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UK vs. USA z4 insurance... ???
- Kenneth111
- Newbie
- Posts: 17
- Joined: Tue Aug 07, 2018 10:09 pm
UK vs. USA z4 insurance... ???
Im a very curious type.....i just insured my new (but used) to me Z4 here in Florida USA
as a 2nd car, my insurance for the Z4 ALONE is $1000 a year
i have a spotless driving record,..... that coverage is very good and zero deductible for stupidity like someone slashing tires, or keying the car etc etc.
cost about the same in the UK?
as a 2nd car, my insurance for the Z4 ALONE is $1000 a year
i have a spotless driving record,..... that coverage is very good and zero deductible for stupidity like someone slashing tires, or keying the car etc etc.
cost about the same in the UK?
- 1000rr
- Senior Member
- Posts: 1057
- Joined: Thu Oct 13, 2016 10:53 pm
UK vs. USA z4 insurance... ???
£202 here.
- Keet
- Member
- Posts: 179
- Joined: Wed Jul 25, 2018 10:55 am
- Location: Mansfield Woodhouse
- Contact:
UK vs. USA z4 insurance... ???
Ours is around the £300 mark with full NCD but there's quite a hefty £500 compulsory excess as well as a voluntary £150 excess.
Keith
Alpine White, 2014 e89 20i M Sport (It's my wife's really )
Alpine White, 2014 e89 20i M Sport (It's my wife's really )
- Kenneth111
- Newbie
- Posts: 17
- Joined: Tue Aug 07, 2018 10:09 pm
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- Member
- Posts: 191
- Joined: Mon Feb 19, 2018 11:15 pm
UK vs. USA z4 insurance... ???
Hahahaha you guys are lucky, take it from a 23 year old living in a major city. If someone told me my insurance was £1000 id take it in a heart beat
- Jembo
- Lifer
- Posts: 6034
- Joined: Sat Jun 25, 2011 11:59 pm
- Location: 1066 Country
UK vs. USA z4 insurance... ???
£200, fully comp, the mods declared
Joined the dark side with a ///M Hell Bronze Sepang Coupe
Ex Aug 2005 Maldives Blue 3 litre cruizer, lots of toyz,
Lifer 54
Ex Aug 2005 Maldives Blue 3 litre cruizer, lots of toyz,
Lifer 54
-
- Lifer
- Posts: 12735
- Joined: Sun Nov 30, 2008 1:03 pm
- Location: Liverpool
- Contact:
UK vs. USA z4 insurance... ???
That’s the deductible.Kenneth111 wrote: ↑Wed Aug 08, 2018 3:50 pmim afraid to ask what a compulsory excess AND OR a voluntary excess is !!!
So for the type of car there’s a mandatory excess/deductible, plus you can offer to increase this excess/deductible voluntarily to reduce your premium.
- RustyZ4
- Lifer
- Posts: 3622
- Joined: Fri Dec 14, 2007 7:23 pm
- Location: Maidstone, Kent
UK vs. USA z4 insurance... ???
I am trying to sort out my insurance at the moment,, I have noticed the compulsory excess has gone up (most £250), I am getting quotes around £300
Z4 Mineral Grey, 28i MSport Auto, lots of goodies
Z4 E85 3.0, gone but now with son
Growing Old is Mandatory But Growing Up is Optional
Z4 E85 3.0, gone but now with son
Growing Old is Mandatory But Growing Up is Optional
- Mr Tidy
- Legend
- Posts: 24001
- Joined: Wed Jul 02, 2014 12:18 pm
- Location: North West Surrey
UK vs. USA z4 insurance... ???
That seems expensive OP compared to here - I just paid £353 for my 3.0 litre Coupe, but sadly there is a £350 deductible.
Coupes because stunning!
Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
Gone - Ruby Black
Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
Gone - Ruby Black
- srhutch
- Moderator
- Posts: 26959
- Joined: Tue Jun 19, 2007 1:22 pm
- Location: East Sussex, UK
- Contact:
- Mr Tidy
- Legend
- Posts: 24001
- Joined: Wed Jul 02, 2014 12:18 pm
- Location: North West Surrey
UK vs. USA z4 insurance... ???
Maybe I'm paying our forum recommended provider too much then?
Coupes because stunning!
Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
Gone - Ruby Black
Current - Silver Grey MC, Imola Red heated Nappa & carbon trim. Aeros, H & R Coil-overs, 224s, OE Strut brace, Nav, cup-holders, DSP Hi-Fi, pdc, cruise, MFSW, no CDV! E90 330i daily
Gone - Montego Blue
Gone - Ruby Black
- Jembo
- Lifer
- Posts: 6034
- Joined: Sat Jun 25, 2011 11:59 pm
- Location: 1066 Country
UK vs. USA z4 insurance... ???
... I’ve now ended up with 4 cars, 3 of which can only be driven by me & the misses.
With the Zed on a 6k max miles policy, the likelihood of only 2 being driven at the same time & I’m an old fe££er has had a lot to do with it.
It would be even lower had some muppet not dragged their snail (caravan) along the side of my stationary TT a few years back & the rozzers not placed a mobile speed camera just behind the 70mph limit facing into the 50 zone on the brow of the hill in 2015...
Joined the dark side with a ///M Hell Bronze Sepang Coupe
Ex Aug 2005 Maldives Blue 3 litre cruizer, lots of toyz,
Lifer 54
Ex Aug 2005 Maldives Blue 3 litre cruizer, lots of toyz,
Lifer 54
- RustyZ4
- Lifer
- Posts: 3622
- Joined: Fri Dec 14, 2007 7:23 pm
- Location: Maidstone, Kent
UK vs. USA z4 insurance... ???
You might be Ian, but as you probably know, a lot comes into the maths, postcodes, what other cars are in your household, how much hair you have, excess etc
Z4 Mineral Grey, 28i MSport Auto, lots of goodies
Z4 E85 3.0, gone but now with son
Growing Old is Mandatory But Growing Up is Optional
Z4 E85 3.0, gone but now with son
Growing Old is Mandatory But Growing Up is Optional