Insurance company recommendations

synthedup · Post by **synthedup** » Wed Jan 16, 2019 11:37 am

Hi all,

Who would people recommend to contact for an insurance quote?

i am 31, 7 years in the z4 and 7 years no claims.

I am with Adrian Flux currently and have had the following quotes:

Adrian flux renewal - £506
Adrian flux after a call - £406
Chris Knott - £412
Sky Insurance - £360

Simon

mr wilks · Post by **mr wilks** » Wed Jan 16, 2019 11:43 am

Sky at £360 isnt crazy money for fully comp if unlimited miles & no stipulations to garage overnight

& not a ridiculous excess

synthedup · Post by **synthedup** » Wed Jan 16, 2019 11:51 am

mr wilks wrote: ↑Wed Jan 16, 2019 11:43 am Sky at £360 isnt crazy money for fully comp if unlimited miles & no stipulations to garage overnight & not a ridiculous excess

Excess is £250.

Are you saying that's a good deal?

Adrian Flux did say they would beat any other quote is if i call back. Part of me doesn't want to give them the change though after such a crap renewal quote.

PS, did you ever get the spacers?

IRD · Post by **IRD** » Wed Jan 16, 2019 4:31 pm

I have been using NFU for several years. They are not the cheapest but usually finish in first place for quality of service in the AutoExpress annual survey. They have local offices so you can pop in and speak to someone face to face.

Phoenixboy · Post by **Phoenixboy** » Wed Jan 16, 2019 4:37 pm

try quote me happy.
beat my quotes 2yrs ago and premium went down this year, which was refreshing as most try to bump it up.

Dav the wheel nut · Post by **Dav the wheel nut** » Wed Jan 16, 2019 4:40 pm

Just put your details into a search engine like 'Go Compare'
You can set your excess etc and it will give you an idea of how good those previous quotes are.

maxman · Post by **maxman** » Wed Jan 16, 2019 5:15 pm

Dav the wheel nut wrote: ↑Wed Jan 16, 2019 4:40 pm Just put your details into a search engine like 'Go Compare'
You can set your excess etc and it will give you an idea of how good those previous quotes are.

I always go on the comparison sites to get a ballpark figure.Then check out reviews for companies that come out cheapest.When I was last looking the AA were the cheapest but had awfull reviews.

Crazy Harry · Post by **Crazy Harry** » Wed Jan 16, 2019 6:04 pm

Aviva - not the cheapest for everyone but good for me. Just had my second windscreen in four months and again they agreed gen BMW screen and seal/gasket without any hassle (automated response to autoglass I think). Worth the money for me I know they pay out!

patriot66 · Post by **patriot66** » Wed Jan 16, 2019 8:55 pm

maxman wrote: ↑Wed Jan 16, 2019 5:15 pm
Dav the wheel nut wrote: ↑Wed Jan 16, 2019 4:40 pm Just put your details into a search engine like 'Go Compare'
You can set your excess etc and it will give you an idea of how good those previous quotes are.
I always go on the comparison sites to get a ballpark figure.Then check out reviews for companies that come out cheapest.When I was last looking the AA were the cheapest but had awfull reviews.

I've got 3 cars insured with the AA and no complaints whatsoever from me. They provided a like for like car last summer when I had my front bumper repaired (not my fault...it was the Nuns !) and a brand new Merc SLC300 with 60 miles on it turned up on the drive

: 20180714_122422_Richtone(HDR).jpg (231.81 KiB) Viewed 717 times

Had my Zed repaired at the bodyshop of my choice also. I've just renewed the Zed and after a quick phone call got it £40 cheaper than last year at £350 fully comp including the Mrs as named driver, not garaged, unlimited mileage and £100 excess

maxman · Post by **maxman** » Wed Jan 16, 2019 9:21 pm

patriot66 wrote: ↑Wed Jan 16, 2019 8:55 pm
maxman wrote: ↑Wed Jan 16, 2019 5:15 pm
Dav the wheel nut wrote: ↑Wed Jan 16, 2019 4:40 pm Just put your details into a search engine like 'Go Compare'
You can set your excess etc and it will give you an idea of how good those previous quotes are.
I always go on the comparison sites to get a ballpark figure.Then check out reviews for companies that come out cheapest.When I was last looking the AA were the cheapest but had awfull reviews.
I've got 3 cars insured with the AA and no complaints whatsoever from me. They provided a like for like car last summer when I had my front bumper repaired (not my fault...it was the Nuns !) and a brand new Merc SLC300 with 60 miles on it turned up on the drive 20180714_122422_Richtone(HDR).jpgHad my Zed repaired at the bodyshop of my choice also. I've just renewed the Zed and after a quick phone call got it £40 cheaper than last year at £350 fully comp including the Mrs as named driver, not garaged, unlimited mileage and £100 excess

If I remember correctly my quote was £170 ,limited to 5k miles low excess,wife as a named driver.Price was good but the reviews put me off.
In your case they did alright by you ,but their not going argue with the pope.

Just checked their reviews and their as bad as ever.

patriot66 · Post by **patriot66** » Wed Jan 16, 2019 9:42 pm

maxman wrote: ↑Wed Jan 16, 2019 9:21 pm
patriot66 wrote: ↑Wed Jan 16, 2019 8:55 pm
maxman wrote: ↑Wed Jan 16, 2019 5:15 pm

I always go on the comparison sites to get a ballpark figure.Then check out reviews for companies that come out cheapest.When I was last looking the AA were the cheapest but had awfull reviews.
I've got 3 cars insured with the AA and no complaints whatsoever from me. They provided a like for like car last summer when I had my front bumper repaired (not my fault...it was the Nuns !) and a brand new Merc SLC300 with 60 miles on it turned up on the drive 20180714_122422_Richtone(HDR).jpgHad my Zed repaired at the bodyshop of my choice also. I've just renewed the Zed and after a quick phone call got it £40 cheaper than last year at £350 fully comp including the Mrs as named driver, not garaged, unlimited mileage and £100 excess
If I remember correctly my quote was £170 ,limited to 5k miles low excess,wife as a named driver.Price was good but the reviews put me off.
In your case they did alright by you ,but their not going argue with the pope.
Just checked their reviews and their as bad as ever.

The Pope was insured with Allianz the same as us, AA are just the brokers. I suppose this helped things a bit.

ronk · Post by **ronk** » Wed Jan 16, 2019 10:09 pm

It's sad that Insurance companies don't seem respect to value any brand loyalty / laziness to search at renewal time.
Comparison web sites are the way to go - then hit the current provider with the numbers.

I try to give our site sponsor a try most years but they've not been able to win my business yet even though I tick all the plus/good risk boxes.

Mr Tidy · Post by **Mr Tidy** » Wed Jan 16, 2019 11:58 pm

I always get a stupid price every renewal.

So I always get on a comparison site and use whoever is most competitive - and it's usually someone different each year!

But that's not so easy with my current Z4 as it has a custom exhaust and most of them don't like modifications - so it's on it's 3rd year with Chris Knott.

ronk · Post by **ronk** » Tue Jan 29, 2019 9:57 pm

Its approaching renewal time for me - off I go on the Merry go Round again!

greg81 · Post by **greg81** » Tue Jan 29, 2019 10:05 pm

Insurance companies are like overly expensive wine.. you get a quote from all and pick the second cheapest

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