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Multi car policy?
- Herminator
- Senior Member
- Posts: 1833
- Joined: Fri May 30, 2008 7:23 pm
- Location: Edinburgh
Multi car policy?
It looks like I'll be getting a second car soon for commuting (looking at a Nissan Leaf..) but as it will be the first time I've had a second car I'll have no no-claims to use on it
Does anyone have any good suggestions for an insurer who may be able to mirror over my current 9 years no claims from my Z4? which is due for renewal in a couple of months anyway.
Whilst CK gave me a reasonable quote for having 0 no claims but already having a car insured with them, they said they don't do a multi car policy.
Does anyone have any good suggestions for an insurer who may be able to mirror over my current 9 years no claims from my Z4? which is due for renewal in a couple of months anyway.
Whilst CK gave me a reasonable quote for having 0 no claims but already having a car insured with them, they said they don't do a multi car policy.
BMW M4CS, San Marino Blue, CCBs
Gone but not forgotten- Z4M Roadster, E31 840 Ci Sport, E85 Z4 3.0 Sport.
Gone but not forgotten- Z4M Roadster, E31 840 Ci Sport, E85 Z4 3.0 Sport.
- PerryGunn
- Lifer
- Posts: 9785
- Joined: Mon Jun 25, 2012 6:16 pm
- Location: By the seaside...
Re: Multi car policy?
Admiral - you may have to argue a bit with them over the NCB mirroring but they should eventually agree
Alpina Roadster S #320
* Quaife ATB LSD * StrongStrut Braces * Turner RTAB Limiters * Gap-Tech RCH+ *
* Intravee & KCA-420i * Mini 0806 * Cheetah C550 * Stubby *
* Quaife ATB LSD * StrongStrut Braces * Turner RTAB Limiters * Gap-Tech RCH+ *
* Intravee & KCA-420i * Mini 0806 * Cheetah C550 * Stubby *
-
- Senior Member
- Posts: 1073
- Joined: Sun Oct 12, 2014 2:18 am
Re: Multi car policy?
A-Plan should do that for you
- markeg
- Lifer
- Posts: 8106
- Joined: Thu Feb 16, 2012 7:05 pm
- Location: Lincolnshire Wolds
Re: Multi car policy?
yep, another for Admiral. Have used them for a couple of years now - PITA when you want to change the policy details as they try to insist on an admin fee - for the last year or so, all documents are on line so the admin fee argument doesn't work and is usually discarded. Claims are handled well though and helpdesk is UK based (so no dodgy sounding "Stephen" with a Mumbai accent). You will need to price match each year as they try to bump up the premiums slightly.
previous: Alpina Roadster S, #108: gone
current: MB C-class
"veni, vidi, velcro - I came, I saw, I stuck around..."
current: MB C-class
"veni, vidi, velcro - I came, I saw, I stuck around..."
- Herminator
- Senior Member
- Posts: 1833
- Joined: Fri May 30, 2008 7:23 pm
- Location: Edinburgh
Re: Multi car policy?
Just got an online quote from Admiral, not too bad for both cars combined it was less that CK wanted for just the new Leaf. It says it only used the no claims on the Z4 but for the price it must be taking it into account on both cars.
Waiting for A Plan to contact me.
I've been with Chris Knott for a couple of years now and they've been well priced and good to deal with but I wish they could do a better deal for multi cars.
Waiting for A Plan to contact me.
I've been with Chris Knott for a couple of years now and they've been well priced and good to deal with but I wish they could do a better deal for multi cars.
BMW M4CS, San Marino Blue, CCBs
Gone but not forgotten- Z4M Roadster, E31 840 Ci Sport, E85 Z4 3.0 Sport.
Gone but not forgotten- Z4M Roadster, E31 840 Ci Sport, E85 Z4 3.0 Sport.
- KERMIT1970
- Senior Member
- Posts: 2078
- Joined: Fri Sep 03, 2010 10:03 pm
- Location: Ardrossan Ayrshire Scotland
Re: Multi car policy?
Admiral worked for me. Also insured my son on our policy, 18 driving for 9 months great price & gets 1 years no claims in August our renewal date.
Cars: 2016 M4 vert YMB & X3m Comp. E30 325i Sport. Z3M
Gone
: 2014 z4 35is melbourne red & black leather
: 335d M sport Coupe Black with red leather
: z4 Coupe 3.0 si Red with Black Leather 18" CSL`s
: z3 2.2 sport
Gone
: 2014 z4 35is melbourne red & black leather
: 335d M sport Coupe Black with red leather
: z4 Coupe 3.0 si Red with Black Leather 18" CSL`s
: z3 2.2 sport
- Taz
- Lifer
- Posts: 19501
- Joined: Tue Jul 14, 2009 9:56 pm
- Location: Saddleworth
Re: Multi car policy?
axa did it for me but now i'm with admiral
-
- Senior Member
- Posts: 1073
- Joined: Sun Oct 12, 2014 2:18 am
Re: Multi car policy?
Used to have 4 cars with Admiral, convenient but expensive IMO
-
- Senior Member
- Posts: 1543
- Joined: Mon Jan 25, 2010 6:14 pm
- Location: Chichester
Re: Multi car policy?
Aviva ,been with them several years ,very satisfied with 3 cars on policy
2007 Z4 3.0 si Sport Auto Monaco Blue Roadster / 2013 X1 2.5d Auto M Sport White
1st BMW a 2002 when they were current ..! and wife has a 2014 Mini Cooper auto
All BMW family
1st BMW a 2002 when they were current ..! and wife has a 2014 Mini Cooper auto
All BMW family
- Taz
- Lifer
- Posts: 19501
- Joined: Tue Jul 14, 2009 9:56 pm
- Location: Saddleworth
Re: Multi car policy?
my worry about multicar is that they all renew at once, as i pay up front then its going to be costly when i come to renew
i couldn't understand why the policies could ot start from the existing dates - before i switched to multicar if that makes sense
i couldn't understand why the policies could ot start from the existing dates - before i switched to multicar if that makes sense
- markeg
- Lifer
- Posts: 8106
- Joined: Thu Feb 16, 2012 7:05 pm
- Location: Lincolnshire Wolds
Re: Multi car policy?
It's because Multicar is a single policy, Taz, even though it covers multiple cars. Downside is that is you have protected no claims, they are on the policy as well, not the cars - so one claim counts as a strike against all the cars. It's something that isn't publicised, but is in the small print.
previous: Alpina Roadster S, #108: gone
current: MB C-class
"veni, vidi, velcro - I came, I saw, I stuck around..."
current: MB C-class
"veni, vidi, velcro - I came, I saw, I stuck around..."
- PerryGunn
- Lifer
- Posts: 9785
- Joined: Mon Jun 25, 2012 6:16 pm
- Location: By the seaside...
Re: Multi car policy?
Which is fair enough as it's the driver that has the accident not the car - even if you had cars on separate policies with different companies and had a claim, you have to inform all your coverholders and would lose no-claims on all of them at renewal.markeg wrote:It's because Multicar is a single policy, Taz, even though it covers multiple cars. Downside is that is you have protected no claims, they are on the policy as well, not the cars - so one claim counts as a strike against all the cars. It's something that isn't publicised, but is in the small print.
You can get the multi-car discounts with multiple drivers, my wife and I currently have a multi-car policy with Admiral and had to sync the renewals but, should one of us have a claim, only the driver claiming loses a chunk of no-claims, the other retains theirs - I checked this with them when we set it up.
Alpina Roadster S #320
* Quaife ATB LSD * StrongStrut Braces * Turner RTAB Limiters * Gap-Tech RCH+ *
* Intravee & KCA-420i * Mini 0806 * Cheetah C550 * Stubby *
* Quaife ATB LSD * StrongStrut Braces * Turner RTAB Limiters * Gap-Tech RCH+ *
* Intravee & KCA-420i * Mini 0806 * Cheetah C550 * Stubby *
-
- Lifer
- Posts: 9538
- Joined: Sat Jun 13, 2015 9:09 am
- Location: South west Buckinghamshire
Re: Multi car policy?
We are with Admiral and had 5 cars when I got the Z, 5 is the limit so I had to take out another policy £263 for the Z with Admiral.
BMW Z4 30i 2003 auto 107's Whippy Toledo Blue
Beige M sport seats, wood dash
Toyota MR2 NA 1995
Triumph GT6 1972 (project)
Land Rover Discovery 1994 TDI (Tow car)
Mini 1000 1981
Beige M sport seats, wood dash
Toyota MR2 NA 1995
Triumph GT6 1972 (project)
Land Rover Discovery 1994 TDI (Tow car)
Mini 1000 1981
- Taz
- Lifer
- Posts: 19501
- Joined: Tue Jul 14, 2009 9:56 pm
- Location: Saddleworth
Re: Multi car policy?
markeg wrote:It's because Multicar is a single policy, Taz, even though it covers multiple cars. Downside is that is you have protected no claims, they are on the policy as well, not the cars - so one claim counts as a strike against all the cars. It's something that isn't publicised, but is in the small print.
i was not aware of that
- ChrisKnottIns
- Member
- Posts: 633
- Joined: Mon Nov 03, 2008 11:13 am
Re: Multi car policy?
We'll place each car with the best insurer for that vehicle - the likes of Admiral have only their own product to use. This means with us you get the best rate per vehicle and we add a multi-car discount in too. You still have just the one contact for all your needs... CKI, but the benefit of individually priced cover and a choice of insurers/products.
Chris Knott Insurance - 0800 917 2274 (or 01424 200477)
Club code: Z4-866
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