UK vs. USA z4 insurance... ???

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Kenneth111
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UK vs. USA z4 insurance... ???

Post by Kenneth111 » Wed Aug 08, 2018 1:50 am

Im a very curious type.....i just insured my new (but used) to me Z4 here in Florida USA

as a 2nd car, my insurance for the Z4 ALONE is $1000 a year

i have a spotless driving record,..... that coverage is very good and zero deductible for stupidity like someone slashing tires, or keying the car etc etc.


cost about the same in the UK? :driving:

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1000rr
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UK vs. USA z4 insurance... ???

Post by 1000rr » Wed Aug 08, 2018 10:36 am

£202 here.
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UK vs. USA z4 insurance... ???

Post by Keet » Wed Aug 08, 2018 10:48 am

Ours is around the £300 mark with full NCD but there's quite a hefty £500 compulsory excess as well as a voluntary £150 excess.
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Kenneth111
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UK vs. USA z4 insurance... ???

Post by Kenneth111 » Wed Aug 08, 2018 3:50 pm

Keet wrote:
Wed Aug 08, 2018 10:48 am
Ours is around the £300 mark with full NCD but there's quite a hefty £500 compulsory excess as well as a voluntary £150 excess.
im afraid to ask what a compulsory excess AND OR a voluntary excess is !!! :cry: :?

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UK vs. USA z4 insurance... ???

Post by Adil_3 » Wed Aug 08, 2018 4:00 pm

Hahahaha you guys are lucky, take it from a 23 year old living in a major city. If someone told me my insurance was £1000 id take it in a heart beat

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UK vs. USA z4 insurance... ???

Post by Jembo » Wed Aug 08, 2018 4:09 pm

£200, fully comp, the mods declared
The dark side with a //M Hell Bronze Sepang Coupe :happyclap:
Ex Aug 2005 Maldives Blue 3 litre cruizer, lots of toyz,

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UK vs. USA z4 insurance... ???

Post by mmm-five » Wed Aug 08, 2018 4:20 pm

Kenneth111 wrote:
Wed Aug 08, 2018 3:50 pm
Keet wrote:
Wed Aug 08, 2018 10:48 am
Ours is around the £300 mark with full NCD but there's quite a hefty £500 compulsory excess as well as a voluntary £150 excess.
im afraid to ask what a compulsory excess AND OR a voluntary excess is !!! :cry: :?
That’s the deductible.

So for the type of car there’s a mandatory excess/deductible, plus you can offer to increase this excess/deductible voluntarily to reduce your premium.
Now over 160,000 miles...Individual Ruby Black, Individual extended champagne leather, plus many options
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UK vs. USA z4 insurance... ???

Post by RustyZ4 » Wed Aug 08, 2018 5:14 pm

I am trying to sort out my insurance at the moment,, I have noticed the compulsory excess has gone up (most £250), I am getting quotes around £300
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UK vs. USA z4 insurance... ???

Post by Mr Tidy » Wed Aug 08, 2018 9:38 pm

That seems expensive OP compared to here - I just paid £353 for my 3.0 litre Coupe, but sadly there is a £350 deductible. :(
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Current - Montego Blue, Pearl Grey, Cirrus trim & 295s. Cruise, Storage and pdc. E91 325i as a DD.
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UK vs. USA z4 insurance... ???

Post by srhutch » Wed Aug 08, 2018 11:05 pm

Jembo wrote:
Wed Aug 08, 2018 4:09 pm
£200, fully comp, the mods declared
Same as me Jem.
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UK vs. USA z4 insurance... ???

Post by Mr Tidy » Wed Aug 08, 2018 11:19 pm

srhutch wrote:
Wed Aug 08, 2018 11:05 pm
Jembo wrote: ↑Wed Aug 08, 2018 4:09 pm
£200, fully comp, the mods declared


Same as me Jem.
Maybe I'm paying our forum recommended provider too much then? :roll:
Z4 3.0Si Sport - Coupe for added stiffness!
Current - Montego Blue, Pearl Grey, Cirrus trim & 295s. Cruise, Storage and pdc. E91 325i as a DD.
Gone - Ruby Black, Pearl Grey & 135Ms. Xenons, heated seats and Professional speakers.

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UK vs. USA z4 insurance... ???

Post by Jembo » Thu Aug 09, 2018 7:34 am

Mr Tidy wrote:
Wed Aug 08, 2018 11:19 pm
srhutch wrote:
Wed Aug 08, 2018 11:05 pm
Jembo wrote: ↑Wed Aug 08, 2018 4:09 pm
£200, fully comp, the mods declared


Same as me Jem.
Maybe I'm paying our forum recommended provider too much then? :roll:
... I’ve now ended up with 4 cars, 3 of which can only be driven by me & the misses.

With the Zed on a 6k max miles policy, the likelihood of only 2 being driven at the same time & I’m an old fe££er has had a lot to do with it.

It would be even lower had some muppet not dragged their snail (caravan) along the side of my stationary TT a few years back & the rozzers not placed a mobile speed camera just behind the 70mph limit facing into the 50 zone on the brow of the hill in 2015...

:driving:
The dark side with a //M Hell Bronze Sepang Coupe :happyclap:
Ex Aug 2005 Maldives Blue 3 litre cruizer, lots of toyz,

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UK vs. USA z4 insurance... ???

Post by RustyZ4 » Thu Aug 09, 2018 11:09 am

Mr Tidy wrote:
Wed Aug 08, 2018 11:19 pm
srhutch wrote:
Wed Aug 08, 2018 11:05 pm
Jembo wrote: ↑Wed Aug 08, 2018 4:09 pm
£200, fully comp, the mods declared


Same as me Jem.
Maybe I'm paying our forum recommended provider too much then? :roll:
You might be Ian, but as you probably know, a lot comes into the maths, postcodes, what other cars are in your household, how much hair you have, excess etc
Z4 Mineral Grey, 28i MSport Auto, lots of goodies
Z4 E85 3.0, gone but now with son :D
Growing Old is Mandatory But Growing Up is Optional

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