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The Ring
- Ducklakeview
- Lifer
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- Location: Merseyside
The Ring
Lol - Probably why "this" is on my insurance certificate, and jamie_z4 said it's on his...
Anyone else got that wording?
Mike
Anyone else got that wording?
Mike
- jabber
- Lifer
- Posts: 3138
- Joined: Mon Jul 05, 2010 9:23 am
- Location: Hampshire
The Ring
Not on mine just the general exception which to my mind would exclude the ring but then it is saga insurance
Z less again
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10 E89 Z4 3.0 Black auto now. Very sadly gone
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14 E89 Z4 2.0 msport grey gone now
10 E89 Z4 3.0 Black auto now. Very sadly gone
Gone 04 E85 z4 3.0 Maldives blue smg
- Attilio
- Member
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The Ring
I would love to do that myself but a combination of skills (poor) and lack of "spare" Z4MC made me think I better not do it
Z4M Coupe, Interlagos blue, black leather, piano black, stubby, OEM CSLs, evolve intake, cup holders...pretty much stock
2019 Toyota Corolla hybrid 2.0L - new daily drive
2019 Toyota Corolla hybrid 2.0L - new daily drive
- Ducklakeview
- Lifer
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- Location: Merseyside
The Ring
Likewise - PLUS the massive bills for repairs to barriers, recovery and being charged for the circuit having to close. I've seen people post £15-£30k bills when they've totalled their own cars into a barrier.
Mike
- Ducklakeview
- Lifer
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- Lifer
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The Ring
Those prices can become quite high & scary, but if some UK circuits have their own way we may be facing the prospect of the same form of 'recovery of costs' over here.
I don't mind if they do this, but I'd want to be sure I could take out insurance against this...currently you can't.
I have 1st party insurance when I'm at the Ring, just as I do at a UK track when it's new to me (or I'm driving a new car, or am with a new TDO).
Luckily, I've never had to claim...and that's in over 20 years, 200 track days, 500+ laps of the Ring.
I have seen plenty of little accidents where marshals have attended, and they've got off with a €100 bill for light damage to the armco that will not require replacement/closure.
My biggest concern (and no insurance available for) is taking someone else out if/when I do have an accident...and is why I don't do lap after lap after lap chasing lap times, and also why I keep mine more or less in a road setup, with no roll-cage, harnesses, sticky tyres, 265 fronts, massive camber, etc.
I don't mind if they do this, but I'd want to be sure I could take out insurance against this...currently you can't.
I have 1st party insurance when I'm at the Ring, just as I do at a UK track when it's new to me (or I'm driving a new car, or am with a new TDO).
Luckily, I've never had to claim...and that's in over 20 years, 200 track days, 500+ laps of the Ring.
I have seen plenty of little accidents where marshals have attended, and they've got off with a €100 bill for light damage to the armco that will not require replacement/closure.
My biggest concern (and no insurance available for) is taking someone else out if/when I do have an accident...and is why I don't do lap after lap after lap chasing lap times, and also why I keep mine more or less in a road setup, with no roll-cage, harnesses, sticky tyres, 265 fronts, massive camber, etc.
- Mr Tidy
- Legend
- Posts: 23862
- Joined: Wed Jul 02, 2014 12:18 pm
- Location: North West Surrey
The Ring
Yep, it's been an exclusion on all my motor policies for the last 4/5 years.
But I think you can get specific cover for it - although possibly only in Germany, and I'd imagine it wouldn't be cheap going by the prices quoted!
Coupes because stunning!
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Gone - Montego Blue
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Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
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- Member
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The Ring
I've been going since it was 7 euros a lap ! But the last couple of times I've stood and watched , weekdays are best but even last year Monday evening was packed due to the track closure on the Sunday !
Regarding the costs , we spoke to a guy in a Subaru with what amounted to slight damage , seen worse in car parks , but because he'd grazed the barrier he was €1200 out of pocket by the time he'd been recovered and paid for the barrier , this was about 7 years ago so god knows what they'd charge now !
But I'll still be back sometime this summer
Regarding the costs , we spoke to a guy in a Subaru with what amounted to slight damage , seen worse in car parks , but because he'd grazed the barrier he was €1200 out of pocket by the time he'd been recovered and paid for the barrier , this was about 7 years ago so god knows what they'd charge now !
But I'll still be back sometime this summer
- R60BBA
- Senior Member
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- Joined: Sat Sep 30, 2017 7:53 pm
- Location: London, United Kingdom
The Ring
How dmmm-five wrote: ↑Mon Feb 19, 2018 4:14 pmThose prices can become quite high & scary, but if some UK circuits have their own way we may be facing the prospect of the same form of 'recovery of costs' over here.
I don't mind if they do this, but I'd want to be sure I could take out insurance against this...currently you can't.
I have 1st party insurance when I'm at the Ring, just as I do at a UK track when it's new to me (or I'm driving a new car, or am with a new TDO).
Luckily, I've never had to claim...and that's in over 20 years, 200 track days, 500+ laps of the Ring.
I have seen plenty of little accidents where marshals have attended, and they've got off with a €100 bill for light damage to the armco that will not require replacement/closure.
My biggest concern (and no insurance available for) is taking someone else out if/when I do have an accident...and is why I don't do lap after lap after lap chasing lap times, and also why I keep mine more or less in a road setup, with no roll-cage, harnesses, sticky tyres, 265 fronts, massive camber, etc.
1st Party insurance? What is that?Paulwirral wrote: ↑Tue Feb 20, 2018 8:58 amI've been going since it was 7 euros a lap ! But the last couple of times I've stood and watched , weekdays are best but even last year Monday evening was packed due to the track closure on the Sunday !
Regarding the costs , we spoke to a guy in a Subaru with what amounted to slight damage , seen worse in car parks , but because he'd grazed the barrier he was €1200 out of pocket by the time he'd been recovered and paid for the barrier , this was about 7 years ago so god knows what they'd charge now !
But I'll still be back sometime this summer
I also agree with not chasing lap times. For me it’s more about respecting the Ring and it will respect you back.
I also suggest getting on it as soon as it opens, that way only a few cars are ahead of you and only a few fast cars will overtake you (thus minimising your chance of accident due to collision with others or oil/coolant spills).
Current: 2002 E46 M3
Current: 2005 997 Carrera S
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Current: 2005 997 Carrera S
Gone: 2004 R53 Cooper S
Gone: 1998 E31 840Ci Sport
Gone: 2007 Z4 E86 3.0Si Sport
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- Lifer
- Posts: 12727
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The Ring
1st party insurance covers the damage to my car, and my car alone. Through MORIS, it works out about £60 per day for £15k of cover with a £1500 excess.
Timing is critical as you say. We tend to make a long weekend of it by driving over early Thursday and back late Tuesday, so we get Thur/Fri evenings, Sat/Sun mornings & evenings, and Monday evenings.
Even doing just those 3-4 hours each day we get 40 ‘quiet’ laps in - the best times being the 8am-9am November mornings.
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- Member
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The Ring
The insurance thing at the Ring isn't quite as straightforward as it seems! You drop fluids and someone crashes on it, you're responsible, insured or not. It's highly likely your insurance will pay out due to their European law obligations and then seek to recover their costs from you, which potentially could lead to tens of thousands of pounds. You don't have to chase lap times to end up in the shite. A big bill could really ruin your finances (and your families) for many years.
I've been going since the man collected 5 Deutschmarks from you at T13, and seen and heard of some very expensive mishaps. I personally know someone who had a €5k track repair/closure bill and another who had €700 for a minor bump into the armco.
I'm pretty sure German motor insurance covers them due the toll road issues regarding the Ring.
Is it worth the risk? I've not had an incident there in 25 years, a few close ones, but either luck, skill or a bit of both saved me.
For me, the Ring isn't much fun anymore, far too busy, too pricey and there seems to be closure after closure. There was a time where midweek or lates season dates meant quiet track time, but these are now disappearing.
Had some brilliant times and met some great people there, however I do think it's past its best.
I've been going since the man collected 5 Deutschmarks from you at T13, and seen and heard of some very expensive mishaps. I personally know someone who had a €5k track repair/closure bill and another who had €700 for a minor bump into the armco.
I'm pretty sure German motor insurance covers them due the toll road issues regarding the Ring.
Is it worth the risk? I've not had an incident there in 25 years, a few close ones, but either luck, skill or a bit of both saved me.
For me, the Ring isn't much fun anymore, far too busy, too pricey and there seems to be closure after closure. There was a time where midweek or lates season dates meant quiet track time, but these are now disappearing.
Had some brilliant times and met some great people there, however I do think it's past its best.
- Silverzedtom
- Senior Member
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- Joined: Sun Jan 15, 2017 8:19 pm
- Location: East Sussex
The Ring
There were some heavy hits in there
Didn’t know about the Armco / repair charges. Seems extortionate to me.
I’d still love to get a few laps in on the ring with the zed though, it’s just the other nutters that scare me. Some of the on board laps you see on YouTube show how bad the standard of driving can be.
Didn’t know about the Armco / repair charges. Seems extortionate to me.
I’d still love to get a few laps in on the ring with the zed though, it’s just the other nutters that scare me. Some of the on board laps you see on YouTube show how bad the standard of driving can be.
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