Z4-forum.com

So last year I insured my 35is for around £1200.
I added a couple of mods at £20 a time during the course of the year.

My policy has just come back to me at £1900 a month before renewal!

These were usually the company that was cheapest for me, not to sure what to do at this point or why it has even increased? Is it even worth calling or will they tell me to bugger off.

Im 23 y/o which makes insurance a tad difficult!

Thanks

A clerical error*, surely.

(*That's polite for a silly f-----g mistake.)

Its the colour Fiery Orange by name, fieary orage by nature

I know it's a PITA but lower miles/higher excess/shop around.

every year, 99% of insurers will increase the premium on renewal in the hope that you will simply accept it and allow it to automatically renew, there is no benefit of staying with the same insurer.

get your NCB proof and go on comparison sites, call specialists and you'll get a better quote.

shop around and never stick with the same insurer.

Add parents to your policy, my son has the M140 (new) and that was less than £800 to insure. He is 23 as well.

I had similar when I had my Z4M at 23. The renewals were always more expensive but then compared and called and they usually matched. Think I paid about £750 at that age on the M but i lived in a band A area.

+1 PVR

Ive done a coupe of insurance quotes on a 35IS with 10k social domestic pleasure and commuting and living near the centre of manchester which is probably one of the worst places to get insured. Granted im 29 but the quotes were about £900 putting the rents on put it well below £600

So annoying back up in Cumbria the quotes were £150-200

Hang on a second OP... are you saying it's gone from £1,200 p.a. to £22,800 p.a. (£1,900 per month)

ph001 wrote: ↑Tue Nov 21, 2017 2:19 pm Hang on a second OP... are you saying it's gone from £1,200 p.a. to £22,800 p.a. (£1,900 per month)

his renewal price appeared a month before the policy expires..

As already stated, shop around, even get an on line quote from the company you are with if you can, they are often cheaper than renewal and then when you call in they will match the price - also dont forget Quidco or other cashback sites, usually good deals on insurance. Alternatively you can have my insurance which is about £350/year for my 35iS but only if you let me transfer my age to you and vice versa

huytonman wrote: ↑Tue Nov 21, 2017 3:10 pm

ph001 wrote: ↑Tue Nov 21, 2017 2:19 pm Hang on a second OP... are you saying it's gone from £1,200 p.a. to £22,800 p.a. (£1,900 per month)

his renewal price appeared a month before the policy expires..

Ah, the good old missing comma

ph001 wrote: ↑Tue Nov 21, 2017 3:21 pm

huytonman wrote: ↑Tue Nov 21, 2017 3:10 pm

ph001 wrote: ↑Tue Nov 21, 2017 2:19 pm Hang on a second OP... are you saying it's gone from £1,200 p.a. to £22,800 p.a. (£1,900 per month)

his renewal price appeared a month before the policy expires..

Ah, the good old missing comma

commas are over rated, I preffer an afternoon snooze.

markalp wrote: ↑Tue Nov 21, 2017 4:02 pm
commas are over rated, I preffer an afternoon snooze.

me too

Mine was insured with Esure..

£223 a year...

Worth a try

Car insurance has become a joke IMHO - you just need to get onto a comparison site every renewal and you are sure to get a better deal (sometimes even from the same insurer)!

Good luck.

Thanks for the input everyone,

So I have run through 3 comparison sites and the cheapest I have come accross with out even declaring my mods is £1600 which is not looking good.

Going to ring my insurer tommorow, and if they dont budge I will have to call around a few other companies.

Does anyone know of any specialists?

Thanks