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Annual insurance charade
- Mad Professor
- Member
- Posts: 611
- Joined: Sat Dec 20, 2014 7:38 pm
Annual insurance charade
So as usual Admiral quoted me a renewal price for my multicar package -and as usual i say i'm leaving as its gone up by 20%
And then as if by magic they go away -probably have a cup of tea or a fag - and then come back with a revised discounted quote which is the same as last year
Why don't they just cut to the bottom line to save this waste of time
Anyway upshot my M came in @ £123 and my Suszuki swift all grip @ £123
So i'm quite pleased with that outcome despite this silly game
And then as if by magic they go away -probably have a cup of tea or a fag - and then come back with a revised discounted quote which is the same as last year
Why don't they just cut to the bottom line to save this waste of time
Anyway upshot my M came in @ £123 and my Suszuki swift all grip @ £123
So i'm quite pleased with that outcome despite this silly game
Present : 987 Box
Past history : ,Z4MR ,Cat HPC evo , XKR , Eunos VR , Eunos VS, Westie S8 ,TVR S2 , S54 Z3MR, SL500 , TVR Wedge 4.6 , Cat Xflow , Saab 900 Turbo ,Cat VXE ,Cat BDR, Cat Twincam , Elan S3 , Haldane Healey, Lancia HF turbo
Past history : ,Z4MR ,Cat HPC evo , XKR , Eunos VR , Eunos VS, Westie S8 ,TVR S2 , S54 Z3MR, SL500 , TVR Wedge 4.6 , Cat Xflow , Saab 900 Turbo ,Cat VXE ,Cat BDR, Cat Twincam , Elan S3 , Haldane Healey, Lancia HF turbo
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- Lifer
- Posts: 12714
- Joined: Sun Nov 30, 2008 1:03 pm
- Location: Liverpool
- Contact:
Annual insurance charade
They do it simply because not enough people challenge it, so makes it worthwhile for them (much like spam emails).
- ph001
- Lifer
- Posts: 3870
- Joined: Mon Oct 31, 2016 5:53 pm
- Location: N. Yorkshire.
Annual insurance charade
Same old same old. They rely on people being lazy to make a stack of cash. Tried and tested in the industry I'm afraid. RAC / AA the same, energy companies the same, SKY / Virgin the same.
- adam1985
- Member
- Posts: 573
- Joined: Fri Apr 04, 2014 12:23 pm
- Location: Newcastle upon Tyne
Annual insurance charade
Only 20% they tried to increase our multicar policy by £450 to over £1k, nearly 40% more than the previous year. After the usual discussion and providing quotes from others i got it back down to practically the same as last year with both cars and drivers for around £600.
57 BMW 3.0si sport Coupe, Carbon Black, Bilstein B12 Suspension, CSL reps & style 339s for winter - Current
10 Skoda Fabia mk2 vRS, Rallye Green, Black Roof, Black Gigaro Alloys - Gone
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10 Skoda Fabia mk2 vRS, Rallye Green, Black Roof, Black Gigaro Alloys - Gone
08 Fiat Grande Punto Dynamic Sport, Red, Dual Sunroof - Gone
- JamieZ4C
- Member
- Posts: 749
- Joined: Thu Mar 08, 2018 3:17 pm
- Location: Hampshire
Annual insurance charade
Yep, I can vouch for Admiral discounting renewals without exception, I've managed to get minimum 10% off every time.
Good thing is insurers now HAVE to put last year's premium on the renewal notice. So now you can see how much they're trying to rinse you for. They must hate that
Good thing is insurers now HAVE to put last year's premium on the renewal notice. So now you can see how much they're trying to rinse you for. They must hate that
- Mad Professor
- Member
- Posts: 611
- Joined: Sat Dec 20, 2014 7:38 pm
Annual insurance charade
Yes i also spotted the old vs new renewal price on the quote haha -so when they asked me how much i had been quoted elsewhere i just made up a number close to the old quote .
Then they gave me some BS about loyalty discounts on my legal protection . FFS -Why don't they just say no porblem well give it you for what it was last year as want your business and be done with it . And they had to send me an email to confirm the new price and change all the documents on line . Bonkers .
Then they gave me some BS about loyalty discounts on my legal protection . FFS -Why don't they just say no porblem well give it you for what it was last year as want your business and be done with it . And they had to send me an email to confirm the new price and change all the documents on line . Bonkers .
Present : 987 Box
Past history : ,Z4MR ,Cat HPC evo , XKR , Eunos VR , Eunos VS, Westie S8 ,TVR S2 , S54 Z3MR, SL500 , TVR Wedge 4.6 , Cat Xflow , Saab 900 Turbo ,Cat VXE ,Cat BDR, Cat Twincam , Elan S3 , Haldane Healey, Lancia HF turbo
Past history : ,Z4MR ,Cat HPC evo , XKR , Eunos VR , Eunos VS, Westie S8 ,TVR S2 , S54 Z3MR, SL500 , TVR Wedge 4.6 , Cat Xflow , Saab 900 Turbo ,Cat VXE ,Cat BDR, Cat Twincam , Elan S3 , Haldane Healey, Lancia HF turbo
- buzyg
- Legend
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- Location: Cornwall
- srhutch
- Moderator
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- Location: East Sussex, UK
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Annual insurance charade
My admiral renewal went up from just over £400 to £470. After call get £50 off and £50 for removing wife from zed, so £368 for two cars. Zed com8ng in at £168
- ronk
- Lifer
- Posts: 14190
- Joined: Tue Feb 24, 2009 11:50 am
- Location: Durham
Annual insurance charade
Ive just had the same with House and Contents insurance - up by 18% - I walked away. Loyalty doesn't exist in the insurance world !
You don't stop playing when you get old - You get old when you stop playing!
So I bought a 35is with all the toys to play with.
So I bought a 35is with all the toys to play with.
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- Senior Member
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- Location: Essex
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Annual insurance charade
Can't believe anyone hasn't said it already....you only pay £123 for your MR....how the f is it that low?! Do you live in Fort Knox?!
- Mr Tidy
- Legend
- Posts: 23575
- Joined: Wed Jul 02, 2014 12:18 pm
- Location: North West Surrey
Annual insurance charade
Happens to me every year with both cars and the house. This year I looked at my RAC Renewal properly and got a quote from the AA which was much cheaper - until the RAC agreed to beat it!
And yes, £123 for an M seems like a bargain - I pay nearly 3 times that for my 3.0Si (with our forum recommended provider).
And yes, £123 for an M seems like a bargain - I pay nearly 3 times that for my 3.0Si (with our forum recommended provider).
Coupes because stunning!
Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
Gone - Ruby Black
Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
Gone - Ruby Black
- Optinium
- Member
- Posts: 90
- Joined: Mon Jun 12, 2017 12:21 am
- Location: Warrington
- Contact:
Annual insurance charade
lol holy crap, I pay over £600 garaged, ok thats with the best roadside assistance package on any car I'm in and with a couple of SP30's but still thats super cheap, cheaper then my Abarth 500 and still cheaper then my older MX5's which were on classic car insurance with barely any miles per year 0_o
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Current: 2015 F-Type R RWD, 2022 Tucson N-Line S
Gone: 2021 GR Supra Pro 2007 E86 Z4MC 2016 F-TYPE R AWD Convertible, 2014 F-TYPE V6S, 2007 E86 Z4MC, 2010 E89 Z4 23iSdrive
- Adam D
- Senior Member
- Posts: 1858
- Joined: Mon Oct 15, 2007 2:06 pm
- Location: Langdon Hills, Essex
Annual insurance charade
Renewed with elephant at £209, they wanted £258 but forgot to apply my loyalty discount. Must be getting old
Silver Grey 2007 Z4MR which needs to be driven more
- ronk
- Lifer
- Posts: 14190
- Joined: Tue Feb 24, 2009 11:50 am
- Location: Durham
Annual insurance charade
Amazed at the premiums some pay.
Now 70 with max ncb, no points, garaged, 6k / annum , decent non city area / retired. Yet still I pay £350ish for a 35is (2016)
What am I doing wrong ?
Now 70 with max ncb, no points, garaged, 6k / annum , decent non city area / retired. Yet still I pay £350ish for a 35is (2016)
What am I doing wrong ?
You don't stop playing when you get old - You get old when you stop playing!
So I bought a 35is with all the toys to play with.
So I bought a 35is with all the toys to play with.
- Crazy Harry
- Senior Member
- Posts: 1689
- Joined: Fri Jan 13, 2017 12:32 pm
- Location: Breckland Norfolk
Annual insurance charade
Take it out of the garage! I was quoted less to keep one of mine on the drive than in the garage ... now how does that stack up?