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Insurance renewal
Posted: Tue Nov 07, 2017 10:56 am
by Busterboo
Just received insurance renewal quote for my 2010 35is with 35k miles in LE2 from AXA. Does this seem reasonable?
Includes as standard:
Up to 10% MultiCar discount*
Comprehensive cover
Windscreen cover
Courtesy car
Uninsured driver promise
Lifetime repair guarantee
90 day European cover
Wrong fuel cover
Lost key cover
Child car seat cover
24 hour UK claims helpline
Your selected cover options:
Protected No Claims Discount
Legal cover
Your price this year:
£595.77
Last year's price:
£527.72 *
Prices include insurance premium tax.
*This is a like-for-like comparison, based on the details and cover you have now
Insurance renewal
Posted: Tue Nov 07, 2017 11:15 am
by Ducklakeview
Busterboo wrote: ↑Tue Nov 07, 2017 10:56 am
Just received insurance renewal quote for my 2010 35is with 35k miles in LE2 from AXA. Does this seem reasonable?
Includes as standard:
Up to 10% MultiCar discount*
Comprehensive cover
Windscreen cover
Courtesy car
Uninsured driver promise
Lifetime repair guarantee
90 day European cover
Wrong fuel cover
Lost key cover
Child car seat cover
24 hour UK claims helpline
Your selected cover options:
Protected No Claims Discount
Legal cover
Your price this year:
£595.77
Last year's price:
£527.72 *
Prices include insurance premium tax.
*This is a like-for-like comparison, based on the details and cover you have now
Pretty much impossible to say, too many factors like your age/area/prev history. I'd just whack the details into one of the comparison sites to see if it's ballpark?
Mike
Insurance renewal
Posted: Tue Nov 07, 2017 11:17 am
by R.E92
Busterboo wrote: ↑Tue Nov 07, 2017 10:56 am
Just received insurance renewal quote for my 2010 35is with 35k miles in LE2 from AXA. Does this seem reasonable?
Includes as standard:
Up to 10% MultiCar discount*
Comprehensive cover
Windscreen cover
Courtesy car
Uninsured driver promise
Lifetime repair guarantee
90 day European cover
Wrong fuel cover
Lost key cover
Child car seat cover
24 hour UK claims helpline
Your selected cover options:
Protected No Claims Discount
Legal cover
Your price this year:
£595.77
Last year's price:
£527.72 *
Prices include insurance premium tax.
*This is a like-for-like comparison, based on the details and cover you have now
Depends on age and NCD too. My 35i costs me £270 a year but I'm 30 with 10yrs NCD.
I use esure for mine.
Insurance renewal
Posted: Tue Nov 07, 2017 12:01 pm
by Busterboo
You're both right, of course.
So, let me change the question. Assuming no change in factors, does insurance go up year on year?
Insurance renewal
Posted: Tue Nov 07, 2017 12:05 pm
by Buckz
Busterboo wrote: ↑Tue Nov 07, 2017 12:01 pm
You're both right, of course.
So, let me change the question. Assuming no change in factors, does insurance go up year on year?
No it should not.
Every insurer I've had renewal with has increased the price, that's what they do. In the hope that you're lazy enough and will simply accept the renewal price. Go online and you'll find a better quote 99% of the time..often saving a lot.
Insurance renewal
Posted: Tue Nov 07, 2017 12:08 pm
by john-e89
Busterboo wrote: ↑Tue Nov 07, 2017 12:01 pm
You're both right, of course.
So, let me change the question. Assuming no change in factors, does insurance go up year on year?
If you stay with the same people they’ll try to ramp it up year on year Buster. Why not try a comparison site? There’s no loyalty with insurance company’s. Or if you’re intent on staying with the same at least get a comparison, which will be cheaper, then go back to AXA and say match this.
I pay £240 a year protected NCB on my 35is. Full no claims bonus.
Insurance renewal
Posted: Tue Nov 07, 2017 12:22 pm
by Busterboo
Thank you Buckz and john-e89. Will do.
Insurance renewal
Posted: Tue Nov 07, 2017 1:46 pm
by Northotheborder
Insurers like many other services rely on consumer complacency, shop around!
Insurance renewal
Posted: Tue Nov 07, 2017 2:14 pm
by HillWalker
Just had my insurance renewal through last week on my 35is for £297, last year I paid £222 a price increase of approx. 30%
a friend of mine who renewed his and the wife's insurance recently said there were big increases on both there premiums
Insurance renewal
Posted: Tue Nov 07, 2017 2:47 pm
by sunnydays
Wow some of your insurance prices are cheap, iirc im paying around £1200 on a 35is @ 23 years old
Insurance renewal
Posted: Tue Nov 07, 2017 2:50 pm
by Boris
23 years old..... that's your problem
Insurance renewal
Posted: Tue Nov 07, 2017 3:33 pm
by HillWalker
I'm 67 and I'd willing pay your insurance if I could be 23 again.
Insurance renewal
Posted: Tue Nov 07, 2017 7:00 pm
by Marekdawg
sunnydays wrote: ↑Tue Nov 07, 2017 2:47 pm
Wow some of your insurance prices are cheap, iirc im paying around £1200 on a 35is @ 23 years old
who do you use Sunnydays? I'm a fair bit more for a 3.0i @22... stings but worth it
Insurance renewal
Posted: Tue Nov 07, 2017 10:07 pm
by ronk
HillWalker wrote: ↑Tue Nov 07, 2017 3:33 pm
I'm 67 and I'd willing pay your insurance if I could be 23 again.
I wouldnt want to be 23 again - I'm knocking on the door of 70 so a late 40's early 50's would be fine with me and still get decent insurance of all types
Insurance renewal
Posted: Tue Nov 07, 2017 10:16 pm
by Pastry
