Euro cash

Discuss anything non Z4 related here
Post Reply
User avatar
ronk
Lifer
Lifer
Posts: 8722
Joined: Tue Feb 24, 2009 11:50 am
Location: Durham

Euro cash

Post by ronk » Wed Apr 04, 2018 1:04 pm

We are off to France next week so we need a few Euros of the folding variety - I normally keep an eye on the tourist exchange rate via the Post Office app and that was showing €1.12

They show the local post offices on the app so off we went and changed £800 - when I got home I realised the exchange actually given was €1.07

The small print on the app says that the rate is Online only.

That’s cost me £40 for not reading it properly :headbang:

I normally change money at my local Tesco and they always give the internet rate - guess where I will get my Euros for the summer Germany trip?
You don't stop playing when you get old - You get old when you stop playing!
So I bought a 35is with all the toys to play with. :thumbsup:

brillomaster
Member
Member
Posts: 143
Joined: Thu Aug 24, 2017 12:57 pm
Location: Leamington Spa

Euro cash

Post by brillomaster » Wed Apr 04, 2018 1:26 pm

we normally find sainsburys to give the best rates for currency exchange - however for a recent trip to japan we bought our Yen online, which was delivered (signed for, obviously) through the post. very straightforward.

User avatar
pvr
Legend
Legend
Posts: 22479
Joined: Fri Jun 15, 2007 12:27 pm
Location: South East UK

Euro cash

Post by pvr » Wed Apr 04, 2018 1:31 pm

I never get cash in the UK ,just get cash in Europe as you will get the inter bank rate, not tourist rate.

For 1.07 I would have sold you the Euros :)
911-50 Black - unique spec
X5M - 575 hp of fun in a V8
Abarth 595 Comp.
Golf Clipper - collectors item
Jeep
Z4M Silver Grey - non flimper spec (gone to Bing)

User avatar
Chompers
Member
Member
Posts: 69
Joined: Sun Mar 25, 2012 8:40 pm
Location: Co. Down, NI

Euro cash

Post by Chompers » Wed Apr 04, 2018 1:37 pm

pvr wrote:
Wed Apr 04, 2018 1:31 pm
I never get cash in the UK ,just get cash in Europe as you will get the inter bank rate, not tourist rate.

For 1.07 I would have sold you the Euros :)
Exactly this, Euro around 1.14 atm. You can get a Barclay Card just for holiday transactions. It doesn't charge cash withdrawal fees and no interest as long as you pay off the next bill in full. Worked a treat in Portugal and will be used gain for France the summer
His The keys to anything on the board at the end of the day :roll:
Hers f31 335d M Sport Touring Individual Tanzanite/Opal White Merino

Looking for a Z4MR (Ruby Black, Carbon Black, maybe Sepang)

User avatar
pvr
Legend
Legend
Posts: 22479
Joined: Fri Jun 15, 2007 12:27 pm
Location: South East UK

Euro cash

Post by pvr » Wed Apr 04, 2018 1:40 pm

You still got that French tractor? :lol:
911-50 Black - unique spec
X5M - 575 hp of fun in a V8
Abarth 595 Comp.
Golf Clipper - collectors item
Jeep
Z4M Silver Grey - non flimper spec (gone to Bing)

User avatar
ronk
Lifer
Lifer
Posts: 8722
Joined: Tue Feb 24, 2009 11:50 am
Location: Durham

Euro cash

Post by ronk » Wed Apr 04, 2018 1:47 pm

I use a Halifax card in Europe - just wanted a few Euros in the wallet.
You don't stop playing when you get old - You get old when you stop playing!
So I bought a 35is with all the toys to play with. :thumbsup:

User avatar
pvr
Legend
Legend
Posts: 22479
Joined: Fri Jun 15, 2007 12:27 pm
Location: South East UK

Euro cash

Post by pvr » Wed Apr 04, 2018 1:51 pm

That is some amount to have in your wallet :lol:
911-50 Black - unique spec
X5M - 575 hp of fun in a V8
Abarth 595 Comp.
Golf Clipper - collectors item
Jeep
Z4M Silver Grey - non flimper spec (gone to Bing)

User avatar
Chompers
Member
Member
Posts: 69
Joined: Sun Mar 25, 2012 8:40 pm
Location: Co. Down, NI

Euro cash

Post by Chompers » Wed Apr 04, 2018 1:56 pm

pvr wrote:
Wed Apr 04, 2018 1:40 pm
You still got that French tractor? :lol:
Sure do :driving: you must have updated yours agin by now
His The keys to anything on the board at the end of the day :roll:
Hers f31 335d M Sport Touring Individual Tanzanite/Opal White Merino

Looking for a Z4MR (Ruby Black, Carbon Black, maybe Sepang)

User avatar
R60BBA
Member
Member
Posts: 648
Joined: Sat Sep 30, 2017 7:53 pm
Location: London, United Kingdom

Euro cash

Post by R60BBA » Wed Apr 04, 2018 1:59 pm

pvr wrote:
Wed Apr 04, 2018 1:31 pm
I never get cash in the UK ,just get cash in Europe as you will get the inter bank rate, not tourist rate.

For 1.07 I would have sold you the Euros :)
What about surcharges? Surely they outweigh the difference between exchange rate and IBOR?
E46 M3 Coupe
S54B32
Carbon Schwarz

IG: bavarianjunkie
https://youtu.be/y0ymv8jOC0Y

User avatar
pvr
Legend
Legend
Posts: 22479
Joined: Fri Jun 15, 2007 12:27 pm
Location: South East UK

Euro cash

Post by pvr » Wed Apr 04, 2018 2:10 pm

What surcharges?My NatWest card does not charge anything for foreign currency, so I get the straight rate of whatever I spend. Whether on cash or when paying for a meal, I still get the same flat rate without additions or charges.
911-50 Black - unique spec
X5M - 575 hp of fun in a V8
Abarth 595 Comp.
Golf Clipper - collectors item
Jeep
Z4M Silver Grey - non flimper spec (gone to Bing)

User avatar
ronk
Lifer
Lifer
Posts: 8722
Joined: Tue Feb 24, 2009 11:50 am
Location: Durham

Euro cash

Post by ronk » Wed Apr 04, 2018 4:53 pm

Ditto for the Halifax card. No additional charges - I normally withdraw cash if I need it and pay the small fee as soon as I get back to the UK .
You don't stop playing when you get old - You get old when you stop playing!
So I bought a 35is with all the toys to play with. :thumbsup:

User avatar
buzyg
Lifer
Lifer
Posts: 12434
Joined: Fri May 20, 2011 6:11 pm
Location: Cornwall

Euro cash

Post by buzyg » Wed Apr 04, 2018 8:07 pm

pvr wrote:
Wed Apr 04, 2018 1:31 pm
I never get cash in the UK ,just get cash in Europe as you will get the inter bank rate, not tourist rate.

For 1.07 I would have sold you the Euros :)
This. Get enough to tide you over, then get the rest abroad.
Image

User avatar
ronk
Lifer
Lifer
Posts: 8722
Joined: Tue Feb 24, 2009 11:50 am
Location: Durham

Euro cash

Post by ronk » Wed Apr 04, 2018 8:31 pm

buzyg wrote:
Wed Apr 04, 2018 8:07 pm
pvr wrote:
Wed Apr 04, 2018 1:31 pm
I never get cash in the UK ,just get cash in Europe as you will get the inter bank rate, not tourist rate.

For 1.07 I would have sold you the Euros :)
This. Get enough to tide you over, then get the rest abroad.
Agree !
I’ve got enough ready / folding stuff for a couple of Euro trips - the rest is on the Halifax card which doesnt attract any additional charges. Any cash drawn on it has interest applied but I normally pay that as soon as I get home to the UK - However now that phone calls are within the uk allowance, I will pay the bill on the day!
You don't stop playing when you get old - You get old when you stop playing!
So I bought a 35is with all the toys to play with. :thumbsup:

Post Reply