Instant access savings accounts

darich · Post by **darich** » Fri Nov 10, 2023 12:09 pm

I've had money in "Chip" for a while now.
Instant access with no limits on amounts or penalties on withdrawals. Interest rate is 4.84%
I have a £20 refer a friend code but for both of us to qualify for the £20 each the friend would need to deposit £5k and leave it for 6months. Seems such a pathetic incentive for a pretty large deposit and long period of time.

craig3.2 · Post by **craig3.2** » Fri Nov 10, 2023 12:17 pm

Pondrew wrote: ↑Fri Nov 10, 2023 1:52 am
craig3.2 wrote: ↑Fri Nov 10, 2023 1:04 am Whats with that tone,and calling me a fuckwit?
Mainly because you are.

I'm out!

Takes one to know one.

Oh,and coming on here to brag/point out,You have more than £85k in savings,is showing off.
Aka,being a knob
Nobody likes a show off,Pondlife

TitanTim · Post by **TitanTim** » Sat Nov 11, 2023 8:48 am

Some good options mentioned, just need to decide where to invest my £10000 life savings

Sorry missed a 0 outta there somewhere

Tim.

pvr · Post by **pvr** » Sat Nov 11, 2023 9:01 am

TitanTim wrote: ↑Sat Nov 11, 2023 8:48 am Some good options mentioned, just need to decide where to invest my £10000 life savings

Sorry missed a 0 outta there somewhere

Tim.

Two zeroes, 10000.00

buzyg · Post by **buzyg** » Sat Nov 11, 2023 10:06 am

pvr wrote: ↑Sat Nov 11, 2023 9:01 am
TitanTim wrote: ↑Sat Nov 11, 2023 8:48 am Some good options mentioned, just need to decide where to invest my £10000 life savings

Sorry missed a 0 outta there somewhere

Tim.
Two zeroes, 10000.00

Timing is everything, Dutch wit has it"s merits.

TitanTim · Post by **TitanTim** » Sat Nov 11, 2023 10:19 am

pvr wrote: ↑Sat Nov 11, 2023 9:01 am
TitanTim wrote: ↑Sat Nov 11, 2023 8:48 am Some good options mentioned, just need to decide where to invest my £10000 life savings

Sorry missed a 0 outta there somewhere

Tim.
Two zeroes, 10000.00

An accountant I would not have been

Tim.

Nanu · Post by **Nanu** » Sat Nov 11, 2023 8:48 pm

Mr Tidy wrote: ↑Thu Nov 09, 2023 11:56 pm
MikeyH wrote: ↑Thu Nov 09, 2023 10:06 pm Some while ago Premium Bonds were supposed to be good
"Supposed to be" sounds about right.

I only put £100 in them in 2006 and cashed them in for £100 in 2021 but never won anything in 15 years - total waste of time!

I have the exact opposite experience.

Have the individual maximum which could we could have used to pay off the mortgage 3 years ago. But as we are only paying interest at 2.5% fixed for another 2 years we decided to leave it in the Premium Bonds. So far winnings have paid the monthly mortgage for the last 3 years and provided £3K profit.

Still hoping for the big one though.

Mr Tidy · Post by **Mr Tidy** » Sat Nov 11, 2023 8:56 pm

Wow - I think you've had enough already!

mmm-five · Post by **mmm-five** » Sat Nov 11, 2023 8:59 pm

Well, I’ve not even bothered to collect my latest lottery winnings

Mr Tidy · Post by **Mr Tidy** » Sat Nov 11, 2023 9:20 pm

I didn't always rush when I won £10 either!

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