Euro cash

[ronk]

We are off to France next week so we need a few Euros of the folding variety - I normally keep an eye on the tourist exchange rate via the Post Office app and that was showing €1.12

They show the local post offices on the app so off we went and changed £800 - when I got home I realised the exchange actually given was €1.07

The small print on the app says that the rate is Online only.

That’s cost me £40 for not reading it properly

I normally change money at my local Tesco and they always give the internet rate - guess where I will get my Euros for the summer Germany trip?

[brillomaster]

we normally find sainsburys to give the best rates for currency exchange - however for a recent trip to japan we bought our Yen online, which was delivered (signed for, obviously) through the post. very straightforward.

[pvr]

I never get cash in the UK ,just get cash in Europe as you will get the inter bank rate, not tourist rate.

For 1.07 I would have sold you the Euros

[Chompers]

I never get cash in the UK ,just get cash in Europe as you will get the inter bank rate, not tourist rate.

For 1.07 I would have sold you the Euros

Exactly this, Euro around 1.14 atm. You can get a Barclay Card just for holiday transactions. It doesn't charge cash withdrawal fees and no interest as long as you pay off the next bill in full. Worked a treat in Portugal and will be used gain for France the summer

[pvr]

You still got that French tractor?

[ronk]

I use a Halifax card in Europe - just wanted a few Euros in the wallet.

[pvr]

That is some amount to have in your wallet

[Chompers]

You still got that French tractor?

Sure do you must have updated yours agin by now

[R60BBA]

I never get cash in the UK ,just get cash in Europe as you will get the inter bank rate, not tourist rate.

For 1.07 I would have sold you the Euros

What about surcharges? Surely they outweigh the difference between exchange rate and IBOR?

[pvr]

What surcharges?My NatWest card does not charge anything for foreign currency, so I get the straight rate of whatever I spend. Whether on cash or when paying for a meal, I still get the same flat rate without additions or charges.

[ronk]

Ditto for the Halifax card. No additional charges - I normally withdraw cash if I need it and pay the small fee as soon as I get back to the UK .

[buzyg]

I never get cash in the UK ,just get cash in Europe as you will get the inter bank rate, not tourist rate.

For 1.07 I would have sold you the Euros

This. Get enough to tide you over, then get the rest abroad.

[ronk]

I never get cash in the UK ,just get cash in Europe as you will get the inter bank rate, not tourist rate.

For 1.07 I would have sold you the Euros

This. Get enough to tide you over, then get the rest abroad.

Agree !
I’ve got enough ready / folding stuff for a couple of Euro trips - the rest is on the Halifax card which doesnt attract any additional charges. Any cash drawn on it has interest applied but I normally pay that as soon as I get home to the UK - However now that phone calls are within the uk allowance, I will pay the bill on the day!