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Car insurance renewal
- Ole gits rule
- Lifer
- Posts: 4540
- Joined: Sat Oct 24, 2020 5:49 pm
- Location: Pont-y-Pwll
Car insurance renewal
Yep, its that time of year we all hate, I have to service the DS this month and insure the Zed as well - next month it's the other way round
Good thing is that DS gave me £50 off the service (Cardiff) and I cut my renewal from £490 with Saga (yes I am an old git) to £202 with Direct line
Saga tried to convince me to stay by coming down to £370 - they must think as soon as you hit 50 you lose all your marble
Good thing is that DS gave me £50 off the service (Cardiff) and I cut my renewal from £490 with Saga (yes I am an old git) to £202 with Direct line
Saga tried to convince me to stay by coming down to £370 - they must think as soon as you hit 50 you lose all your marble
M4 Vert in Yas Marina Blue
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
- Mr Tidy
- Legend
- Posts: 23608
- Joined: Wed Jul 02, 2014 12:18 pm
- Location: North West Surrey
Car insurance renewal
That's surprising.
I'm older than you, but I switched to Saga for my 330i in April because they quoted £240ish which was about £40 cheaper than Churchill wanted on their renewal invitation - and the excess was much smaller.
I'm older than you, but I switched to Saga for my 330i in April because they quoted £240ish which was about £40 cheaper than Churchill wanted on their renewal invitation - and the excess was much smaller.
Coupes because stunning!
Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
Gone - Ruby Black
Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
Gone - Ruby Black
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- Member
- Posts: 221
- Joined: Tue May 18, 2021 8:48 pm
- Location: Sutton Coldfield
Car insurance renewal
When I brought mine - 2.5l, I’m 41 no points or claims, Esure would not transfer my insurance from the Audi so I had to cancel it
I compared some meerkats & am with Quote me happy - £278.33
I compared some meerkats & am with Quote me happy - £278.33
- Ole gits rule
- Lifer
- Posts: 4540
- Joined: Sat Oct 24, 2020 5:49 pm
- Location: Pont-y-Pwll
Car insurance renewal
It is not surprising to me at all - it has come down £40 from last year but then I had a tough job getting insurance as I had just come out of a company car and they matched my no claims on the DS so I was happy.
Was expecting a large drop this year when I understood what you guys were paying and did not get it so looked around - will be doing the same next month on the DS.
Mt excess has gone from £200 with saga to £350 with DL but there's a saving of close to £300 and the intention is to not have to pay the excess
M4 Vert in Yas Marina Blue
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
- Ole gits rule
- Lifer
- Posts: 4540
- Joined: Sat Oct 24, 2020 5:49 pm
- Location: Pont-y-Pwll
Car insurance renewal
I never understand why they won't transfer policies - its not as if you have suddenly become a teenage tearaway because you bought a vert - then again maybe you havePointedMarlin wrote: ↑Sat Jun 05, 2021 9:10 am When I brought mine - 2.5l, I’m 41 no points or claims, Esure would not transfer my insurance from the Audi so I had to cancel it
I compared some meerkats & am with Quote me happy - £278.33
M4 Vert in Yas Marina Blue
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
- Zed Baron
- Senior Member
- Posts: 1578
- Joined: Sat Apr 07, 2018 1:17 am
- Location: Scotland
Car insurance renewal
Ive just renewed my car insurance for the Z and just gone with SAGA for the first time - £174. Got to shop around every time, they rely on you being complacent.
- Ole gits rule
- Lifer
- Posts: 4540
- Joined: Sat Oct 24, 2020 5:49 pm
- Location: Pont-y-Pwll
Car insurance renewal
Wow - that's one hell of a difference to what they offered me £49 then down to £370, nowhere near that level.
I had 5k miles on mine with PNCD and legal cover what have you got to get to £174
M4 Vert in Yas Marina Blue
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
- Zed Baron
- Senior Member
- Posts: 1578
- Joined: Sat Apr 07, 2018 1:17 am
- Location: Scotland
Car insurance renewal
Sorry I made a mistake, Ive just checked the policy its £162.11! thats 5k pa, protected NCD and the car is garaged. They are all at it, I had a renewal come in for home insurance and it was sky high, went on a comparison site and renewed with the same company for a lot less. The get out clause when you complain is that its a different underwriter. You have to be prepared to do it with everything, Ive got Virginmedia. I have to physical threaten (and be prepared) to leave each time at the end of a contract to get a better deal, annoying when you see what they offer new customers. What rubs it in is when you call them to cancel and they say how can we retain your business!Ole gits rule wrote: ↑Sat Jun 05, 2021 6:44 pmWow - that's one hell of a difference to what they offered me £49 then down to £370, nowhere near that level.
I had 5k miles on mine with PNCD and legal cover what have you got to get to £174
- Ole gits rule
- Lifer
- Posts: 4540
- Joined: Sat Oct 24, 2020 5:49 pm
- Location: Pont-y-Pwll
Car insurance renewal
I had 5k miles on mine with PNCD and legal cover what have you got to get to £174
[/quote]
Sorry I made a mistake, Ive just checked the policy its £162.11! thats 5k pa, protected NCD and the car is garaged. They are all at it, I had a renewal come in for home insurance and it was sky high, went on a comparison site and renewed with the same company for a lot less. The get out clause when you complain is that its a different underwriter. You have to be prepared to do it with everything, Ive got Virginmedia. I have to physical threaten (and be prepared) to leave each time at the end of a contract to get a better deal, annoying when you see what they offer new customers. What rubs it in is when you call them to cancel and they say how can we retain your business!
[/quote]
Sugar, that is basically what I asked for and £370 quoted, the only difference is no garage but I am pretty rural with 3 houses and the lane is pretty well hidden.
I just don't get how it can be so different, never mind these introductory deals are going to stop now when the new law kicks - everyone one will be paying the £370 I got quoted
[/quote]
Sorry I made a mistake, Ive just checked the policy its £162.11! thats 5k pa, protected NCD and the car is garaged. They are all at it, I had a renewal come in for home insurance and it was sky high, went on a comparison site and renewed with the same company for a lot less. The get out clause when you complain is that its a different underwriter. You have to be prepared to do it with everything, Ive got Virginmedia. I have to physical threaten (and be prepared) to leave each time at the end of a contract to get a better deal, annoying when you see what they offer new customers. What rubs it in is when you call them to cancel and they say how can we retain your business!
[/quote]
Sugar, that is basically what I asked for and £370 quoted, the only difference is no garage but I am pretty rural with 3 houses and the lane is pretty well hidden.
I just don't get how it can be so different, never mind these introductory deals are going to stop now when the new law kicks - everyone one will be paying the £370 I got quoted
M4 Vert in Yas Marina Blue
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
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- Member
- Posts: 221
- Joined: Tue May 18, 2021 8:48 pm
- Location: Sutton Coldfield
Car insurance renewal
I think it’s the B postcode that does for me, despite not actually living all that close to Birmingham
- Ole gits rule
- Lifer
- Posts: 4540
- Joined: Sat Oct 24, 2020 5:49 pm
- Location: Pont-y-Pwll
Car insurance renewal
Maybe the NP postcode for me but hell its pretty quiet where I am
M4 Vert in Yas Marina Blue
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
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- Member
- Posts: 62
- Joined: Sat Nov 11, 2017 10:29 am
- Location: South Dorset
Car insurance renewal
I have found LV to be reasonable for my 23i, premium was reduced by £30 this year down to £218. All usual bolt ons guaranteed NCD and 5k per annum, I am in a DT postcode which is apparently a good one.
Recently tried a quote for a 35is and it was only £30 more which was a surprise.
Recently tried a quote for a 35is and it was only £30 more which was a surprise.
2010 23i M sport
2016 BMW R1200 RS SE
2016 BMW R1200 RS SE
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- Lifer
- Posts: 4015
- Joined: Sat May 25, 2013 8:27 pm
- Location: Stourbridge
Car insurance renewal
Something to watch is voluntary excess. I input from 250 to 0 and the quoted difference was about a £1. (Just done money super market, coop quote 197)
Perhaps not significant on car, but on my bike, for paying £2 extra, i got zero voluntary excess (which 450 was automatically applied on quote) and 350 fixed.
My bike only worth £2k if wrote off, yet 800 total excess.
Perhaps not significant on car, but on my bike, for paying £2 extra, i got zero voluntary excess (which 450 was automatically applied on quote) and 350 fixed.
My bike only worth £2k if wrote off, yet 800 total excess.
- Ole gits rule
- Lifer
- Posts: 4540
- Joined: Sat Oct 24, 2020 5:49 pm
- Location: Pont-y-Pwll
Car insurance renewal
Thats good on a 35iS with the power difference between the twoFireball wrote: ↑Sat Jun 05, 2021 8:36 pm I have found LV to be reasonable for my 23i, premium was reduced by £30 this year down to £218. All usual bolt ons guaranteed NCD and 5k per annum, I am in a DT postcode which is apparently a good one.
Recently tried a quote for a 35is and it was only £30 more which was a surprise.
M4 Vert in Yas Marina Blue
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
- Ole gits rule
- Lifer
- Posts: 4540
- Joined: Sat Oct 24, 2020 5:49 pm
- Location: Pont-y-Pwll
Car insurance renewal
Saga tried to blame the voluntary excess difference which is a joke all round on a £300 difference in quotesflybobbie wrote: ↑Sat Jun 05, 2021 8:37 pm Something to watch is voluntary excess. I input from 250 to 0 and the quoted difference was about a £1. (Just done money super market, coop quote 197)
Perhaps not significant on car, but on my bike, for paying £2 extra, i got zero voluntary excess (which 450 was automatically applied on quote) and 350 fixed.
My bike only worth £2k if wrote off, yet 800 total excess.
M4 Vert in Yas Marina Blue
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.
2011 23i M Sport Highline in Alpine White with Smart Top installed - Gone but not forgotten.