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Insurance hike ...

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dr_john
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Insurance hike ...

Post by dr_john » Thu Nov 09, 2023 3:52 pm

While I was looking around for alternatives, I called Direct Line and asked them to quote me without the wife on the policy, she never drives my zed but I usually include her in case of emergencies. The premium shot UP from £620 to £790!!!!

This was a surprise to say the least, seems that single male drivers are a higher risk than married ones.
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Insurance hike ...

Post by ronk » Thu Nov 09, 2023 4:07 pm

As an oldie. I suspect that at milestone ages they will hit me!
On this Forum there at plenty of us 70+
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So I bought a 35is with all the toys to play with. :thumbsup:

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Insurance hike ...

Post by inkey$ » Thu Nov 09, 2023 6:40 pm

I recently bought a 125cc 2019 Honda scooter for work commuting duties. Was quoted no less than £650 fully comp. Decent Zone 3 London address, garaged, 50 years old, lots of no claims etc. Two years ago it was circa £300. Suffice to say I dropped to TPF&T to get it back down to sensible levels.
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Insurance hike ...

Post by dr_john » Thu Nov 09, 2023 8:20 pm

ronk wrote: Thu Nov 09, 2023 4:07 pm As an oldie. I suspect that at milestone ages they will hit me!
On this Forum there at plenty of us 70+
Yep, including me Ron. 76 at present, my insurance premiums have been reasonable in recent years. I don't think that the recent hike is due to age, everybody seems to be suffering.
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Insurance hike ...

Post by Nanu » Thu Nov 09, 2023 8:41 pm

dr_john wrote: Thu Nov 09, 2023 3:52 pm While I was looking around for alternatives, I called Direct Line and asked them to quote me without the wife on the policy, she never drives my zed but I usually include her in case of emergencies. The premium shot UP from £620 to £790!!!!

This was a surprise to say the least, seems that single male drivers are a higher risk than married ones.
Mine said by including the wife who like yours only drives in extreme emergencies, there was no additional charge and may even reduce it slightly. It didn't of course but there was no additional cost
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Insurance hike ...

Post by TitanTim » Thu Nov 09, 2023 9:45 pm

Not just this country either, I'm a member of a Hyundai Kona owners club on Facebook, mostly American owners on there all moaning their insurance renewals have sky rocketed, basically its a worldwide scam :cry:
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Insurance hike ...

Post by MikeyH » Thu Nov 09, 2023 10:09 pm

I've heard that it's cheaper if you have a parent on your policy. Bit late for though :thumbsdown:
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Post by True-Blue » Thu Nov 09, 2023 10:47 pm

MikeyH wrote: Thu Nov 09, 2023 10:09 pm I've heard that it's cheaper if you have a parent on your policy. Bit late for though :thumbsdown:
I’m ‘a parent’…. Want to insure me on your vehicles to see if the premiums reduce :driving: :rofl:
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Insurance hike ...

Post by MikeyH » Fri Nov 10, 2023 12:08 am

True-Blue wrote: Thu Nov 09, 2023 10:47 pm
MikeyH wrote: Thu Nov 09, 2023 10:09 pm I've heard that it's cheaper if you have a parent on your policy. Bit late for though :thumbsdown:
I’m ‘a parent’…. Want to insure me on your vehicles to see if the premiums reduce :driving: :rofl:
:rofl: :thumbsup:
Now, Sterling grey Z4 2.2 with cup holders, stubby aerial and sport seats. Roadsters ‘cause they’re great with the roof down.
Ford Anglia, Red Sprite, a few MG midgets, MGB Roadster and yellow Ford Capri, all gone many years now.

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Post by craig3.2 » Fri Nov 10, 2023 1:03 am

pvr wrote: Tue Jul 18, 2023 10:45 am My X5M - from new it was around the £450 mark, now over £900. Madness, but the insurance quotation process is so painful ... :cry:
My mates M4 he had(he just sold it),had went from around £450 when new,3 years ago,to over £1000 ,and he struggled to get it under £900 going elsewhere.
Apparently it's down to claims on certain cars for increasing costs of stuff like Windscreens with HUD etc on them,as well as other expensive parts
Crazy increases.
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Insurance hike ...

Post by ronk » Fri Nov 10, 2023 1:09 am

craig3.2 wrote: Fri Nov 10, 2023 1:03 am
pvr wrote: Tue Jul 18, 2023 10:45 am My X5M - from new it was around the £450 mark, now over £900. Madness, but the insurance quotation process is so painful ... :cry:
My mates M4 he had(he just sold it),had went from around £450 when new,3 years ago,to over £1000 ,and he struggled to get it under £900 going elsewhere.
Apparently it's down to claims on certain cars for increasing costs of stuff like Windscreens with HUD etc on them,as well as other expensive parts
Crazy increases.
I wonder if the (alleged) high costs of repairs to electric cars has also had an impact to overall car insurance costs?
You don't stop playing when you get old - You get old when you stop playing!
So I bought a 35is with all the toys to play with. :thumbsup:

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Insurance hike ...

Post by craig3.2 » Fri Nov 10, 2023 1:13 am

ronk wrote: Fri Nov 10, 2023 1:09 am
craig3.2 wrote: Fri Nov 10, 2023 1:03 am
pvr wrote: Tue Jul 18, 2023 10:45 am My X5M - from new it was around the £450 mark, now over £900. Madness, but the insurance quotation process is so painful ... :cry:
My mates M4 he had(he just sold it),had went from around £450 when new,3 years ago,to over £1000 ,and he struggled to get it under £900 going elsewhere.
Apparently it's down to claims on certain cars for increasing costs of stuff like Windscreens with HUD etc on them,as well as other expensive parts
Crazy increases.
I wonder if the (alleged) high costs of repairs to electric cars has also had an impact to overall car insurance costs?
Yeah, maybe Ron.
Those battery packs are expensive.

How's things with you Ron, been a while
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Post by pvr » Fri Nov 10, 2023 7:41 am

How about spread the cost over the claiming group only and not everyone.
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Insurance hike ...

Post by MikeyH » Fri Nov 10, 2023 10:39 am

craig3.2 wrote: Fri Nov 10, 2023 1:13 am
ronk wrote: Fri Nov 10, 2023 1:09 am
craig3.2 wrote: Fri Nov 10, 2023 1:03 am My mates M4 he had(he just sold it),had went from around £450 when new,3 years ago,to over £1000 ,and he struggled to get it under £900 going elsewhere.
Apparently it's down to claims on certain cars for increasing costs of stuff like Windscreens with HUD etc on them,as well as other expensive parts
Crazy increases.
I wonder if the (alleged) high costs of repairs to electric cars has also had an impact to overall car insurance costs?
Yeah, maybe Ron.
Those battery packs are expensive.

How's things with you Ron, been a while
Lots on YouTube re cost of EV write offs and EV insurance claims raising everyone's insurance plus some EV owners not being able to get insurance. Can't tell if its true or not with YouTube though.
Now, Sterling grey Z4 2.2 with cup holders, stubby aerial and sport seats. Roadsters ‘cause they’re great with the roof down.
Ford Anglia, Red Sprite, a few MG midgets, MGB Roadster and yellow Ford Capri, all gone many years now.

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Insurance hike ...

Post by craig3.2 » Fri Nov 10, 2023 12:30 pm

MikeyH wrote: Fri Nov 10, 2023 10:39 am
craig3.2 wrote: Fri Nov 10, 2023 1:13 am
ronk wrote: Fri Nov 10, 2023 1:09 am I wonder if the (alleged) high costs of repairs to electric cars has also had an impact to overall car insurance costs?
Yeah, maybe Ron.
Those battery packs are expensive.

How's things with you Ron, been a while
Lots on YouTube re cost of EV write offs and EV insurance claims raising everyone's insurance plus some EV owners not being able to get insurance. Can't tell if its true or not with YouTube though.
Yeah, think that's. Part of it.
Wish they'd split the increased costs over those groups of cars/owners as Paul/PVR said.rarhher than us all :cry:
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