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Sorned Car

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Post by Scubaregs » Thu Oct 28, 2021 12:49 pm

pvr, I don't make any companies T&C's, I merely highlighted that some insurers will invalidate the insurance if you SORN the car and it is worth checking before doing so. This is a simple fact.

Admiral, from above are saying you do not need to insure your vehicle if SORNED, which is fine as you are not driving it. However it leaves you uninsured for theft/fire/accidental damage etc, pay your money (or not), take your chances.
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Post by pvr » Thu Oct 28, 2021 1:35 pm

And I read it as that you are still fully insured if you don’t reduce or suspend the insurance.
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Post by Scubaregs » Thu Oct 28, 2021 2:01 pm

pvr wrote: Thu Oct 28, 2021 1:35 pm And I read it as that you are still fully insured if you don’t reduce or suspend the insurance.
You can read it how you like, if the policy T&C's state insurance invalid if sorned.............
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Post by pvr » Thu Oct 28, 2021 2:04 pm

That is all I can find in the &C, so not very clear
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Post by Scubaregs » Thu Oct 28, 2021 2:12 pm

Not sure what the argument is here really, all anyone has to do is check with their current insurer before sorning their car. Chances are it's fine to do so. There are companies out there that don't allow it under their T&C's so best just to ask.
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Post by ronk » Thu Oct 28, 2021 5:40 pm

I’ve just contacted Chris Knott and the agent hadn’t heard of the uninsured If Sorned - he has made and enquiry with the underwriters - They will email me their findings and I will post.
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Post by Smartbear » Thu Oct 28, 2021 5:45 pm

[quote=pvr post_id=<a href="tel:1879100">1879100</a> time=<a href="tel:1635417287">1635417287</a> user_id=21]
Would love to understand how they stand legally about that, i.e. what is the tax status got to do with the insurance risk.

I drove the Golf to it's annual MOT, there was no tax on it as you cannot tax it whilst not having MOT.
[/quote]

Maybe it’s because a vehicle sitting unused & in the same place makes it more of an easy target for theft?
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Post by Big Bad Boris » Thu Oct 28, 2021 5:52 pm

Doubt it, no self respecting criminal would nick and drive away a car that isn’t taxed, that’s illegal :D

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Post by Smartbear » Thu Oct 28, 2021 7:19 pm

Big Bad Boris wrote: Thu Oct 28, 2021 5:52 pm Doubt it, no self respecting criminal would nick and drive away a car that isn’t taxed, that’s illegal :D
Unless he’s going to a pre booked mot test :P
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Post by PaddyfromStoke » Thu Oct 28, 2021 9:32 pm

Aviva
Thank you for choosing Aviva
Hello Patrick,

Thank you for your reply.

We do not provide cover for a SORN vehicle, you would need to cancel your policy.
To cancel online, just follow the steps below:

I’ve checked with my insurance as I always have sorted my E85 during the winter and received this reply today :cry:
So don’t think I will bother this time.

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Post by PaddyfromStoke » Thu Oct 28, 2021 9:33 pm

Sorted my E85 :x

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Post by PaddyfromStoke » Thu Oct 28, 2021 9:33 pm

Sorned ffs :x :x :x

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Post by Mr Tidy » Thu Oct 28, 2021 9:55 pm

PaddyfromStoke wrote: Thu Oct 28, 2021 9:33 pm Sorned ffs
:lol:

That's pretty hopeless service from Aviva - I thought they were supposed to be one of the better insurers! :headbang:

I certainly wouldn't want to have the car Sorn'd with no cover on it. :o
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Post by Nanu » Fri Oct 29, 2021 7:55 pm

Mr Tidy wrote: Wed Oct 27, 2021 10:15 pm I'd definitely check with Chris Knott just to be sure.

Im my 30+ years working in the UK General Insurance industry I never saw a Household policy that didn't exclude motor vehicles.
They always do as with most items if they are covered by another policy, such as motor insurance. However if the vehicle is not covered then it may be a different story.
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Post by Nanu » Fri Oct 29, 2021 7:57 pm

Big Bad Boris wrote: Thu Oct 28, 2021 5:52 pm Doubt it, no self respecting criminal would nick and drive away a car that isn’t taxed, that’s illegal :D
:rofl: :rofl: :rofl:
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