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Car insurance renewal
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- Member
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- Joined: Fri May 08, 2020 8:50 am
Car insurance renewal
ATM I'm with Direct Line for the Zed and the Yeti. Pay just over £220 for each, PNCD 9years, legal cover, on driveway. Renewal came in and the Yeti increased by a tenner and the Z4 went down by the same amount. I'd have thought that would have been the other way around??!
Quoted £10 less with Adrian Flux and interestingly they don't add anything for the remap. Also waiting to hear back from Chris Nott and they've said they expect a load of between 10 and 25% for the remap. Hard to believe a "specialist" Z4 insurer has to charge extra for a fairly common mod
Quoted £10 less with Adrian Flux and interestingly they don't add anything for the remap. Also waiting to hear back from Chris Nott and they've said they expect a load of between 10 and 25% for the remap. Hard to believe a "specialist" Z4 insurer has to charge extra for a fairly common mod
I do like to go topless......
....... in my remapped 20i in Valencia Orange with Black Roof
....... in my remapped 20i in Valencia Orange with Black Roof
- Ole gits rule
- Lifer
- Posts: 4559
- Joined: Sat Oct 24, 2020 5:49 pm
- Location: Pont-y-Pwll
Car insurance renewal
Thats where I am for the Zed at £202 an the Yeti seems reasonable as well - not certain I would bother switchingMing wrote: ↑Sat Jun 05, 2021 9:35 pm ATM I'm with Direct Line for the Zed and the Yeti. Pay just over £220 for each, PNCD 9years, legal cover, on driveway. Renewal came in and the Yeti increased by a tenner and the Z4 went down by the same amount. I'd have thought that would have been the other way around??!
Quoted £10 less with Adrian Flux and interestingly they don't add anything for the remap. Also waiting to hear back from Chris Nott and they've said they expect a load of between 10 and 25% for the remap. Hard to believe a "specialist" Z4 insurer has to charge extra for a fairly common mod
M4 Vert in Yas Marina Blue
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
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- Joined: Fri May 08, 2020 8:50 am
Car insurance renewal
Yeah, the guy at Chris Nott said that quote was already pretty good, but I make a habit of checking other quotes for all my renewable utilities and insurance. Very rarely do I end up staying with a company for more than a year or two
I do like to go topless......
....... in my remapped 20i in Valencia Orange with Black Roof
....... in my remapped 20i in Valencia Orange with Black Roof
- Ole gits rule
- Lifer
- Posts: 4559
- Joined: Sat Oct 24, 2020 5:49 pm
- Location: Pont-y-Pwll
Car insurance renewal
Seems sensible to me - I am happy with £202, means I can insure 2 cars this year for the price of just the zed last year
M4 Vert in Yas Marina Blue
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
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- Posts: 217
- Joined: Fri May 08, 2020 8:50 am
Car insurance renewal
I find it strange that the Yeti, that's worth about £3000, is about the same price as the Zed that's worth 4 times more and is about 3 times the power
I do like to go topless......
....... in my remapped 20i in Valencia Orange with Black Roof
....... in my remapped 20i in Valencia Orange with Black Roof
- Ole gits rule
- Lifer
- Posts: 4559
- Joined: Sat Oct 24, 2020 5:49 pm
- Location: Pont-y-Pwll
Car insurance renewal
Depends if it has more mileage on it - if you 12k in that it will bump up prices, I have a corse on 10K and its £300 so how the hell it works, who knows
M4 Vert in Yas Marina Blue
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
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- Posts: 217
- Joined: Fri May 08, 2020 8:50 am
Car insurance renewal
Yeti is at 140k, declared 4000 miles pa, same as the Z4, which is a year newer but has 61k on the clock.
I do like to go topless......
....... in my remapped 20i in Valencia Orange with Black Roof
....... in my remapped 20i in Valencia Orange with Black Roof
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- Lifer
- Posts: 8506
- Joined: Wed Jan 20, 2021 7:20 pm
- Location: Spaldingski
Car insurance renewal
Z4 is £172.00 p/a for me with declared remap. Wife as main driver (46), me as named (53), with LV. 4k mileage, social and commuting for her. Protected NCB, no claims and no convictions in ten years. We live in centre of town (not a high risk town obviously).
Got a multi-car policy with three cars on; all are cheap as chips.
Got a multi-car policy with three cars on; all are cheap as chips.
All good things come to those who wait. I'm really impatient which explains a lot.
F31 320i. Good car.
E89 20i Now fully dried
Z3 'free litre'. Project and a half. Complicated!
Mazda3 sold
Tatty old R56 Mini Cooper. Money pit!
F31 320i. Good car.
E89 20i Now fully dried
Z3 'free litre'. Project and a half. Complicated!
Mazda3 sold
Tatty old R56 Mini Cooper. Money pit!
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- Posts: 70
- Joined: Mon Sep 19, 2016 8:01 pm
- Location: Lincolnshire
Car insurance renewal
I can't recommend Chris Knott highly enough. Thankfully I've never had to make a claim but in all my dealings with them their customer service has been exemplary.
Prior to joining them my car was on a 'run of the mill' policy with a hefty excess and insured for whatever was considered 'market value' by their team of tasty underwriter's.
Chris Knott directed me to a classic car policy (who knew you could insure a Z4 this way?) and I couldn't be happier.
My renewal came through this week at 216.00 fully comprehensive which includes an agreed valuation of 12k and a very reasonable excess of 100.00. NCD is not applicable to the policy either so I took my 15 years or whatever it was and used it on my everyday car.
I should add that I'm not in any way affiliated to Chris Knott Insurance
Prior to joining them my car was on a 'run of the mill' policy with a hefty excess and insured for whatever was considered 'market value' by their team of tasty underwriter's.
Chris Knott directed me to a classic car policy (who knew you could insure a Z4 this way?) and I couldn't be happier.
My renewal came through this week at 216.00 fully comprehensive which includes an agreed valuation of 12k and a very reasonable excess of 100.00. NCD is not applicable to the policy either so I took my 15 years or whatever it was and used it on my everyday car.
I should add that I'm not in any way affiliated to Chris Knott Insurance
E86 2006 Z4 si Sport Manual Coupe BMW individual / Individual Phoenix Yellow / Individual Kiwi & Black Leather / Individual 152 Wheels / Individual Kick Plates / Since 2016
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Car insurance renewal
Im with LV through Chris Knott. Last year premium was £700 ish including breakdown cover. (37 yrs old, 6 years no claims bonus). I guess it's down to the London postcode that's so expensive!
Would have lost my no claims this year when someone hit me in the car park if it wasn't for the dash cam !
Would have lost my no claims this year when someone hit me in the car park if it wasn't for the dash cam !
- Ole gits rule
- Lifer
- Posts: 4559
- Joined: Sat Oct 24, 2020 5:49 pm
- Location: Pont-y-Pwll
Car insurance renewal
that's cheap and I will be going multiyear this year as well, they must realise two people and three cars one is not going anywhere at some pointPondrew wrote: ↑Sun Jun 06, 2021 12:00 pm Z4 is £172.00 p/a for me with declared remap. Wife as main driver (46), me as named (53), with LV. 4k mileage, social and commuting for her. Protected NCB, no claims and no convictions in ten years. We live in centre of town (not a high risk town obviously).
Got a multi-car policy with three cars on; all are cheap as chips.
M4 Vert in Yas Marina Blue
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
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- Lifer
- Posts: 8506
- Joined: Wed Jan 20, 2021 7:20 pm
- Location: Spaldingski
Car insurance renewal
LV have been aggressively targeting the "average middle-aged driver with a good history" market for a few years. There is a downside (isn't there always); their excesses tend to be pretty hefty, which isn't a problem unless you claim
All good things come to those who wait. I'm really impatient which explains a lot.
F31 320i. Good car.
E89 20i Now fully dried
Z3 'free litre'. Project and a half. Complicated!
Mazda3 sold
Tatty old R56 Mini Cooper. Money pit!
F31 320i. Good car.
E89 20i Now fully dried
Z3 'free litre'. Project and a half. Complicated!
Mazda3 sold
Tatty old R56 Mini Cooper. Money pit!
- Ole gits rule
- Lifer
- Posts: 4559
- Joined: Sat Oct 24, 2020 5:49 pm
- Location: Pont-y-Pwll
Car insurance renewal
im in that camp - didn't try them as happy with the £202 I have paid
M4 Vert in Yas Marina Blue
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
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- Member
- Posts: 217
- Joined: Fri May 08, 2020 8:50 am
Car insurance renewal
After seeing that LV could be a cheaper option, I spent 10 mins on their website trying to get a quote for the Zed..... only to be turned down as my job doesn't fit in with their acceptable profiles!!
I'm a part time self employed courier and drive like a vicar in the van, but I guess they think we're all Hamilton wannabees and drive like tw@ts
I'm a part time self employed courier and drive like a vicar in the van, but I guess they think we're all Hamilton wannabees and drive like tw@ts
I do like to go topless......
....... in my remapped 20i in Valencia Orange with Black Roof
....... in my remapped 20i in Valencia Orange with Black Roof
- Mr Tidy
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- Joined: Wed Jul 02, 2014 12:18 pm
- Location: North West Surrey
Car insurance renewal
I had a similar problem years ago when I had a part-time job delivering online shopping.
I can't remember which insurer it was but it was a "no quote" from one that I tried.
I can't remember which insurer it was but it was a "no quote" from one that I tried.
Coupes because stunning!
Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
Gone - Ruby Black
Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
Gone - Ruby Black