now for the HOW OLD are you thread/insurance??

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mikedav
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Re: now for the HOW OLD are you thread??

Post by mikedav » Thu Apr 10, 2008 6:02 pm

Screamer wrote:
liTTle wHitE sHarK.. wrote:The only thing I'm confused here is the insurance, I'm 25, married and obviously a female(!) and my Zed is 2.2l with 2 years NCB, yet my insurance is still £1000 this year!
I'm 23 (Z4 M Coupe, male, single) and am paying £1300 with Elephant. As i've said, i've got a £2000 excess.
Was curious so just got a new quote - 3 years NCB (used to have 6 - grrr) , 26, just quoted £997 with Admiral through insuresupermarket.com... £400 excess.

Little White Shark, I am sure you can do better than £1000 on a 2.2

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Re: now for the HOW OLD are you thread??

Post by ewans » Thu Apr 10, 2008 6:17 pm

liTTle wHitE sHarK.. wrote:The only thing I'm confused here is the insurance, I'm 25, married and obviously a female(!) and my Zed is 2.2l with 2 years NCB, yet my insurance is still £1000 this year!
I pay £500 with £250 excess with bell for my 2.2, 2 years NCB, male 33 years grey living in south glasgow, parked in the street.

It might just be your postcode has a high number of claiments and therfore its a higher rist area for insurence payout.
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Re: now for the HOW OLD are you thread??

Post by Adam D » Thu Apr 10, 2008 7:00 pm

~£750 on a 3.0 , 25 with 4 years NCB + protected.
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Re: now for the HOW OLD are you thread??

Post by sixspeed » Thu Apr 10, 2008 7:15 pm

I'm 29 now, in KT22 (Kingston) postcode

Z4MC, full (7 years I think) NCB +protected +legal +hire = £781 with £800 excess.

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Re: now for the HOW OLD are you thread??

Post by CaZ4 » Thu Apr 10, 2008 10:49 pm

:hijacked:
How bout starting an insurance thread?
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Re: now for the HOW OLD are you thread??

Post by ovrkll » Fri Apr 11, 2008 1:01 am

^^ There is one, I am just too lazy tonight to go dig it up :P
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Re: now for the HOW OLD are you thread??

Post by cj10jeeper » Fri Apr 11, 2008 8:46 am

Combine Insurance and age in one post. At least it gives me something to smile about...

Hit 50, feel 35, act 20 and mental age of 10, but only pay just over £200 fully comp, protected NCB, etc. on the 3.0i Z

Ah the benefit of age. I can also insure my 6 litre V8 Jeep for £118 PA and a 3.0i X5 sport for another £200... :) :) :)
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Re: now for the HOW OLD are you thread??

Post by mason storm » Fri Apr 11, 2008 1:51 pm

I'm 38 and just paid £630, with £300 excess on a 2.5, 9 years PNCB, no points of convictions, does that sound expensive? It was the best quote I could find.
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Re: now for the HOW OLD are you thread/insurance??

Post by mambot » Fri Apr 11, 2008 3:23 pm

I've just turned 30. I'm a SINK(E) Single income, no kids (ever)

insurance wise -
swiftcover £615 (8yrs NCB/Legal Cover/ NCB Protected /£150 excess /3 points for exceeding the speed limit on a motorway :thumbsdown: ) and £50 cashback from http://www.topcashback.com :thumbsup:
Mambot

delivered; 2.0 sport roadster with quite a few trimmings!

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Re: now for the HOW OLD are you thread/insurance??

Post by GerryM » Fri Apr 11, 2008 5:07 pm

28, 5 yrs NCB, west london postcode, no points with swiftcover = £750 fully comp

didnt know about the £50 cashback doh!!!
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Re: now for the HOW OLD are you thread/insurance??

Post by Aebous » Fri Apr 11, 2008 6:07 pm

27 and $230 a month. The Z4 and a 2000 S-10 pickup both fully insured.
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Re: now for the HOW OLD are you thread??

Post by sp3ctre » Fri Apr 11, 2008 6:42 pm

ovrkll wrote:^^ There is one, I am just too lazy tonight to go dig it up :P
There was a thread for UK insurance... is this the one you were referring to?

http://www.z4-forum.com/forum/viewtopic ... nce#p32666
If you are looking for low cost UK insurance, visit our official Z4-forum insurance scheme

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Re: now for the HOW OLD are you thread/insurance??

Post by sp3ctre » Fri Apr 11, 2008 6:45 pm

On a slightly different note (insurance still)... how come the UK guys all talk about who they are insured with and the best deal, but the US guys never do? Does insurance not work the same over there?
If you are looking for low cost UK insurance, visit our official Z4-forum insurance scheme

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Re: now for the HOW OLD are you thread/insurance??

Post by Rick Hunter » Fri Apr 11, 2008 8:07 pm

It's because there's about a zillion insurances here, and 50 States (each with their own regulations on coverage). So my $90/month insurance with the one I'm with probably won't help the guy who's in Florida etc.

Rates also will differ slightly depending on the area you live in in the city.

I've also heard that some insurances now look into your credit rating to determine costs too (dunno if that's true?).
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Re: now for the HOW OLD are you thread??

Post by liTTle wHitE sHarK.. » Fri Apr 11, 2008 8:22 pm

mikedav wrote:
Screamer wrote:
liTTle wHitE sHarK.. wrote:The only thing I'm confused here is the insurance, I'm 25, married and obviously a female(!) and my Zed is 2.2l with 2 years NCB, yet my insurance is still £1000 this year!
I'm 23 (Z4 M Coupe, male, single) and am paying £1300 with Elephant. As i've said, i've got a £2000 excess.
Was curious so just got a new quote - 3 years NCB (used to have 6 - grrr) , 26, just quoted £997 with Admiral through insuresupermarket.com... £400 excess.

Little White Shark, I am sure you can do better than £1000 on a 2.2
Yeh, I think I better have another look at my insurance quote! It was the cheapest I could find on moneysupermarket.com. It can't be to do with the area I live in because there's a Lambo right behind where we live! I think it may be because I crashed last year (not my fault!) but even though my NCB wasn't affected, that may have something to do with it.
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