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Insuring Z,s as 2nd cars with no NCB
- mr wilks
- Legend
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- Joined: Wed Jul 04, 2012 10:02 pm
- Location: Lancashire
Insuring Z,s as 2nd cars with no NCB
save yourself some time on the phone or web guys .
if like me your Z is a weekender/ 3rd car so all NCB is attached to other vehicles it would seem from today that only Classicline & Adrian Flux can offer insurance that would not involve selling off your favourite Breitling
some who shall remain nameless on here dare'n't even tell me their proposed figure whilst 2 other,s i tried were both over £2000 ! AYFS ?
anyhow it's now a 2 horse race between the above with fully comp/5k yr/2 drivers (44) /euro cover/garaged at home/no business use
circling around the £500 mark .
if like me your Z is a weekender/ 3rd car so all NCB is attached to other vehicles it would seem from today that only Classicline & Adrian Flux can offer insurance that would not involve selling off your favourite Breitling
some who shall remain nameless on here dare'n't even tell me their proposed figure whilst 2 other,s i tried were both over £2000 ! AYFS ?
anyhow it's now a 2 horse race between the above with fully comp/5k yr/2 drivers (44) /euro cover/garaged at home/no business use
circling around the £500 mark .
3 ZMRs
3 E89s
5 Si coupes
5 Si roadsters
997 C4
TTRS
F82 M4
MK7 Golf Gti
current Bmw 6 Gran Turismo
3 E89s
5 Si coupes
5 Si roadsters
997 C4
TTRS
F82 M4
MK7 Golf Gti
current Bmw 6 Gran Turismo
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- Senior Member
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Re: Insuring Z,s as 2nd cars with no NCB
I don't understand
If .yu have say 5 years no claims on your daily driver
Why does that ncd point towards your z too?
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If .yu have say 5 years no claims on your daily driver
Why does that ncd point towards your z too?
Sent from my GT-I9300 using Tapatalk 2
- mr wilks
- Legend
- Posts: 21897
- Joined: Wed Jul 04, 2012 10:02 pm
- Location: Lancashire
Re: Insuring Z,s as 2nd cars with no NCB
NCB can only be used on 1 vehicle .sam1832 wrote:I don't understand
If .yu have say 5 years no claims on your daily driver
Why does that ncd point towards your z too?
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i have full 9yrs+ which is attached to my commercial vehicle .
mrs w has full NCB 9yrs+ attached to her golf .
so the 3rd car Z4 is in no man's land really ? its not a classic car but it isn,t a daily driver anyhow the upshot is £500 is manageable whereas anything over £750/£1000 & it would have had to go in the classifieds not another one !!!!!
3 ZMRs
3 E89s
5 Si coupes
5 Si roadsters
997 C4
TTRS
F82 M4
MK7 Golf Gti
current Bmw 6 Gran Turismo
3 E89s
5 Si coupes
5 Si roadsters
997 C4
TTRS
F82 M4
MK7 Golf Gti
current Bmw 6 Gran Turismo
- Taz
- Lifer
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- Joined: Tue Jul 14, 2009 9:56 pm
- Location: Saddleworth
Re: Insuring Z,s as 2nd cars with no NCB
axa allowed my discount to be used on my 2nd vehicle
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Re: Insuring Z,s as 2nd cars with no NCB
That seems like a bit of a con
So you have no claims in the car but you can only use other once. How do they know you have used it already if you insure both with separate insurers?
Insurance what do you expect?
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So you have no claims in the car but you can only use other once. How do they know you have used it already if you insure both with separate insurers?
Insurance what do you expect?
Sent from my GT-I9300 using Tapatalk 2
- mr wilks
- Legend
- Posts: 21897
- Joined: Wed Jul 04, 2012 10:02 pm
- Location: Lancashire
Re: Insuring Z,s as 2nd cars with no NCB
it really is unpredictable just how each company see's & deal's with different situation's . just CBA ringing round every single one .Taz x wrote:axa allowed my discount to be used on my 2nd vehicle
let's be fair , , they would all steal soup from the salvation army given half a chance
3 ZMRs
3 E89s
5 Si coupes
5 Si roadsters
997 C4
TTRS
F82 M4
MK7 Golf Gti
current Bmw 6 Gran Turismo
3 E89s
5 Si coupes
5 Si roadsters
997 C4
TTRS
F82 M4
MK7 Golf Gti
current Bmw 6 Gran Turismo
- mr wilks
- Legend
- Posts: 21897
- Joined: Wed Jul 04, 2012 10:02 pm
- Location: Lancashire
Re: Insuring Z,s as 2nd cars with no NCB
haha my friend , cause wherever you take out the policy they have ownership of the NCB which has to be given to the next company should you move elsewhere .sam1832 wrote:That seems like a bit of a con
So you have no claims in the car but you can only use other once. How do they know you have used it already if you insure both with separate insurers?
Insurance what do you expect?
Sent from my GT-I9300 using Tapatalk 2
3 ZMRs
3 E89s
5 Si coupes
5 Si roadsters
997 C4
TTRS
F82 M4
MK7 Golf Gti
current Bmw 6 Gran Turismo
3 E89s
5 Si coupes
5 Si roadsters
997 C4
TTRS
F82 M4
MK7 Golf Gti
current Bmw 6 Gran Turismo
-
- Senior Member
- Posts: 1293
- Joined: Thu Jul 26, 2012 4:39 pm
Re: Insuring Z,s as 2nd cars with no NCB
Ha I see what they have done there
Thats a bit like saying that you have paid road tax and insurance on one car and just swapping the number plates over every time you use it
Sent from my GT-I9300 using Tapatalk 2
Thats a bit like saying that you have paid road tax and insurance on one car and just swapping the number plates over every time you use it
Sent from my GT-I9300 using Tapatalk 2
- Sae
- Senior Member
- Posts: 2365
- Joined: Wed Jul 08, 2009 7:34 pm
Re: Insuring Z,s as 2nd cars with no NCB
...good shout, will have to give "Classicline & Adrian Flux" a call.
I'm currently on Admiral multicar, but an application mistake meant that they logged my application with full 7yrs NCB on both cars, which they upheld. I'm still paying about £900 for two cars (z is on limited mileage) but I'm city centre based... still always looking for a better deal, cheers
I'm currently on Admiral multicar, but an application mistake meant that they logged my application with full 7yrs NCB on both cars, which they upheld. I'm still paying about £900 for two cars (z is on limited mileage) but I'm city centre based... still always looking for a better deal, cheers
Z4MCoupe Sapphire Black
- Bing
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- Location: Exiled Scot in Maidstone
Re: Insuring Z,s as 2nd cars with no NCB
The problem is, if you have both drivers named on the policies for both cars, then you add another car - even if only mr wilks is insured on the Z one of the other cars could be being driven at the same time, so you cannot share the no-claims. If you are the only driver on all the cars then that seems to be fine, as only one would be being driven at the time. Or at least that's the way it was explained to me...
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- Lifer
- Posts: 3066
- Joined: Sun Mar 07, 2010 3:40 pm
- Location: Somerset
Re: Insuring Z,s as 2nd cars with no NCB
Why not use the ncb for the zed and insure the van without the discount. Sureiy that would be cheaper?
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Re: Insuring Z,s as 2nd cars with no NCB
Swiftsure also allow NCD to be used on more than one vehicle. They're also cheap but come with a good reputation.
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BMWs: 330D, Z4 2.5si (2007), 535D; Marlin Sportster (M3 engine, self-build); 330D Coupe; 123D coupe; 520i; 523i.
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530d (F11)
Previous (most recent first)
BMWs: 330D, Z4 2.5si (2007), 535D; Marlin Sportster (M3 engine, self-build); 330D Coupe; 123D coupe; 520i; 523i.
Also: Audi A6 2.7tdi; Audi TT 225; Audi 100 avant; Porsche 944S
- Mrbodger
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- Joined: Sat Sep 22, 2012 7:54 pm
- Location: Nottinghamshire
Re: Insuring Z,s as 2nd cars with no NCB
I've just insured with admiral multicar, they mirrored my ncb from my daily driver. It cost me £260 limited to 5k miles/year.