Terrible Insurance Renewal 35is...

Specific discussion about the E89 2009 Z4 (sDrive35is, sDrive35i, sDrive30i, sDrive23i)
sunnydays
Member
Member
Posts: 405
Joined: Fri Sep 23, 2016 7:50 am

Terrible Insurance Renewal 35is...

Post by sunnydays » Tue Nov 21, 2017 9:22 am

So last year I insured my 35is for around £1200.
I added a couple of mods at £20 a time during the course of the year.

My policy has just come back to me at £1900 a month before renewal!

These were usually the company that was cheapest for me, not to sure what to do at this point or why it has even increased? Is it even worth calling or will they tell me to bugger off.

Im 23 y/o which makes insurance a tad difficult!

Thanks
2010 E89 Z4 35is - Fiery Orange

Busterboo
Member
Member
Posts: 734
Joined: Sun Nov 20, 2016 2:49 am

Terrible Insurance Renewal 35is...

Post by Busterboo » Tue Nov 21, 2017 9:46 am

A clerical error*, surely.

(*That's polite for a silly f-----g mistake.)

markalp
Member
Member
Posts: 186
Joined: Tue Aug 08, 2017 3:10 pm

Terrible Insurance Renewal 35is...

Post by markalp » Tue Nov 21, 2017 9:51 am

Its the colour Fiery Orange by name, fieary orage by nature :)

I know it's a PITA but lower miles/higher excess/shop around.
Alpina Roadster S LUX #030

User avatar
Buckz
Member
Member
Posts: 893
Joined: Mon Dec 05, 2016 11:00 am
Location: West sussex

Terrible Insurance Renewal 35is...

Post by Buckz » Tue Nov 21, 2017 10:05 am

every year, 99% of insurers will increase the premium on renewal in the hope that you will simply accept it and allow it to automatically renew, there is no benefit of staying with the same insurer.

get your NCB proof and go on comparison sites, call specialists and you'll get a better quote.

shop around and never stick with the same insurer.
Image
Now for sale... viewtopic.php?f=41&t=101949 :(

User avatar
pvr
Legend
Legend
Posts: 22160
Joined: Fri Jun 15, 2007 12:27 pm
Location: South East UK

Terrible Insurance Renewal 35is...

Post by pvr » Tue Nov 21, 2017 11:25 am

Add parents to your policy, my son has the M140 (new) and that was less than £800 to insure. He is 23 as well.
911-50 Black - unique spec
X5 40d - full fat comfort
Abarth 595 Comp.
Golf Clipper - collectors item
Jeep
Z4M Silver Grey - non flimper spec (gone to Bing)

User avatar
tomscott
Lifer
Lifer
Posts: 6416
Joined: Mon Sep 19, 2011 12:26 pm

Terrible Insurance Renewal 35is...

Post by tomscott » Tue Nov 21, 2017 11:40 am

I had similar when I had my Z4M at 23. The renewals were always more expensive but then compared and called and they usually matched. Think I paid about £750 at that age on the M but i lived in a band A area.

+1 PVR

Ive done a coupe of insurance quotes on a 35IS with 10k social domestic pleasure and commuting and living near the centre of manchester which is probably one of the worst places to get insured. Granted im 29 but the quotes were about £900 putting the rents on put it well below £600

So annoying back up in Cumbria the quotes were £150-200 :headbang: :headbang:
ImageZ4-forum-Sig by Tom Scott, on Flickr

User avatar
ph001
Member
Member
Posts: 636
Joined: Mon Oct 31, 2016 5:53 pm
Location: N. Yorkshire.

Terrible Insurance Renewal 35is...

Post by ph001 » Tue Nov 21, 2017 2:19 pm

Hang on a second OP... are you saying it's gone from £1,200 p.a. to £22,800 p.a. (£1,900 per month) :dizzy:
2007 E85 Z4 3.0Si manual :driving:
19" CSL's | Eibach Springs | Aeroskirts | Z4M front bumper | Clear brake light | ZHP | RCH+| Stubby

2004 E46 M3 coupe manual.

huytonman
Member
Member
Posts: 114
Joined: Sun Nov 02, 2008 10:24 pm

Terrible Insurance Renewal 35is...

Post by huytonman » Tue Nov 21, 2017 3:10 pm

ph001 wrote:
Tue Nov 21, 2017 2:19 pm
Hang on a second OP... are you saying it's gone from £1,200 p.a. to £22,800 p.a. (£1,900 per month) :dizzy:
his renewal price appeared a month before the policy expires.. :lol:

huytonman
Member
Member
Posts: 114
Joined: Sun Nov 02, 2008 10:24 pm

Terrible Insurance Renewal 35is...

Post by huytonman » Tue Nov 21, 2017 3:12 pm

As already stated, shop around, even get an on line quote from the company you are with if you can, they are often cheaper than renewal and then when you call in they will match the price - also dont forget Quidco or other cashback sites, usually good deals on insurance. Alternatively you can have my insurance which is about £350/year for my 35iS but only if you let me transfer my age to you and vice versa :D

User avatar
ph001
Member
Member
Posts: 636
Joined: Mon Oct 31, 2016 5:53 pm
Location: N. Yorkshire.

Terrible Insurance Renewal 35is...

Post by ph001 » Tue Nov 21, 2017 3:21 pm

huytonman wrote:
Tue Nov 21, 2017 3:10 pm
ph001 wrote:
Tue Nov 21, 2017 2:19 pm
Hang on a second OP... are you saying it's gone from £1,200 p.a. to £22,800 p.a. (£1,900 per month) :dizzy:
his renewal price appeared a month before the policy expires.. :lol:
Ah, the good old missing comma :rofl:
2007 E85 Z4 3.0Si manual :driving:
19" CSL's | Eibach Springs | Aeroskirts | Z4M front bumper | Clear brake light | ZHP | RCH+| Stubby

2004 E46 M3 coupe manual.

markalp
Member
Member
Posts: 186
Joined: Tue Aug 08, 2017 3:10 pm

Terrible Insurance Renewal 35is...

Post by markalp » Tue Nov 21, 2017 4:02 pm

ph001 wrote:
Tue Nov 21, 2017 3:21 pm
huytonman wrote:
Tue Nov 21, 2017 3:10 pm
ph001 wrote:
Tue Nov 21, 2017 2:19 pm
Hang on a second OP... are you saying it's gone from £1,200 p.a. to £22,800 p.a. (£1,900 per month) :dizzy:
his renewal price appeared a month before the policy expires.. :lol:
Ah, the good old missing comma :rofl:
commas are over rated, I preffer an afternoon snooze.
Alpina Roadster S LUX #030

User avatar
Gaffa22
Member
Member
Posts: 185
Joined: Wed Aug 16, 2017 9:31 am

Terrible Insurance Renewal 35is...

Post by Gaffa22 » Tue Nov 21, 2017 4:09 pm

markalp wrote:
Tue Nov 21, 2017 4:02 pm

commas are over rated, I preffer an afternoon snooze.
me too :rofl: :rofl:
2010 E89 35i DCT
2017 Honda CBR1000RR fireblade
2016 Honda VFR1200F

Z4M-2006
Lifer
Lifer
Posts: 6257
Joined: Fri Jun 29, 2012 7:53 am
Location: High Peak,Derbyshire.

Terrible Insurance Renewal 35is...

Post by Z4M-2006 » Tue Nov 21, 2017 4:16 pm

Mine was insured with Esure..

£223 a year...

Worth a try

Online
Mr Tidy
Lifer
Lifer
Posts: 4210
Joined: Wed Jul 02, 2014 12:18 pm
Location: Berkshire

Terrible Insurance Renewal 35is...

Post by Mr Tidy » Tue Nov 21, 2017 11:11 pm

Car insurance has become a joke IMHO - you just need to get onto a comparison site every renewal and you are sure to get a better deal (sometimes even from the same insurer)!

Good luck. :thumbsup:
Z4 3.0Si Sport - Coupe for added stiffness!
Current - Montego Blue, Pearl Grey & 108Ms. Cruise, Storage and pdc. 325ti Sport as a DD.
Gone - Ruby Black, Pearl Grey & 135Ms. Xenons, heated seats and Professional speakers.

sunnydays
Member
Member
Posts: 405
Joined: Fri Sep 23, 2016 7:50 am

Terrible Insurance Renewal 35is...

Post by sunnydays » Tue Nov 21, 2017 11:45 pm

Thanks for the input everyone,

So I have run through 3 comparison sites and the cheapest I have come accross with out even declaring my mods is £1600 which is not looking good.

Going to ring my insurer tommorow, and if they dont budge I will have to call around a few other companies.

Does anyone know of any specialists?

Thanks
2010 E89 Z4 35is - Fiery Orange

Post Reply

Who is online

Users browsing this forum: No registered users and 12 guests