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Sainsbury's Car Insurance

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thmas
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Sainsbury's Car Insurance

Post by thmas » Mon Aug 27, 2012 9:24 am

Hey all,

Just a heads up really, I'm 26, 5 years no claims no points or accidents etc. £491 for the year! :) Well worth checking, most insurers were £800+
Silver Grey Z4 3.0si M sport Coupe

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Carol M
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Re: Sainsbury's Car Insurance

Post by Carol M » Mon Aug 27, 2012 9:34 am

I'm with sainsburys too :thumbsup:

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deka
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Re: Sainsbury's Car Insurance

Post by deka » Mon Aug 27, 2012 10:28 am

i was with sainsburys for two years then they started putting it up.. (think they go through admiral could be wrong though) so always look around next year... saying that i thought they were ok..
E89 2.5I Blue rubbish wheels
Gone But not forgotton. Z4 06 roadster 2.5 Midnight blue Hardtop black heated leather, stubby, phone kit, 108's PDC. ZHP
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cj10jeeper
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Re: Sainsbury's Car Insurance

Post by cj10jeeper » Mon Aug 27, 2012 10:33 am

Most of these companies enter the insurance market (usually with rebadged policies from someone else) start cheap and then crank it up over the following years. I was with Tesco for a couple of years withn several cars,muntil this year whne they near doubled it for no reason.nrefused to premium match, etc. etc. and I was off.

Bottom line - enjoy the premium while you can then as Deka says look again next year.
Jaguar F-Type 3.0 Supercharged V6 S, Stratus Grey, LSD, Active Exhaust, CF wheels, Performance brakes, Sports seats and mods ongoing
Gone but not forgotten Z4 3.0i SE Roadster ///M front, Red ///M leather seats, Aero sills

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Swiftly
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Re: Sainsbury's Car Insurance

Post by Swiftly » Mon Aug 27, 2012 10:42 am

I'm also with Sainsburys, they have been the cheapest for me for the past two years. I always tend to shop around just to make sure I am getting a good deal though. :)
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Replacement, G29 Z4 M40i Lci in Alpine White :wub:
Gone G29 Z4 M40i in San Francisco Red
Gone F22 M240i auto coupe in Estoril Blue
Gone 2007 E85 3.0si Sport in Silver Grey,

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thmas
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Re: Sainsbury's Car Insurance

Post by thmas » Mon Aug 27, 2012 12:23 pm

Yeah I shop around each year too. I was with Hastings as they were the cheapest but have so many hidden costs. They also said they were unable to insure me on my current (at the time) policy whist driving a Z4. They then said I had to pay £50 to cancel the policy even though they were unable to provide me with a product / service. Ridiculous! Insurance is something which really grinds my gears. It's the law to have it yet it would seem no one within the government is remotely interested in governing it. Thus we all end up spending a fortune on thin air. When you do crash, you pay for it in the following 3 - 5 years premiums. :headbang:
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Re: Sainsbury's Car Insurance

Post by srhutch » Wed Aug 29, 2012 7:58 am

Swiftly wrote:I'm also with Sainsburys, they have been the cheapest for me for the past two years. I always tend to shop around just to make sure I am getting a good deal though. :)
Just did a quote online but they want a tracker or similar to insure an ///M
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Swiftly
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Re: Sainsbury's Car Insurance

Post by Swiftly » Sat Nov 24, 2012 9:38 am

Switched from Sainsburys having been with them for 2 years. Now with Esure as they were over £75 cheaper. :D
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Replacement, G29 Z4 M40i Lci in Alpine White :wub:
Gone G29 Z4 M40i in San Francisco Red
Gone F22 M240i auto coupe in Estoril Blue
Gone 2007 E85 3.0si Sport in Silver Grey,

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Half Colin
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Re: Sainsbury's Car Insurance

Post by Half Colin » Sat Nov 24, 2012 10:06 am

Swiftly wrote:Switched from Sainsburys having been with them for 2 years. Now with Esure as they were over £75 cheaper. :D
Interesting I just switched from Esure to Sainsbury's yesterday as they were over £100 cheaper! Just goes to show that all risks are different.
The insurance hasn't started yet though so I think I'll call Chris Knott to see what they can offer - got to go some to beat £270 though.
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Now E92 330D M Sport, Sapphire Black, AC Schnitzers and carbon badges soon
Sold E86 3.0si Sport, Sapphire Black, AC Schnitzers, carbon badges, ZHP, stubby and NO RUNFLATS!

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Re: Sainsbury's Car Insurance

Post by ukinsurance » Fri Feb 01, 2013 7:05 pm

I think most of the companies try to act smart by throwing carrot before the new customers and after some time start showing their true colors. I think one should not fall for the lofty promises, do some serious comparison analysis and feedback from existing users.

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Re: Sainsbury's Car Insurance

Post by Bing » Fri Feb 01, 2013 7:13 pm

Just got my renewal letter through. Need to go through the going of quoting round the houses again. Hate it. :x
Current... Silver Grey ///M Roadster, non-flimper spec, Imola Red nappa, permanent ear-to-ear grin 8)

Previous... 3.0Si Sport Roadster, Black Sapphire, Dream Red leather with lots of toys and lots of mods...

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Re: Sainsbury's Car Insurance

Post by Stark » Fri Feb 01, 2013 7:15 pm

Pretty much the case of changing each year for me now....

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Half Colin
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Re: Sainsbury's Car Insurance

Post by Half Colin » Fri Feb 01, 2013 7:26 pm

Stark wrote:Pretty much the case of changing each year for me now....
Same here I just go with the cheapest for the cover and extras I want - comparison sites make the process so easy. Wack in your details get a quote - call existing company to see if they will match, if so you're sorted if not then change. :thumbsup:
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Now E92 330D M Sport, Sapphire Black, AC Schnitzers and carbon badges soon
Sold E86 3.0si Sport, Sapphire Black, AC Schnitzers, carbon badges, ZHP, stubby and NO RUNFLATS!

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Re: Sainsbury's Car Insurance

Post by edzed » Fri Feb 01, 2013 7:45 pm

Swiftcover have been cheapest for me for the last two years. Just went on the comparison sites and Saga are now offering me the best deal. Feck me I really am an old git!
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Maldives Blue, Beige Oregon Leather, MIJ Exhaust, BBS Star Spoke Alloys, Viezu Remap
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Re: Sainsbury's Car Insurance

Post by Maniac » Fri Feb 01, 2013 8:00 pm

I was shocked at how my insurance has plummeted.. Manchester.. Considered high risk.. Was always (since my e85 3 years back) a minimum of £1300 a year. This last renewal.. £650!

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