Just scuffed my neighbours bumper (Not a euphemism)

ronk · Post by **ronk** » Sat Nov 14, 2020 9:35 pm

I would say it will be best all round to just pay for the damage caused at the bodyshop of their choice - it will no doubt be expensive now but cheaper in the long run. It will also save you having to explain the details of the claim at every search for a deal each year.

Zedebee · Post by **Zedebee** » Sat Nov 14, 2020 9:52 pm

Which is why it’s worth having a grown up conversation. Ask him to get a quote from a reputable insurer and offer to pay for it directly. Obvs if it’s too expensive you have a choice. The only people who make money off insurance claims is insurers and lawyers.

Zedebee · Post by **Zedebee** » Sat Nov 14, 2020 9:54 pm

ronk wrote: ↑Sat Nov 14, 2020 9:35 pm I would say it will be best all round to just pay for the damage caused at the bodyshop of their choice - it will no doubt be expensive now but cheaper in the long run. It will also save you having to explain the details of the claim at every search for a deal each year.

Sorry ronk, didn’t see your post in time. We’re on the same page.

ronk · Post by **ronk** » Sat Nov 14, 2020 10:32 pm

Zedebee wrote: ↑Sat Nov 14, 2020 9:54 pm Sorry ronk, didn’t see your post in time. We’re on the same page.

DSGRNMCM · Post by **DSGRNMCM** » Sun Nov 15, 2020 2:51 pm

Thanks Mr Tidy, Ronk and Zebedee,

Much clearer, I'll speak with him on Tuesday and ask him what he would like to do, but I'll warn him away from the insurance route.

DSGRNMCM · Post by **DSGRNMCM** » Fri Nov 20, 2020 1:18 pm

Afternoon All, So met the owner last week, actually a nice bloke, we settled on my paying for a repair from a garage of his choice, I got the quote and paid the invoice. Done.

Question is, shall I inform my Insurance "For information only" or not bother as no claim has been made?

enuff_zed · Post by **enuff_zed** » Fri Nov 20, 2020 1:24 pm

DSGRNMCM wrote: ↑Fri Nov 20, 2020 1:18 pm Question is, shall I inform my Insurance "For information only" or not bother as no claim has been made?

NO!

mr.tourette · Post by **mr.tourette** » Fri Nov 20, 2020 1:26 pm

Definitely not, they'll mark it as an accident.. Its settled privately and none of their business

Mr Tidy · Post by **Mr Tidy** » Fri Nov 20, 2020 8:23 pm

DSGRNMCM wrote: ↑Fri Nov 20, 2020 1:18 pm Afternoon All, So met the owner last week, actually a nice bloke, we settled on my paying for a repair from a garage of his choice, I got the quote and paid the invoice. Done.

Question is, shall I inform my Insurance "For information only" or not bother as no claim has been made?

That's the ideal outcome.

Your neighbour is happy and so are you - don't go and spoil it all by telling your insurer!

You might have scuffed his car with a wheely-bin or something similar.

Ole gits rule · Post by **Ole gits rule** » Fri Nov 20, 2020 9:30 pm

No way should you tell your insurance, if so what was the point of paying to get the job done - they will bump up your premium at renewal.

ronk · Post by **ronk** » Fri Nov 20, 2020 9:44 pm

Thats the best outcome for all concerned
Another emphatic NO from me as well - you paying the bill for the damage was to keep the accidental bump information to the parties concerned.

This way, it never happened at renewal

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