Not joined yet? Register for free and enjoy features such as alerts, private messaging and viewing latest posts and topics.

Terrible Insurance Renewal 35is...

Specific discussion about the E89 2009 Z4 (sDrive35is, sDrive35i, sDrive30i, sDrive23i)
User avatar
sunnydays
Member
Member
Posts: 983
Joined: Fri Sep 23, 2016 7:50 am

Terrible Insurance Renewal 35is...

Post by sunnydays » Wed Nov 22, 2017 1:43 pm

So I have called around, my insurance company would not budge off £1800

So i called a couple of specialists and went through 2 comparison sites. No one was cheaper than £1800. Considering I paid £1175 last year this sucks. I have more than 1 car and this would put me at around £3000 a year for insurance which is alot. Not sure what to do at this point, never expected it to just rocket up.

Not sure if I can justify almost £2k in insurance for a car i dont drive that much

User avatar
R.E92
Senior Member
Senior Member
Posts: 1644
Joined: Wed Dec 04, 2013 10:10 am

Terrible Insurance Renewal 35is...

Post by R.E92 » Wed Nov 22, 2017 4:31 pm

You could try insuring them together. ESure let me mirror my NCB for my second car and also gave me a crazy low price of £200 when every comparison site was quoting upward of £600.

I certainly wouldn't pay £1800 for insurance. It was one of the reasons I stuck to a 320d when I was your age.

User avatar
tomscott
Lifer
Lifer
Posts: 7466
Joined: Mon Sep 19, 2011 12:26 pm
Location: Manchester
Contact:

Terrible Insurance Renewal 35is...

Post by tomscott » Wed Nov 22, 2017 4:57 pm

Give your post code an insurance check. Have you moved?

https://www.visitcars.co.uk/car-insuran ... -risk.html

Sounds stupid but have you declared it in a garage? My quotes on a 35IS were £200 more with it declared in the garage rather on the street, which is ridiculous. Stupid liabilities like if the house goes up in flames the car will too etc etc Change up the quote and check it.

Also sounds crap but getting a box put in the car will reduce the cost.

The reason to get a car like a 35IS or a Z4M is because they are generally cheaper to insure than the other brand cars because they are so rare therefore the statistic of the amount that are crashed damaged and written off are much lower.

I reason I ended up in a Z4M at 23 was because the insurance was more than 50% cheaper than an E46 M3 which is what I was after at the time. The E46 was going to be about £2k and the Z was about £750

User avatar
Boyo
Member
Member
Posts: 641
Joined: Sat Aug 02, 2014 11:03 am
Location: Caerdydd

Terrible Insurance Renewal 35is...

Post by Boyo » Wed Nov 22, 2017 6:36 pm

I have a 35is and a 140i insured on a multi car policy with Aviva. I have just had my annual renewal with them and its £650 for both cars. Worth giving them a go.
Current:
718 Cayman GTS 4.0 (PDK)

Previous:
G29 M40i - Thundernight
718 Cayman GTS 4.0 (Manual)
987 Boxster 2.7
E89 2.0i M Sport (Auto)
E89 2.0i M Sport (Manual)
718 Cayman GTS 2.5
E89 35is
E85 M Roadster

User avatar
bob4333
Member
Member
Posts: 334
Joined: Fri Sep 19, 2014 7:42 am
Location: Solihull, UK

Terrible Insurance Renewal 35is...

Post by bob4333 » Thu Nov 23, 2017 8:25 am

OP, have you tried this forum's Chris Knott Insurance.....? I've found them to be quite helpful.

mcbutler
Senior Member
Senior Member
Posts: 2551
Joined: Fri May 26, 2017 3:40 pm
Location: Plymouth

Terrible Insurance Renewal 35is...

Post by mcbutler » Thu Nov 23, 2017 4:29 pm

DO NOT use price comparison sites, you will pay a premium to them on top of your motor insurance itself.
If you use them look for the deals then contact the insurer direct.
Try Direct Line, if you have more than one car, add your house, and like me a Buy To Let portfolio its almost free.
Besides giving great pricing they, more importantly ALWAYS pay out no matter what in my experience.
Mark
Plymouth
E89
35i
Carmine Red
Black leather

User avatar
Jasper ham
Member
Member
Posts: 100
Joined: Wed Jul 03, 2013 1:28 am

Terrible Insurance Renewal 35is...

Post by Jasper ham » Fri Nov 24, 2017 2:18 pm

Try Admiral, they are very competitive with young drivers
BMW Z4 e89 35i white, black roof, 296 wheels emap to 390 BHP and running Vredestein Ultras. Second cat delete and straight through pipes.

User avatar
step_change
Member
Member
Posts: 737
Joined: Fri Nov 25, 2016 4:21 pm
Location: Planet Earth
Contact:

Terrible Insurance Renewal 35is...

Post by step_change » Tue Jan 09, 2018 4:05 pm

I have my 2013 35is and my 2015 535D MSport insured with Aviva for £810 on multicar. I am 50 and full no claims and the 35is is garaged. Both cars less than 10000 per year.
Gone :( : 2013 35is, Melbourne Red, DCT, Nav, Comfort pack
Gone: 2007 2.5is, Montego Blue, Auto, Nav

User avatar
JackZ4
Member
Member
Posts: 99
Joined: Mon Sep 08, 2014 8:01 pm
Location: Nottingham

Terrible Insurance Renewal 35is...

Post by JackZ4 » Tue Jan 09, 2018 4:49 pm

Note sure whether this will help you, but hopefully it does.

I've owned a z4 coupe since I was 20, I'm now 23, have had a speeding offence in the past 5 years, no longer showing on my licence, and a non-fault accident which insurers always love an answer for i.e ££££, but I do comparison sites and then handle directly with the cheapest insurer to get around the fees.

If it's true the quote they have given you, they're taking you for a ride, literally, and you should definitely shop around in future.

I'm currently insuring with Direct Line under a comprehensive policy which includes business usage, this was done in August, not that long ago and I paid around £800 for the year, I have my parents on the policy as second drivers who hardly ever use the vehicle, by doing this the price reduces a little so it's always worth it :D
Current
2006 BMW Z4 Coupe - Montego - 19" RIVA CSL's

Previous
2009 Citroen C1 - Red
2018 Honda MSX 125 - Pearl White

ImageImage

User avatar
Yorkie Z
Senior Member
Senior Member
Posts: 2594
Joined: Thu Nov 28, 2013 9:19 pm
Location: Plymouth

Terrible Insurance Renewal 35is...

Post by Yorkie Z » Tue Jan 09, 2018 5:43 pm

Add your girlfriend to the policy or your mum, will definitely make it cheaper. I'm 40 and still add people to get the price down.
A Dirty M///

Mike6
Senior Member
Senior Member
Posts: 1073
Joined: Thu Aug 20, 2015 1:17 pm

Terrible Insurance Renewal 35is...

Post by Mike6 » Tue Jan 09, 2018 6:29 pm

You might get a discount by adding that dog as a named driver

User avatar
Confused®
Senior Member
Senior Member
Posts: 1717
Joined: Sun Jan 25, 2015 10:07 am
Location: Manchester

Terrible Insurance Renewal 35is...

Post by Confused® » Tue Jan 09, 2018 7:29 pm

Try telling them its parked on the road rather than in a garage, Mine came down when parked on the rd, do you have a private registration? I have to put my old reg in for cheapest quotes then change it over after accepting price.

sad_old_man

Terrible Insurance Renewal 35is...

Post by sad_old_man » Thu Jan 18, 2018 11:04 pm

I must be doing something wrong? I insured my 35is with AXA when i bought it in June 2017 and it cost me £420 per year fully comprehensive with £0 excess?

sad_old_man

Terrible Insurance Renewal 35is...

Post by sad_old_man » Thu Jan 18, 2018 11:05 pm

It also comes down if you select social, domestic and commuting?

User avatar
buzyg
Legend
Legend
Posts: 26421
Joined: Fri May 20, 2011 6:11 pm
Location: Cornwall

Terrible Insurance Renewal 35is...

Post by buzyg » Thu Jan 18, 2018 11:15 pm

pvr wrote: Tue Nov 21, 2017 11:25 amAdd parents to your policy, my son has the M140 (new) and that was less than £800 to insure. He is 23 as well.
This trick usually works a treat. +1
Image

Post Reply