Robb wrote:Tim, a bit of advice if you would oblige.
I had my car wrote off by some idiot back in November last year and foolishly thought that it would’ve all been sorted out by now.
Now my problem is my insurance is up for renewal next month and the other party hasn’t yet admitted liability, he is however due his 2nd court date sometime next month as he is being prosecuted for careless driving. This is all fine as I know I have no portion of blame and that the evidence and witness will hold him bang to rights eventually, its just that I cant see it done by the time I need to renew my policy.
I have received a payout from his insurance and the only thing outstanding is the actual admission of fault, im concerned that this is going to affect my policy quotations as it is technically an unresolved claim.
I would be interested to hear where, as an insurance company yo stand on this matter, I see it as somewhat a grey area as the accident wasn’t my fault and I have 9 years of previous no claims, clean licence etc.
I would also like to get a quotation from your selves nearer the time, im 28 and was previously driving a focus ST so I hope I qualify.
Shouldn't be a problem Robb, if you have Protected Bonus.
If you didn't, then you will have to pay the higher amount (with less NCB) & receive a full refund once the claim is sorted in your favour.
However, if you have been paid out by his insurer, then that shows his fault and that is the end of the matter!