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Insurance renewal

Specific discussion about the E89 2009 Z4 (sDrive35is, sDrive35i, sDrive30i, sDrive23i)
Busterboo
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Insurance renewal

Post by Busterboo » Tue Nov 07, 2017 10:56 am

Just received insurance renewal quote for my 2010 35is with 35k miles in LE2 from AXA. Does this seem reasonable?
Includes as standard:
Up to 10% MultiCar discount*
Comprehensive cover
Windscreen cover
Courtesy car
Uninsured driver promise
Lifetime repair guarantee
90 day European cover
Wrong fuel cover
Lost key cover
Child car seat cover
24 hour UK claims helpline
Your selected cover options:
Protected No Claims Discount
Legal cover

Your price this year:
£595.77
Last year's price:
£527.72 *
Prices include insurance premium tax.
*This is a like-for-like comparison, based on the details and cover you have now
Vidi, vici, veni

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Ducklakeview
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Location: Merseyside

Insurance renewal

Post by Ducklakeview » Tue Nov 07, 2017 11:15 am

Busterboo wrote: Tue Nov 07, 2017 10:56 am Just received insurance renewal quote for my 2010 35is with 35k miles in LE2 from AXA. Does this seem reasonable?
Includes as standard:
Up to 10% MultiCar discount*
Comprehensive cover
Windscreen cover
Courtesy car
Uninsured driver promise
Lifetime repair guarantee
90 day European cover
Wrong fuel cover
Lost key cover
Child car seat cover
24 hour UK claims helpline
Your selected cover options:
Protected No Claims Discount
Legal cover

Your price this year:
£595.77
Last year's price:
£527.72 *
Prices include insurance premium tax.
*This is a like-for-like comparison, based on the details and cover you have now
Pretty much impossible to say, too many factors like your age/area/prev history. I'd just whack the details into one of the comparison sites to see if it's ballpark?

Mike

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R.E92
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Joined: Wed Dec 04, 2013 10:10 am

Insurance renewal

Post by R.E92 » Tue Nov 07, 2017 11:17 am

Busterboo wrote: Tue Nov 07, 2017 10:56 am Just received insurance renewal quote for my 2010 35is with 35k miles in LE2 from AXA. Does this seem reasonable?
Includes as standard:
Up to 10% MultiCar discount*
Comprehensive cover
Windscreen cover
Courtesy car
Uninsured driver promise
Lifetime repair guarantee
90 day European cover
Wrong fuel cover
Lost key cover
Child car seat cover
24 hour UK claims helpline
Your selected cover options:
Protected No Claims Discount
Legal cover

Your price this year:
£595.77
Last year's price:
£527.72 *
Prices include insurance premium tax.
*This is a like-for-like comparison, based on the details and cover you have now
Depends on age and NCD too. My 35i costs me £270 a year but I'm 30 with 10yrs NCD.

I use esure for mine.

Busterboo
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Insurance renewal

Post by Busterboo » Tue Nov 07, 2017 12:01 pm

You're both right, of course.

So, let me change the question. Assuming no change in factors, does insurance go up year on year?
Vidi, vici, veni

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Buckz
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Location: West sussex

Insurance renewal

Post by Buckz » Tue Nov 07, 2017 12:05 pm

Busterboo wrote: Tue Nov 07, 2017 12:01 pm You're both right, of course.

So, let me change the question. Assuming no change in factors, does insurance go up year on year?
No it should not.

Every insurer I've had renewal with has increased the price, that's what they do. In the hope that you're lazy enough and will simply accept the renewal price. Go online and you'll find a better quote 99% of the time..often saving a lot.
Image

john-e89
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Insurance renewal

Post by john-e89 » Tue Nov 07, 2017 12:08 pm

Busterboo wrote: Tue Nov 07, 2017 12:01 pm You're both right, of course.

So, let me change the question. Assuming no change in factors, does insurance go up year on year?
If you stay with the same people they’ll try to ramp it up year on year Buster. Why not try a comparison site? There’s no loyalty with insurance company’s. Or if you’re intent on staying with the same at least get a comparison, which will be cheaper, then go back to AXA and say match this.

I pay £240 a year protected NCB on my 35is. Full no claims bonus.
M roady...OEM CSL’s, strut brace, Remus back boxes, ZHP
MR2 MK 2
E89 35i project car...mapped 365bhp, M4 stoppers & wheels, KWV3’s, H&R front ARB, M3 front arms, strut brace Eisenmann cat back race exhaust, VRSF downpipes inbound
E89 35is
G29

Busterboo
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Insurance renewal

Post by Busterboo » Tue Nov 07, 2017 12:22 pm

Thank you Buckz and john-e89. Will do.
Vidi, vici, veni

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Northotheborder
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Location: Scotland

Insurance renewal

Post by Northotheborder » Tue Nov 07, 2017 1:46 pm

Insurers like many other services rely on consumer complacency, shop around!

HillWalker
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Posts: 291
Joined: Sat Dec 25, 2010 8:32 pm
Location: Stoke on Trent

Insurance renewal

Post by HillWalker » Tue Nov 07, 2017 2:14 pm

Just had my insurance renewal through last week on my 35is for £297, last year I paid £222 a price increase of approx. 30% :o a friend of mine who renewed his and the wife's insurance recently said there were big increases on both there premiums

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sunnydays
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Insurance renewal

Post by sunnydays » Tue Nov 07, 2017 2:47 pm

Wow some of your insurance prices are cheap, iirc im paying around £1200 on a 35is @ 23 years old

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Boris
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Insurance renewal

Post by Boris » Tue Nov 07, 2017 2:50 pm

23 years old..... that's your problem :D

HillWalker
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Location: Stoke on Trent

Insurance renewal

Post by HillWalker » Tue Nov 07, 2017 3:33 pm

I'm 67 and I'd willing pay your insurance if I could be 23 again. :D

Marekdawg
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Location: Birmingham / Cheltenham

Insurance renewal

Post by Marekdawg » Tue Nov 07, 2017 7:00 pm

sunnydays wrote: Tue Nov 07, 2017 2:47 pm Wow some of your insurance prices are cheap, iirc im paying around £1200 on a 35is @ 23 years old
who do you use Sunnydays? I'm a fair bit more for a 3.0i @22... stings but worth it :thumbsup: :driving:
Silver E89 Sdrive30I Msport. Black roof and other bits. :D :driving:

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ronk
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Insurance renewal

Post by ronk » Tue Nov 07, 2017 10:07 pm

HillWalker wrote: Tue Nov 07, 2017 3:33 pm I'm 67 and I'd willing pay your insurance if I could be 23 again. :D
I wouldnt want to be 23 again - I'm knocking on the door of 70 so a late 40's early 50's would be fine with me and still get decent insurance of all types :thumbsup:
You don't stop playing when you get old - You get old when you stop playing!
So I bought a 35is with all the toys to play with. :thumbsup:

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Pastry
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Insurance renewal

Post by Pastry » Tue Nov 07, 2017 10:16 pm

HillWalker wrote: Tue Nov 07, 2017 3:33 pm I'm 67 and I'd willing pay your insurance if I could be 23 again. :D
:rofl: :rofl:
991 Carrera 2S
Now gone:
2008 Z4MR Midnight Blue Metallic
2006 Z4 3.0si sport Ruby Black
2006 Z4 3.0si sport Titanium Silver
2010 Z4 23i Msport and a 3.0i

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