Insurance Premiums Up This Year?

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bluestreak56
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Insurance Premiums Up This Year?

Post by bluestreak56 » Wed Jan 20, 2016 7:03 pm

Has anyone else noticed premiums up recently?

My mums car was only £188 last year but this year I'm struggling to get it under £250. Nothing has changed..
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Re: Insurance Premiums Up This Year?

Post by mmm-five » Wed Jan 20, 2016 7:56 pm

My renewal was £50 more expensive than last year, but I hadn't had chance to call to renegotiate before I had my accident.

Used the comparison sites and found I could beat the renewal quote elsewhere (e.g. esure, Admiral, Bell, Sheila's Wheels) with the fault accident declared, but went with LV= in the end.
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Re: Insurance Premiums Up This Year?

Post by mr wilks » Thu Jan 21, 2016 8:36 am

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Re: Insurance Premiums Up This Year?

Post by ChrisKnottIns » Thu Jan 21, 2016 10:44 am

If you'd like a quote for comparison please do give us a call. Our success at providing winning quotes improves further when there's a sudden jump in the market.
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Re: Insurance Premiums Up This Year?

Post by nb67 » Thu Jan 21, 2016 4:35 pm

I've just spoken to a lovely lady called Kathy at CKI and got a nice competitive quote from them.

Unless we can find it a lot cheaper I think we'll be going through CKI as they seem to offer a more personal touch to the whole insurance quagmire.
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Re: Insurance Premiums Up This Year?

Post by mr wilks » Thu Jan 21, 2016 9:14 pm

ChrisKnottIns wrote:If you'd like a quote for comparison please do give us a call. Our success at providing winning quotes improves further when there's a sudden jump in the market.

That's comforting to know :oops: one of my policy.s with CK is up for renewal in next 6 weeks :wink:
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Re: Insurance Premiums Up This Year?

Post by bluestreak56 » Thu Jan 21, 2016 9:20 pm

ChrisKnottIns wrote:If you'd like a quote for comparison please do give us a call. Our success at providing winning quotes improves further when there's a sudden jump in the market.
Unfortunately my renewal was from you guys.. But I will call.
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Re: Insurance Premiums Up This Year?

Post by pvr » Thu Jan 21, 2016 9:48 pm

Still not getting it that a few % increase in tax would ramp up the premium that much though?
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Re: Insurance Premiums Up This Year?

Post by ChrisKnottIns » Fri Jan 22, 2016 10:26 am

I think insurers have taken the opportunity to add a bit too in response to the higher repair costs and the failure of personal injury reforms to have the desired effect.
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Re: Insurance Premiums Up This Year?

Post by bluestreak56 » Fri Jan 22, 2016 10:47 am

ChrisKnottIns wrote:I think insurers have taken the opportunity to add a bit too in response to the higher repair costs and the failure of personal injury reforms to have the desired effect.
Its odd because both my parents cars are significantly up (£70 each Audi A7 and Kia Soul) however my BMW X4 is £4 up on the Z4 quote I had last year.

2015 Z4 group 44 insured with 3k miles personal only
2016 X4 group 31 insured with 10k miles 5k business and 5k personal
£4 increase in premium?

Maybe I'm trying to make sense of completely made up insurance premium methodology..
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Re: Insurance Premiums Up This Year?

Post by pvr » Fri Jan 22, 2016 1:32 pm

It can vary by colour as well, the grey Audi I have is about £300 cheaper to insure than an identical white one. Work that one out....
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Re: Insurance Premiums Up This Year?

Post by bluestreak56 » Fri Jan 22, 2016 1:50 pm

pvr wrote:It can vary by colour as well, the grey Audi I have is about £300 cheaper to insure than an identical white one. Work that one out....
:x :oops: :cry: :evil: :headbang: :thumbsdown:
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Re: Insurance Premiums Up This Year?

Post by pvr » Fri Jan 22, 2016 2:26 pm

Recession white must be driven by suicidal maniacs :)

But it is interesting that insurance statistics include colour, so if you buy a really rare colour with zero accident statistics you should get a good premium versus the "in-colour" choice.
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Re: Insurance Premiums Up This Year?

Post by Mark555 » Thu Mar 10, 2016 10:29 am

Mmmmmm....... I'm struggling to find a car in 'wheelchair grey' or 'dog turd brown' for a cheaper quote! :rofl:

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