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pvr, I don't make any companies T&C's, I merely highlighted that some insurers will invalidate the insurance if you SORN the car and it is worth checking before doing so. This is a simple fact.

Admiral, from above are saying you do not need to insure your vehicle if SORNED, which is fine as you are not driving it. However it leaves you uninsured for theft/fire/accidental damage etc, pay your money (or not), take your chances.

And I read it as that you are still fully insured if you don’t reduce or suspend the insurance.

pvr wrote: ↑Thu Oct 28, 2021 1:35 pm And I read it as that you are still fully insured if you don’t reduce or suspend the insurance.

You can read it how you like, if the policy T&C's state insurance invalid if sorned.............

That is all I can find in the &C, so not very clear

Not sure what the argument is here really, all anyone has to do is check with their current insurer before sorning their car. Chances are it's fine to do so. There are companies out there that don't allow it under their T&C's so best just to ask.

I’ve just contacted Chris Knott and the agent hadn’t heard of the uninsured If Sorned - he has made and enquiry with the underwriters - They will email me their findings and I will post.

[quote=pvr post_id=<a href="tel:1879100">1879100</a> time=<a href="tel:1635417287">1635417287</a> user_id=21]
Would love to understand how they stand legally about that, i.e. what is the tax status got to do with the insurance risk.

I drove the Golf to it's annual MOT, there was no tax on it as you cannot tax it whilst not having MOT.
[/quote]

Maybe it’s because a vehicle sitting unused & in the same place makes it more of an easy target for theft?
Rob

Doubt it, no self respecting criminal would nick and drive away a car that isn’t taxed, that’s illegal

Big Bad Boris wrote: ↑Thu Oct 28, 2021 5:52 pm Doubt it, no self respecting criminal would nick and drive away a car that isn’t taxed, that’s illegal

Unless he’s going to a pre booked mot test
Rob

Aviva
Thank you for choosing Aviva
Hello Patrick,

Thank you for your reply.

We do not provide cover for a SORN vehicle, you would need to cancel your policy.
To cancel online, just follow the steps below:

I’ve checked with my insurance as I always have sorted my E85 during the winter and received this reply today
So don’t think I will bother this time.

Sorted my E85

Sorned ffs

PaddyfromStoke wrote: ↑Thu Oct 28, 2021 9:33 pm Sorned ffs

That's pretty hopeless service from Aviva - I thought they were supposed to be one of the better insurers!

I certainly wouldn't want to have the car Sorn'd with no cover on it.

Mr Tidy wrote: ↑Wed Oct 27, 2021 10:15 pm I'd definitely check with Chris Knott just to be sure.

Im my 30+ years working in the UK General Insurance industry I never saw a Household policy that didn't exclude motor vehicles.

They always do as with most items if they are covered by another policy, such as motor insurance. However if the vehicle is not covered then it may be a different story.

Big Bad Boris wrote: ↑Thu Oct 28, 2021 5:52 pm Doubt it, no self respecting criminal would nick and drive away a car that isn’t taxed, that’s illegal