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BMW Z4: 17 year old insurance

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PaulReed
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BMW Z4: 17 year old insurance

Post by PaulReed » Thu May 24, 2012 5:42 pm

Right, so I'm 17 years old, just passed my full UK car test & have 1 year no claims on my full UK motorcycle license.
I'm just wondering which insurance companies you'd recommend for a young driver for a Z4.

Any advice would be great.

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Re: BMW Z4: 17 year old insurance

Post by Scrub01 » Thu May 24, 2012 6:10 pm

I'd call all of them.... and then play the best 2 off against each other. Make sure that you are comparing like with like though...

Direct Line were pretty good up to a point. I am now insured through Chris Knott. Having said that my Civic Type-R I got when I was 23 and my Zed was an early 26th Birthday present to myself! :D So not quite the same...

Adding your mum and/or dad to the policy should help, along with keeping the mileage as low as possible. Making sure it is garaged etc.... You can't do much about your postcode but making sure the person quoting is completely aware of how you store your car will help - Mine is parked on the driveway, by the house which is nearly 400yrs from anyone else. Explaining this helped a little and I would imagine that every little bit will help.

Good luck...
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jim80
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BMW Z4: 17 year old insurance

Post by jim80 » Thu May 24, 2012 6:11 pm

My insurance company 'Churchill' won't insure anyone under 30. This is also the case with my wife's which is 'Esure'. My wife is 28 and they agreed to put her on my policy because she has 8 yrs NCB.
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Marf83
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BMW Z4: 17 year old insurance

Post by Marf83 » Thu May 24, 2012 6:32 pm

jim80 wrote:My insurance company 'Churchill' won't insure anyone under 30. This is also the case with my wife's which is 'Esure'. My wife is 28 and they agreed to put her on my policy because she has 8 yrs NCB.
in 28 & with esure...no problems quoting!?
2004 Z4 3.0i Roadster
Black on Black
Factory Nav
108's
Parrot MKi9100
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ZHP
Eibach Pro Kit
Spacers - 20mm & 15mm
313 Style 19" - awaiting fitting

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boblez
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Re: BMW Z4: 17 year old insurance

Post by boblez » Thu May 24, 2012 6:41 pm

Lol do you time travel to get to and from your Zed? 400 years from other houses?? lol


"Mine is parked on the driveway, by the house which is nearly 400yrs from anyone else. Explaining this helped a little and I would imagine that every little bit will help"
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108's, stubby, Aux input done!, Windscreen wipers fixed! Retro Fit Cruise Control, Hardtop, Heated memory seats, Rear park sensors, Gaptech roof module!

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Re: BMW Z4: 17 year old insurance

Post by Scrub01 » Thu May 24, 2012 8:45 pm

boblez wrote:Lol do you time travel to get to and from your Zed? 400 years from other houses?? lol


"Mine is parked on the driveway, by the house which is nearly 400yrs from anyone else. Explaining this helped a little and I would imagine that every little bit will help"
erm... Yep. Think Stewie from Family guy....
Only with fatter fingers it would appear. Please read YARDS ... :oops:
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jim80
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BMW Z4: 17 year old insurance

Post by jim80 » Thu May 24, 2012 10:03 pm

Marf83 wrote:
jim80 wrote:My insurance company 'Churchill' won't insure anyone under 30. This is also the case with my wife's which is 'Esure'. My wife is 28 and they agreed to put her on my policy because she has 8 yrs NCB.
in 28 & with esure...no problems quoting!?
Ok I will butt out! Just what the guy said on the phone! But you can't always believe the piffle they come out with I suppose.


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Marf83
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BMW Z4: 17 year old insurance

Post by Marf83 » Thu May 24, 2012 11:15 pm

jim80 wrote:
Marf83 wrote:
jim80 wrote:My insurance company 'Churchill' won't insure anyone under 30. This is also the case with my wife's which is 'Esure'. My wife is 28 and they agreed to put her on my policy because she has 8 yrs NCB.
in 28 & with esure...no problems quoting!?
Ok I will butt out! Just what the guy said on the phone! But you can't always believe the piffle they come out with I suppose.


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sorry Jim, was just killing time earlier when I posted. Didn't mean to come across so short.
2004 Z4 3.0i Roadster
Black on Black
Factory Nav
108's
Parrot MKi9100
GapTech OTR+
ZHP
Eibach Pro Kit
Spacers - 20mm & 15mm
313 Style 19" - awaiting fitting

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jim80
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BMW Z4: 17 year old insurance

Post by jim80 » Fri May 25, 2012 10:35 am

Marf83 wrote:
jim80 wrote:
Marf83 wrote: in 28 & with esure...no problems quoting!?
Ok I will butt out! Just what the guy said on the phone! But you can't always believe the piffle they come out with I suppose.


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sorry Jim, was just killing time earlier when I posted. Didn't mean to come across so short.
No probs! No offence taken.



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Re: BMW Z4: 17 year old insurance

Post by AlanJ » Fri May 25, 2012 11:02 am

Hi and welcome to the Forum :thumbsup:

It's going to be expensive whoever quotes you, and depends on what Zed you go for. good luck :)
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Re: BMW Z4: 17 year old insurance

Post by markeg » Fri May 25, 2012 11:58 am

Image Praying my son doesn't read this post - he is forever badgering me about letting him near the zed; always tell him we can't get him insured.... :evil:
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Re: BMW Z4: 17 year old insurance

Post by uuf361 » Fri May 25, 2012 1:08 pm

Depending on where you live and which model you'd like quotes could easily run into several £000's mostly as you have no experience driving a car and are very young.....
2016 Golf R Estate

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Re: BMW Z4: 17 year old insurance

Post by PaulReed » Fri May 25, 2012 6:26 pm

What would the cheapest model to insure (no more than 5/6 years old)?
Also preferably convertible :)

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Re: BMW Z4: 17 year old insurance

Post by ksher » Fri May 25, 2012 6:30 pm

Forget Z4. Get yourself a small car like Polo or Corsa (<1.4-litre).
Current BMW: 640d Gran Coupe M Sport (F06), 118d SE (F20).
Previous BMW: Z4 sDrive23i M Sport (E89), 318i Sport (F30), 120d SE (F20), Z4 2.5i Sport Roadster (E85), 523i Sport (E60), 323Ci (E46), 523i SE (E39), 318i (E36).

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Re: BMW Z4: 17 year old insurance

Post by Taz » Fri May 25, 2012 6:47 pm

17 and insurance for a Z4, good luck is all i can say

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