[BMWZ4MC]

In my driving career, it’s never been the case that a no-fault claim would leave your premium unchanged. 20 years ago, my insurer increased my premium because I stopped for a pedestrian on a zebra crossing and the girl driving behind me was too busy arguing with her boyfriend to notice, so drove into me. She admitted responsibility but apparently, I was “the kind of driver who gets driven into”, so the increase in premium for the next five years was completely justified.
I regard it as a valuable learning experience, and I no longer stop for pedestrians crossing the road.

[pvr]

That is another way to get your lung, kidney and half liver you needed

[Rockhopper]

I had a not at fault excess recovered accident a few years ago. My renewal went up massively but i just shopped around (as i always do each year) and got it renewed elsewhere for less than I'd been paying previously.